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Pending
    • $410,000

    97166 Harbor Concourse Cir, Fernandina Beach, FL 32034

    3beds
    1,707sqft
    : 
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    Single Family Residence
    Built in 2017
    5,309 Square Feet Lot
    $403,400 Zestimate®
    $240/sqft
    $58/mo HOA

    What's special

    Granite countertopsAbundant natural lightSpacious family roomOpen-concept floor planCustom cabinetrySoaring ceilingsWooded views
    Move-In Ready and Perfectly Located! This beautifully maintained 3-bedroom, 2-bath home in Harbor Concourse offers the ideal blend of comfort, convenience, and style. Situated just minutes from shopping, dining, and the pristine beaches of Amelia Island, you'll love everything this location has to offer. Inside, the open-concept floor plan features a spacious family room, soaring ceilings, abundant natural light, and a versatile split-bedroom layout for added privacy. The stunning kitchen is the heart of the home, showcasing custom cabinetry, granite countertops, and an oversized island with plenty of seating, perfect for entertaining or everyday living. A generous dining area easily accommodates a large table for gatherings with family and friends.The private owner's suite is tucked away at the rear of the home and overlooks the backyard, creating a peaceful retreat. Step outside to the covered patio and enjoy your morning coffee while taking in the wooded views. The fully fenced backyard offers plenty of space for pets, play, and outdoor enjoyment. With no CDD fees and a low HOA, this home delivers exceptional value in one of the area's most convenient locations.
    35 days
    |
    157
    |
    3
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Melissa Ricks 904-548-8540,

    KELLER WILLIAMS REALTY / FB OFFICE

    Source: AINCAR,MLS#: 116366MLS LogoOriginating MLS: Amelia Island-Nassau County Assoc of Realtors Inc

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Other
      • Description: Flooring: Carpet,Tile
      Heating
      • Central, Electric
      Cooling
      • Central Air, Electric
      Appliances
      • Included: Dryer, Dishwasher, Disposal, Microwave, Refrigerator, Stove, Washer, Ice Maker
      Features
      • Ceiling Fan(s), Split Bedrooms
      • Windows: Aluminum Frames
      Interior area
      • Total structure area: 1,707
      • Total interior livable area: 1,707 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Driveway, Two Car Garage, Garage Door Opener
      • Garage spaces: 2
      • Has uncovered spaces: Yes
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Rear Porch, Covered, Patio, Screened
      • Exterior features: Fence, Sprinkler/Irrigation
      • Pool features: None
      Lot
      • Size: 5,309 Square Feet
      • Dimensions: 0.12
      Details
      • Parcel number: 292N28011500360000
      • Zoning: x
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: One Story
      • Property subtype: Single Family Residence
      Materials
      • Frame, Stucco
      • Roof: Shingle
      Condition
      • Resale
      • Year built: 2017

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public

      Community & HOA

      Community
      • Subdivision: Harbor Concourse
      HOA
      • Has HOA: Yes
      • HOA fee: $690 annually
      Location
      • Region: Fernandina Beach

      Financial & listing details

      • Price per square foot: $240/sqft
      • Tax assessed value: $299,111
      • Annual tax amount: $45
      • Date on market: 6/11/2026
      • Cumulative days on market: 36 days
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Road surface type: Paved

        Estimated market value

        $403,400

        $383,000 - $424,000

        $2,705/mo

        Price history

        DateEventPrice
        6/26/2026Pending sale$410,000$240/sqft
        Source: realMLS #2149972 Report a problem
        6/11/2026Listed for sale$410,000+84%$240/sqft
        Source: realMLS #2149972 Report a problem
        8/29/2017Sold$222,785$131/sqft
        Source: AINCAR #77228 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$45 $198,977 +3%
        2023$45 -98%$193,182 +3%
        2022$2,252 -0.8%$187,555 +3%
        2021$2,270 +0.3%$182,092 +1.4%
        2020$2,262 +1.7%$179,578 +2.3%
        2019$2,225 $175,541 +1.9%
        2018$2,225 +1.1%$172,268 +474.2%
        2017$2,201 $30,000
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 32034

        Getting around

        0 / 100
        Car-Dependent
        30 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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