This spacious and meticulously maintained 4-bedroom, 3-bath home offers the best of island living in the gated community of Judith's Fancy. Set on 0.99 acres and adjacent to historic ruins, the property showcases an expansive great room with vaulted ceilings, a dining area, and a walk-in pantry/laundry room. The primary suite features a balcony perfect for coffee in the morning, En-suite bath, and an oversized closet. Built for comfort and efficiency, the home includes 53 solar panels and 4 Tesla batteries. Outdoor living shines with a resort-style pool, sundeck, and cabana complete with TV, fridge, and lounge seating. A private lower-level apartment adds privacy for visiting guests or rental income. Conveniently located close to Christiansted, mid island and the beautiful North Shore. As featured on Caribbean Life, this exceptional property presents a rare opportunity to own a spacious, thoughtfully designed residence in the highly sought-after gated community of Judith's Fancy. Set on 0.99 acres and positioned adjacent to historic island ruins, the property offers a unique blend of privacy, character, and modern island living.
From the moment you enter, the home welcomes you with an expansive great room that serves as the centerpiece of the residence. Soaring vaulted ceilings create an airy, open feel, while abundant natural light enhances the warm and inviting atmosphere. The seamless flow into the dining area makes the space ideal for both everyday living and entertaining. The kitchen is complemented by a generous walk-in pantry and laundry room, offering convenience, functionality, and additional storage.
The primary suite is designed as a private retreat, featuring a charming Juliet balcony that captures refreshing island breezes. The en-suite bathroom is spacious and well-appointed, and the oversized closet provides ample room for storage and organization. Additional bedrooms are well-sized and versatile, suitable for family, guests, or home office use.
This home is built with both comfort and efficiency in mind. The inclusion of 53 solar panels paired with four Tesla battery backup systems provides significant energy savings while ensuring reliable power continuity. This feature adds both sustainability and peace of mind, making the home well-suited for modern island living. Solid construction further enhances the property's long-term value and durability.
Outdoor living is a true highlight of this property. The resort-style pool area is designed for relaxation and entertaining, featuring a spacious sundeck perfect for enjoying the Caribbean sun. The cabana elevates the experience with amenities including a streaming TV, refrigerator, and comfortable lounge seating with chaises and couches. An outdoor dining area creates the perfect setting for hosting gatherings, enjoying meals al fresco, or simply unwinding in a tranquil tropical environment.
A standout feature is the private lower-level apartment, which includes its own entrance and offers exceptional flexibility. This space can be used as a guest suite, income-producing rental, in-law quarters, or a caretaker's residence. Its separation from the main living areas provides privacy while enhancing the property's overall functionality and investment potential.
The grounds offer additional lifestyle benefits, including a dedicated playground area, making the property well-suited for families. The nearly one-acre parcel provides a sense of space and privacy rarely found, while still being conveniently located within a gated community. The setting adjacent to historic ruins adds a distinctive and charming backdrop, enhancing the overall character of the property.
Judith's Fancy is one of St. Croix's most desirable communities, known for its gated access, beachfront surroundings, and convenient proximity to Christiansted. Residents enjoy easy access to shopping, dining, and local attractions while benefiting from the security and tranquility of a private neighborhood.
This property offers a compelling combination of space, efficiency, and versatility. Whether you are seeking a full-time residence, a vacation retreat, or an investment property with rental potential, this home delivers on every level. The thoughtful integration of indoor comfort, outdoor living, and energy-efficient features creates a well-rounded and highly desirable offering.
With its strong construction, modern upgrades, and flexible layout, this home stands out in today's market as a rare find. The combination of location, amenities, and sustainable features positions it as an outstanding opportunity to experience the very best of island living.
Opportunities like this are increasingly limited--this is your chance to secure a distinctive and well-appointed property in one of St. Croix's premier gated communities.
Pending
$1,099,000
97 Judith's Fancy CO, St. Croix, VI 00820
4beds
3baths
4,567sqft
Single Family Residence, Residential - 1 Apt
Built in 1964
1 Acres Lot
$-- Zestimate®
$241/sqft
$171/mo HOA
What's special
Dining areaBeachfront surroundingsResort-style poolAbundant natural lightPrivate lower-level apartmentFlexible layoutEn-suite bath
- 110 days
- 53
- 1
Zillow last checked:
Listing updated:
Listed by:
Sanni Craft,
Sea Glass Properties St Croix
Source: St Croix / St Thomas BOR,MLS#: 26-927
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
Cooling
- Split, Unit 1 Air Conditioning, Unit 1 Ceiling Fan(s), Unit 1 Split
Appliances
- Included: Unit 1(Air Conditioning, Generator, Washer, Refrigerator, Generator Size, Dryer)
Features
- Gallery
- Flooring: Tile
Interior area
- Total structure area: 4,567
- Total interior livable area: 4,567 sqft
Video & virtual tour
Property
Features
- Patio & porch: Patio, Deck
- Exterior features: Ruins
- Has private pool: Yes
- Pool features: Pool
- Fencing: Other
- Has view: Yes
- View description: Neighborhood, Sea, Ocean
- Has water view: Yes
- Water view: Sea,Ocean
Lot
- Size: 1 Acres
- Topography: Low/Flat
Details
- Additional structures: Cabana
- Zoning: R-1
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence, Residential - 1 Apt
Materials
- Masonry
- Roof: Fluid Applied
Condition
- Year built: 1964
Utilities & green energy
- Sewer: Septic Tank
- Water: Cistern
Community & HOA
Community
- Features: Alternative Energy, Solar, Filtration System
- Security: Security Guard
- Subdivision: Judith's Fancy
HOA
- Has HOA: Yes
- Services included: Association Fee
- HOA fee: $2,050 annually
Location
- Region: Christiansted
Financial & listing details
- Price per square foot: $241/sqft
- Annual tax amount: $2,388
- Date on market: 5/12/2026
- Road surface type: Paved
Estimated market value
Not available
Estimated sales range
Not available
$4,447/mo
Price history
| Date | Event | Price |
|---|---|---|
| 5/14/2026 | Pending sale | $1,099,000$241/sqft |
Source: | ||
| 5/12/2026 | Listed for sale | $1,099,000-8%$241/sqft |
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| 4/13/2026 | Listing removed | $1,195,000$262/sqft |
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| 3/1/2026 | Price change | $1,195,000-4.4%$262/sqft |
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| 1/8/2026 | Price change | $1,250,000-3.8%$274/sqft |
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| 8/6/2025 | Listed for sale | $1,300,000$285/sqft |
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| 7/11/2025 | Listing removed | $1,300,000$285/sqft |
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| 4/18/2025 | Listed for sale | $1,300,000+10.2%$285/sqft |
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| 8/9/2023 | Sold | $1,180,000-6.7%$258/sqft |
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| 6/16/2023 | Pending sale | $1,265,000$277/sqft |
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| 4/18/2023 | Price change | $1,265,000-4.5%$277/sqft |
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| 1/17/2023 | Listed for sale | $1,325,000+74.3%$290/sqft |
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| 7/13/2020 | Sold | $760,000+34.5%$166/sqft |
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| 1/8/2017 | Sold | $565,000$124/sqft |
Source: | ||
Public tax history
Tax history is unavailable.
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: 00820
Nearby schools
GreatSchools rating
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