Selling as is, needs some work. Currently has a tenant in downstairs apartment.
Please text if interested.
For sale by owner
Price cut: $75K (6/18)
$325,000
97 Elm St, Schenectady, NY 12304
6beds
2,366sqft
MultiFamily
Built in 1900
-- sqft lot
$-- Zestimate®
$137/sqft
$-- HOA
Overview
- 23 days |
- 592 |
- 18 |
Listed by:
Property Owner (518) 424-1243
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 6
- Bathrooms: 2
- Full bathrooms: 2
Heating
- Forced air, Gas
Features
- Basement: Finished
Interior area
- Total interior livable area: 2,366 sqft
Property
Parking
- Parking features: Garage - Detached
Features
- Exterior features: Other
Lot
- Size: 3,310 Square Feet
Details
- Parcel number: 4215004959325
Construction
Type & style
- Home type: MultiFamily
Materials
- Metal
Condition
- New construction: No
- Year built: 1900
Community & HOA
Location
- Region: Schenectady
Financial & listing details
- Price per square foot: $137/sqft
- Tax assessed value: $123,034
- Date on market: 6/8/2026
Estimated market value
Not available
Estimated sales range
Not available
$1,473/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/18/2026 | Price change | $325,000-18.8%$137/sqft |
Source: Owner Report a problem | ||
| 6/8/2026 | Listed for sale | $400,000+400%$169/sqft |
Source: Owner Report a problem | ||
| 10/19/2020 | Sold | $80,000+110.5%$34/sqft |
Source: Public Record Report a problem | ||
| 1/15/1998 | Sold | $38,000$16/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $74,300 |
| 2024 | -- | $74,300 |
| 2023 | -- | $74,300 |
| 2022 | -- | $74,300 |
| 2021 | -- | $74,300 |
| 2020 | -- | $74,300 |
| 2019 | -- | $74,300 |
| 2018 | -- | $74,300 |
| 2017 | $3,676 | $74,300 |
| 2016 | -- | $74,300 |
| 2015 | -- | $74,300 |
| 2014 | -- | $74,300 |
| 2013 | -- | $74,300 |
| 2012 | -- | $74,300 |
| 2011 | -- | $74,300 |
| 2010 | -- | $74,300 |
| 2009 | -- | $74,300 +38.9% |
| 2008 | -- | $53,500 |
| 2007 | -- | $53,500 |
| 2006 | -- | $53,500 |
| 2005 | -- | $53,500 |
| 2004 | -- | $53,500 +8.1% |
| 2002 | -- | $49,500 |
| 2001 | -- | $49,500 |
| 2000 | -- | $49,500 |
Find assessor info on the county website
Monthly payment
Estimated monthly payment$1,822
All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: Central State Street
Nearby schools
GreatSchools rating
- 3/10Lincoln SchoolGrades: PK-5Distance: 0.3 mi
- 3/10Central Park International Magnet SchoolGrades: 6-8Distance: 0.3 mi
- 3/10Schenectady High SchoolGrades: 9-12Distance: 1.2 mi
A local agent can set up tours, give advice and negotiate with sellers.



