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For sale
    • Price cut: $24K (6/7)
    $875,000

    95 Saint Simon Cir, Miramar Beach, FL 32550

    4beds
    2,216sqft
    : 
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    Single Family Residence
    Built in 2004
    3,195 Square Feet Lot
    $-- Zestimate®
    $395/sqft
    $-- HOA

    What's special

    Gated entryOne-car garageBreakfast barGranite countertopsAiry welcoming atmosphereHigh ceilingsLarge windows
    Located in the gated, Gulf-side community of Emerald Waters Village, this beautifully designed coastal home offers an exceptional opportunity to enjoy the Miramar Beach lifestyle at an attractive price point. Just a short walk from deeded beach access, the property combines solid concrete block construction, thoughtful design, and inviting living spaces in one of the area's most desirable neighborhoods. The main living level is bright, open, and designed for gathering. Large windows and high ceilings allow natural light to pour in, creating an airy, welcoming atmosphere throughout the living, dining, and kitchen spaces. The open-concept layout makes entertaining effortless, whether hosting family and friends or enjoying a relaxed evening after the beach. The kitchen features granite countertops, stainless steel appliances, and a breakfast bar that keeps the space connected and social. A spacious first-floor bedroom with an ensuite bath offers flexibility for guests or extended stays, while a laundry room and one-car garage add everyday convenience. Upstairs, the primary suite serves as a private retreat with a sitting area and access to a covered balcony a perfect spot for morning coffee, sunset views, or quiet moments between beach days. Two additional bedrooms share a Jack-and-Jill bath, providing comfortable accommodations for family or guests. Outdoors, the fenced backyard and patio extend the entertaining space, offering a private setting for grilling, gathering, or simply enjoying the coastal breeze. Emerald Waters Village features gated entry, two community pools, and walkable beach access, all just minutes from Scenic Highway 98, Silver Sands Premium Outlets, dining, and entertainment. Whether envisioned as a primary residence, second home, or investment property, this home delivers location, light-filled living, and a beach lifestyle that is increasingly hard to find at this price point in Miramar Beach.
    189 days
    |
    440
    |
    31
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    The Jonathan Hill Team 205-370-5905,

    Legacy Hill Realty,

    Angela D Skillingstad 318-294-2029,

    Legacy Hill Realty

    Source: ECAOR,MLS#: 992115MLS Logo

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 4
      • Full bathrooms: 3
      • 1/2 bathrooms: 1
      Primary bedroom
      • Level: Second
      • Area: 272 Square Feet
      • Dimensions: 17 x 16
      Bedroom
      • Level: First
      • Area: 192 Square Feet
      • Dimensions: 16 x 12
      Bedroom
      • Level: Second
      • Area: 156 Square Feet
      • Dimensions: 13 x 12
      Bedroom
      • Area: 132 Square Feet
      • Dimensions: 12 x 11
      Primary bathroom
      • Level: Second
      • Area: 170 Square Feet
      • Dimensions: 17 x 10
      Bathroom
      • Level: First
      • Area: 120 Square Feet
      • Dimensions: 12 x 10
      Bathroom
      • Level: First
      • Area: 42 Square Feet
      • Dimensions: 7 x 6
      Bathroom
      • Level: Second
      • Area: 108 Square Feet
      • Dimensions: 12 x 9
      Dining area
      • Level: First
      • Area: 144 Square Feet
      • Dimensions: 12 x 12
      Garage
      • Level: First
      • Area: 286 Square Feet
      • Dimensions: 22 x 13
      Kitchen
      • Level: First
      • Area: 117 Square Feet
      • Dimensions: 13 x 9
      Laundry
      • Level: First
      • Area: 48 Square Feet
      • Dimensions: 8 x 6
      Living room
      • Level: First
      • Area: 260 Square Feet
      • Dimensions: 20 x 13
      Heating
      • Central
      Cooling
      • Central Air, Ceiling Fan(s)
      Appliances
      • Included: Cooktop, Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer, Electric Water Heater
      • Laundry: Washer/Dryer Hookup
      Features
      • Breakfast Bar, Vaulted Ceiling(s), Kitchen Island, Owner's Closet
      • Flooring: Hardwood, Tile
      • Windows: Window Treatments
      • Furnished: Yes
      • Common walls with other units/homes: No Common Walls
      Interior area
      • Total structure area: 2,216
      • Total interior livable area: 2,216 sqft

      Property

      Parking
      • Total spaces: 1
      • Parking features: Garage Door Opener, Garage
      • Attached garage spaces: 1
      Features
      • Stories: 2
      • Patio & porch: Covered, Patio
      • Exterior features: Outdoor Grill, Balcony, Private Yard
      • Fencing: Privacy
      Lot
      • Size: 3,195 Square Feet
      • Dimensions: 45 x 71
      • Features: Covenants
      Details
      • Parcel number: 292S21429700000220
      • Zoning description: Resid Single Family

