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    • $390,000

    97 Bay Ln, Cadiz, KY 42211

    3beds
    2,478sqft
    : 
    $2,415/mo
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    Single Family Residence, Residential
    Built in 2001
    0.8 Acres Lot
    $-- Zestimate®
    $157/sqft
    $-- HOA

    What's special

    Recreation roomModern updatesFinished walk-out basementCottage charmPrivate mother-in-law suiteFully renovated homeGuest retreat
    Lake Life Starts Here — Fully Renovated in One of Cadiz's Most Desirable Lake Communities! If you've been dreaming of a place where weekends slow down and every day feels like a vacation, welcome home. Perfectly positioned in a sought-after lake community, this beautifully renovated home offers all the charm of lake living without the waterfront price tag. Best of all, the neighborhood features its own private boat ramp, making it easy to spend your days on the water whenever adventure calls. Inside, you'll fall in love with the bright, open-concept floor plan filled with natural light from beautiful windows that bring the outdoors in. Every detail has been thoughtfully updated, including a stunning new bathroom, oversized closets, and an incredible amount of storage that truly sets this home apart. The finished walk-out basement offers endless possibilities—perfect as a private mother-in-law suite, guest retreat, recreation room, or additional living space. Car enthusiasts and lake lovers will appreciate the oversized two-car garage plus a dedicated golf cart garage, making it easy to head down to the lake at a moment's notice. Step outside to your dreamy backyard and unwind on the brand-new wraparound back porch, the perfect setting for morning coffee, family cookouts, or relaxing after a day on the water. Just hop on your golf cart or enjoy a quick two-minute walk to the shoreline and experience everything lake living has to offer. Whether you're looking for a full-time residence, a weekend getaway, or the perfect vacation home, 97 Bay Lane delivers the lifestyle you've been waiting for. Cottage charm, modern updates, exceptional storage, and lake-community amenities—this is Kentucky lake living at its finest. Al photos included.
    7 hours
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    159
    |
    13
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    Zillow last checked:

    Listing updated:

    Listed by:

    Shakirah Carpenter 931-492-9600,

    Veterans Realty Services

    Source: RealTracs MLS as distributed by MLS GRID,MLS#: 3304553MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 3
      • Main level bedrooms: 2
      Bedroom 1
      • Features: Walk-In Closet(s)
      • Level: Walk-In Closet(s)
      • Area: 225 Square Feet
      • Dimensions: 15x15
      Bedroom 2
      • Features: Extra Large Closet
      • Level: Extra Large Closet
      • Area: 144 Square Feet
      • Dimensions: 12x12
      Bedroom 3
      • Features: Walk-In Closet(s)
      • Level: Walk-In Closet(s)
      • Area: 300 Square Feet
      • Dimensions: 20x15
      Primary bathroom
      • Features: Primary Bedroom
      • Level: Primary Bedroom
      Dining room
      • Features: Combination
      • Level: Combination
      • Area: 169 Square Feet
      • Dimensions: 13x13
      Kitchen
      • Area: 260 Square Feet
      • Dimensions: 20x13
      Living room
      • Features: Combination
      • Level: Combination
      • Area: 320 Square Feet
      • Dimensions: 20x16
      Other
      • Features: Utility Room
      • Level: Utility Room
      • Area: 90 Square Feet
      • Dimensions: 10x9
      Recreation room
      • Features: Basement Level
      • Level: Basement Level
      • Area: 195 Square Feet
      • Dimensions: 15x13
      Heating
      • Central, Electric
      Cooling
      • Ceiling Fan(s), Central Air, Electric
      Appliances
      • Included: Electric Oven, Electric Range, Dishwasher, ENERGY STAR Qualified Appliances, Microwave, Refrigerator, Stainless Steel Appliance(s)
      • Laundry: Electric Dryer Hookup, Washer Hookup
      Features
      • Air Filter, Ceiling Fan(s), Extra Closets, Pantry, Walk-In Closet(s), Wet Bar, Kitchen Island
      • Flooring: Luxury Vinyl
      • Basement: Finished,Full
      • Number of fireplaces: 1
      • Fireplace features: Family Room, Gas
      Interior area
      • Total structure area: 2,478
      • Total interior livable area: 2,478 sqft
      • Finished area above ground: 1,428
      • Finished area below ground: 1,050

      Property

      Parking
      • Total spaces: 5
      • Parking features: Garage Door Opener, Basement, Attached
      • Attached garage spaces: 2
      • Carport spaces: 1
      • Covered spaces: 3
      • Uncovered spaces: 2
      Features
      • Levels: Two
      • Stories: 1
      • Patio & porch: Deck, Covered, Porch
      • Fencing: Partial
      • Has view: Yes
      • View description: Lake
      • Has water view: Yes
      • Water view: Lake
      • Waterfront features: Creek
      Lot
      • Size: 0.8 Acres
      • Features: Cleared
      • Topography: Cleared
      Details
      • Parcel number: S5573E
      • Special conditions: Standard
      • Other equipment: Air Purifier

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Cottage
      • Property subtype: Single Family Residence, Residential
      Materials
      • Brick, Vinyl Siding
      • Roof: Metal
      Condition
      • New construction: No
      • Year built: 2001

      Utilities & green energy

      • Sewer: Private Sewer
      • Water: Public
      • Utilities for property: Electricity Available, Water Available

      Community & HOA

      Community
      • Subdivision: Canton Heights
      HOA
      • Has HOA: No
      Location
      • Region: Cadiz

      Financial & listing details

      • Price per square foot: $157/sqft
      • Tax assessed value: $176,020
      • Annual tax amount: $1,135
      • Date on market: 7/23/2026
      • Electric utility on property: Yes

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        7/23/2026Listed for sale$390,000$157/sqft
        Source: RealTracs MLS as distributed by MLS GRID #3304553 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024-- $176,020 +14.3%
        2023$1,056 -6.9%$154,000
        2022$1,134 -2.2%$154,000
        2021$1,160 -1.6%$154,000
        2020$1,179 +86.4%$154,000 +54.8%
        2019$633 -0.3%$99,500
        2018$635 +13.6%$99,500
        2017$559 +1.4%$99,500
        2016$551 +0.3%--
        2015$549 -31.3%--
        2010$799 --
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 42211

        Getting around

        0 / 100
        Car-Dependent
        1 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Trigg County Primary School
        • Middle: Trigg County Middle School
        • High: Trigg County High School

        Source: RealTracs MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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