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Pending
$1,099,000

97 Judith's Fancy CO, St. Croix, VI 00820

4beds
3baths
4,567sqft
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Single Family Residence, Residential - 1 Apt
Built in 1964
1 Acres Lot
$-- Zestimate®
$241/sqft
$171/mo HOA

What's special

Dining areaBeachfront surroundingsResort-style poolAbundant natural lightPrivate lower-level apartmentFlexible layoutEn-suite bath
This spacious and meticulously maintained 4-bedroom, 3-bath home offers the best of island living in the gated community of Judith's Fancy. Set on 0.99 acres and adjacent to historic ruins, the property showcases an expansive great room with vaulted ceilings, a dining area, and a walk-in pantry/laundry room. The primary suite features a balcony perfect for coffee in the morning, En-suite bath, and an oversized closet. Built for comfort and efficiency, the home includes 53 solar panels and 4 Tesla batteries. Outdoor living shines with a resort-style pool, sundeck, and cabana complete with TV, fridge, and lounge seating. A private lower-level apartment adds privacy for visiting guests or rental income. Conveniently located close to Christiansted, mid island and the beautiful North Shore. As featured on Caribbean Life, this exceptional property presents a rare opportunity to own a spacious, thoughtfully designed residence in the highly sought-after gated community of Judith's Fancy. Set on 0.99 acres and positioned adjacent to historic island ruins, the property offers a unique blend of privacy, character, and modern island living. From the moment you enter, the home welcomes you with an expansive great room that serves as the centerpiece of the residence. Soaring vaulted ceilings create an airy, open feel, while abundant natural light enhances the warm and inviting atmosphere. The seamless flow into the dining area makes the space ideal for both everyday living and entertaining. The kitchen is complemented by a generous walk-in pantry and laundry room, offering convenience, functionality, and additional storage. The primary suite is designed as a private retreat, featuring a charming Juliet balcony that captures refreshing island breezes. The en-suite bathroom is spacious and well-appointed, and the oversized closet provides ample room for storage and organization. Additional bedrooms are well-sized and versatile, suitable for family, guests, or home office use. This home is built with both comfort and efficiency in mind. The inclusion of 53 solar panels paired with four Tesla battery backup systems provides significant energy savings while ensuring reliable power continuity. This feature adds both sustainability and peace of mind, making the home well-suited for modern island living. Solid construction further enhances the property's long-term value and durability. Outdoor living is a true highlight of this property. The resort-style pool area is designed for relaxation and entertaining, featuring a spacious sundeck perfect for enjoying the Caribbean sun. The cabana elevates the experience with amenities including a streaming TV, refrigerator, and comfortable lounge seating with chaises and couches. An outdoor dining area creates the perfect setting for hosting gatherings, enjoying meals al fresco, or simply unwinding in a tranquil tropical environment. A standout feature is the private lower-level apartment, which includes its own entrance and offers exceptional flexibility. This space can be used as a guest suite, income-producing rental, in-law quarters, or a caretaker's residence. Its separation from the main living areas provides privacy while enhancing the property's overall functionality and investment potential. The grounds offer additional lifestyle benefits, including a dedicated playground area, making the property well-suited for families. The nearly one-acre parcel provides a sense of space and privacy rarely found, while still being conveniently located within a gated community. The setting adjacent to historic ruins adds a distinctive and charming backdrop, enhancing the overall character of the property. Judith's Fancy is one of St. Croix's most desirable communities, known for its gated access, beachfront surroundings, and convenient proximity to Christiansted. Residents enjoy easy access to shopping, dining, and local attractions while benefiting from the security and tranquility of a private neighborhood. This property offers a compelling combination of space, efficiency, and versatility. Whether you are seeking a full-time residence, a vacation retreat, or an investment property with rental potential, this home delivers on every level. The thoughtful integration of indoor comfort, outdoor living, and energy-efficient features creates a well-rounded and highly desirable offering. With its strong construction, modern upgrades, and flexible layout, this home stands out in today's market as a rare find. The combination of location, amenities, and sustainable features positions it as an outstanding opportunity to experience the very best of island living. Opportunities like this are increasingly limited--this is your chance to secure a distinctive and well-appointed property in one of St. Croix's premier gated communities.
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Zillow last checked:

Listing updated:

Listed by:

Sanni Craft,

Sea Glass Properties St Croix

Source: St Croix / St Thomas BOR,MLS#: 26-927MLS Logo

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 4
    • Bathrooms: 3
    Cooling
    • Split, Unit 1 Air Conditioning, Unit 1 Ceiling Fan(s), Unit 1 Split
    Appliances
    • Included: Unit 1(Air Conditioning, Generator, Washer, Refrigerator, Generator Size, Dryer)
    Features
    • Gallery
    • Flooring: Tile
    Interior area
    • Total structure area: 4,567
    • Total interior livable area: 4,567 sqft
    Video & virtual tour

    Property

    Features
    • Patio & porch: Patio, Deck
    • Exterior features: Ruins
    • Has private pool: Yes
    • Pool features: Pool
    • Fencing: Other
    • Has view: Yes
    • View description: Neighborhood, Sea, Ocean
    • Has water view: Yes
    • Water view: Sea,Ocean
    Lot
    • Size: 1 Acres
    • Topography: Low/Flat
    Details
    • Additional structures: Cabana
    • Zoning: R-1

    Construction

    Type & style
    • Home type: SingleFamily
    • Property subtype: Single Family Residence, Residential - 1 Apt
    Materials
    • Masonry
    • Roof: Fluid Applied
    Condition
    • Year built: 1964

    Utilities & green energy

    • Sewer: Septic Tank
    • Water: Cistern

    Community & HOA

    Community
    • Features: Alternative Energy, Solar, Filtration System
    • Security: Security Guard
    • Subdivision: Judith's Fancy
    HOA
    • Has HOA: Yes
    • Services included: Association Fee
    • HOA fee: $2,050 annually
    Location
    • Region: Christiansted

    Financial & listing details

    • Price per square foot: $241/sqft
    • Annual tax amount: $2,388
    • Date on market: 5/12/2026
    • Road surface type: Paved

      Estimated market value

      Not available

      Estimated sales range

      Not available

      $4,211/mo

      Price history

      DateEventPrice
      5/14/2026Pending sale$1,099,000$241/sqft
      Source: St Croix / St Thomas BOR #26-927 Report a problem
      5/12/2026Listed for sale$1,099,000-8%$241/sqft
      Source: St Croix / St Thomas BOR #26-927 Report a problem
      4/13/2026Listing removed$1,195,000$262/sqft
      Source: St Croix / St Thomas BOR #25-750 Report a problem
      3/1/2026Price change$1,195,000-4.4%$262/sqft
      Source: St Croix / St Thomas BOR #25-750 Report a problem
      1/8/2026Price change$1,250,000-3.8%$274/sqft
      Source: St Croix / St Thomas BOR #25-750 Report a problem
      8/6/2025Listed for sale$1,300,000$285/sqft
      Source: St Croix / St Thomas BOR #25-750 Report a problem
      7/11/2025Listing removed$1,300,000$285/sqft
      Source: St Croix / St Thomas BOR #25-750 Report a problem
      4/18/2025Listed for sale$1,300,000+10.2%$285/sqft
      Source: St Croix / St Thomas BOR #25-750 Report a problem
      8/9/2023Sold$1,180,000-6.7%$258/sqft
      Source: St Croix / St Thomas BOR #23-87 Report a problem
      6/16/2023Pending sale$1,265,000$277/sqft
      Source: St Croix / St Thomas BOR #23-87 Report a problem
      4/18/2023Price change$1,265,000-4.5%$277/sqft
      Source: St Croix / St Thomas BOR #23-87 Report a problem
      1/17/2023Listed for sale$1,325,000+74.3%$290/sqft
      Source: St Croix / St Thomas BOR #23-87 Report a problem
      7/13/2020Sold$760,000+34.5%$166/sqft
      Source: St Croix / St Thomas BOR #20-703 Report a problem
      1/8/2017Sold$565,000$124/sqft
      Source: St Croix / St Thomas BOR #16-1367 Report a problem

      Public tax history

      Tax history is unavailable.

      Monthly payment

      Est. payment

      Payment breakdown

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      HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
      Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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      Climate risks

      Neighborhood: 00820

      Getting around

      2 / 100
      Car-Dependent

      Nearby schools

      GreatSchools rating

      No schools nearby

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