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Beach House
      • Property subtype: Single Family Residence
      Materials
      • Block, Siding CmntFbrHrdBrd
      • Foundation: Slab
      • Roof: Metal
      Condition
      • Construction Complete
      • New construction: No
      • Year built: 2004

      Utilities & green energy

      • Water: Public

      Community & HOA

      Community
      • Features: BBQ Pit/Grill, Beach, Deed Access, Gated, Picnic Area, Pool, Short Term Rental - Allowed
      • Security: Smoke Detector(s)
      • Subdivision: EMERALD WATERS VILLAGE
      HOA
      • Has HOA: Yes
      • Services included: Maintenance Grounds, Land Recreation, Management
      Location
      • Region: Miramar Beach

      Financial & listing details

      • Price per square foot: $395/sqft
      • Tax assessed value: $778,087
      • Annual tax amount: $6,749
      • Date on market: 1/5/2026
      • Road surface type: Paved

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        6/7/2026Price change$875,000-2.7%$395/sqft
        Source: ECAOR #992115 Report a problem
        3/20/2026Price change$899,000-2.8%$406/sqft
        Source: ECAOR #992115 Report a problem
        1/5/2026Listed for sale$925,000+2.8%$417/sqft
        Source: ECAOR #992115 Report a problem
        12/3/2025Listing removed$900,000$406/sqft
        Source: ECAOR #958449 Report a problem
        7/28/2025Price change$900,000-10%$406/sqft
        Source: ECAOR #958449 Report a problem
        6/25/2025Price change$1,000,000+5.3%$451/sqft
        Source: ECAOR #958449 Report a problem
        4/3/2025Price change$950,000-0.5%$429/sqft
        Source: ECAOR #958449 Report a problem
        3/27/2025Price change$955,000-0.5%$431/sqft
        Source: ECAOR #958449 Report a problem
        3/14/2025Price change$960,000-0.5%$433/sqft
        Source: ECAOR #958449 Report a problem
        10/3/2024Price change$965,000-1%$435/sqft
        Source: ECAOR #958449 Report a problem
        9/4/2024Listed for sale$975,000-2%$440/sqft
        Source: ECAOR #958449 Report a problem
        8/29/2024Listing removed--
        Source: ECAOR #943656 Report a problem
        3/29/2024Price change$995,000-5.2%$449/sqft
        Source: ECAOR #943656 Report a problem
        3/2/2024Listed for sale$1,050,000+5.5%$474/sqft
        Source: ECAOR #943656 Report a problem
        11/28/2023Listing removed--
        Source: ECAOR #931405 Report a problem
        10/13/2023Price change$995,000-5.2%$449/sqft
        Source: ECAOR #931405 Report a problem
        9/1/2023Listed for sale$1,050,000+757.1%$474/sqft
        Source: ECAOR #931405 Report a problem
        12/23/2021Sold$122,500-71.8%$55/sqft
        Source: Public Record Report a problem
        6/29/2015Sold$435,000-6.5%$196/sqft
        Source: ECAOR #716098 Report a problem
        5/14/2015Price change$465,000-1.1%$210/sqft
        Source: Newman Dailey Resort Properties Inc #716098 Report a problem
        3/26/2015Price change$470,000-1.1%$212/sqft
        Source: Newman-Dailey Resort Properties #716098 Report a problem
        1/29/2015Price change$475,000-4.8%$214/sqft
        Source: Newman-Dailey Resort Properties #716098 Report a problem
        10/15/2014Listed for sale$499,000+7.3%$225/sqft
        Source: Newman-Dailey Resort Properties #716098 Report a problem
        4/23/2009Sold$465,000-42.2%$210/sqft
        Source: Public Record Report a problem
        5/11/2005Sold$805,000$363/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$7,031 -4.2%$778,087 +9.9%
        2024$7,340 +4.5%$707,732 +10%
        2023$7,021 +14.2%$643,393 +10%
        2022$6,149 +15.8%$584,903 +10%
        2021$5,308 +10%$531,730 +10%
        2020$4,825 +3.7%$483,391 +5.7%
        2019$4,655 $457,328 -2.7%
        2018$4,655 +5.3%$469,933 +24.3%
        2017$4,420 +18%$377,957 +4.1%
        2016$3,746 +3.1%$363,092 +2.8%
        2015$3,633 +1.2%$353,219 +5.7%
        2014$3,590 $334,298 +6%
        2013-- $315,476
        2012-- $315,476 -2.5%
        2011-- $323,430 -1.9%
        2010-- $329,555 -12.6%
        2009-- $377,018 -17.4%
        2008-- $456,567 -3.7%
        2007-- $474,067 +11.6%
        2005-- $424,631 +662.4%
        2004-- $55,700
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 32550

        Getting around

        43 / 100
        Car-Dependent
        50 / 100
        Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Van R Butler
        • Middle: Emerald Coast
        • High: South Walton

        Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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