Waterfront living at its finest in newly renovated and updated home on Deep Creek with easy access to the Magothy River, Chesapeake Bay, and downtown Annapolis! Unique location where you can kayak, paddle-board, or canoe to protected nature preserve, use a power boat or sailboat to explore the Magothy, Bay, and surrounding areas, and walk or take any boat option to Donnelly's Dockside restaurant. Besides a prime location tucked away on a quiet street with convenient commutes to Annapolis, Baltimore, and DC in the Broadneck school district, nothing has been overlooked with this home offering the perfect combination of comfort, style, and natural waterfront living. From the moment you drive onto the property, it feels like a luxury retreat immersed in nature with the street-side yard including a pond of bullfrog residents and occasional duck visitors, water side yards and pier, and well-designed window placement throughout the house allowing natural light and views of trees, sky, water, and flying and swimming creatures like bald eagles, osprey, ducks, seagulls, songbirds, muskrats, and the occasional otter. This home is tastefully updated and remodeled throughout with exquisite, top-of-the-line custom finishes and thoughtful design details like hardwood flooring and waterfront views from nearly every room. Loads of windows, all season sunroom, and atrium doors across the front fill the home with natural light all day long! Custom painted throughout with neutral, coastal tones, every detail of this home’s remodeling has been thoughtfully considered from the kitchen rebuilt in 2024 to the new steps leading down the hill to the new pier, bulkhead, and boat lift in 2016/2017. Even dredging was done in the creek and spur under the boat lift to ensure easy boating access. The beautifully landscaped yards include children’s amenities—a clubhouse, swings, and basketball hoop—and the stylish concrete and brick-designed driveway provides ample parking leading directly to the attached two-car garage. Additional highlights include electricity and plumbing at the pier featuring a solar-sensor pier light that can be operated from inside and outside the home, a new roof (including sunroom) in 2016, new BAT septic system in 2024 (which was moved street-side to allow water-side hardscaping options), french drains in water-side yard (2018), drains added to driveway to redirect run off (2016), re-pipe and upgrade of all plumbing pipes to code (2024), EV charger in garage (2019), all new flooring (2024), and upgraded water treatment system to accommodate lawn irrigation (2019). All of this and more to ensure low-maintenance living. With voluntary membership in the Shore Acres Improvement Association, you can enjoy and walk to community events and amenities like the playground, clubhouse, and Magothy River beach, boat ramp, and recreation area. This home offers the perfect combination of comfort, style, and true waterfront living immersed in nature and with access to all water activities.
Under contract
Price cut: $125K (6/23)
$1,450,000
975 Phillips Dr, Arnold, MD 21012
3beds
2,731sqft
Single Family Residence
Built in 1998
0.33 Acres Lot
$1,394,900 Zestimate®
$531/sqft
$-- HOA
What's special
Attached two-car garageHardwood flooringLoads of windowsAll season sunroom
- 271 days |
- 1,124 |
- 33 |
Zillow last checked:
Listing updated:
Listed by:
Marcie Gatton 443-223-9296,
Redfin Corp 4102028454
Source: Bright MLS,MLS#: MDAA2128106
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Rooms
- Room types: Living Room, Dining Room, Primary Bedroom, Bedroom 3, Kitchen, Sun/Florida Room, Recreation Room, Bathroom 2
Primary bedroom
- Level: Upper
Bedroom 3
- Level: Upper
Bathroom 2
- Level: Upper
Dining room
- Level: Main
- Area: 168 Square Feet
- Dimensions: 14 X 12
Kitchen
- Level: Main
- Area: 216 Square Feet
- Dimensions: 12 X 18
Living room
- Level: Main
- Area: 289 Square Feet
- Dimensions: 17 X 17
Recreation room
- Level: Lower
Other
- Level: Main
Heating
- Heat Pump, Electric
Cooling
- Central Air, Ductless, Electric
Appliances
- Included: Microwave, Dishwasher, Disposal, Dryer, Exhaust Fan, Extra Refrigerator/Freezer, Humidifier, Ice Maker, Oven/Range - Gas, Refrigerator, Stainless Steel Appliance(s), Washer, Water Treat System, Water Heater
- Laundry: Upper Level
Features
- Kitchen Island, Open Floorplan, Soaking Tub, Bathroom - Walk-In Shower, Bathroom - Tub Shower, Breakfast Area, Ceiling Fan(s), Dining Area, Family Room Off Kitchen, Formal/Separate Dining Room, Kitchen - Gourmet, Primary Bath(s), Recessed Lighting, Upgraded Countertops, Walk-In Closet(s), Dry Wall
- Flooring: Hardwood, Luxury Vinyl, Ceramic Tile, Wood
- Doors: Atrium
- Windows: Screens, Skylight(s), Transom, Casement, Energy Efficient, Window Treatments
- Basement: Full,Heated,Improved,Interior Entry,Sump Pump,Windows
- Number of fireplaces: 1
- Fireplace features: Corner, Gas/Propane, Mantel(s)
Interior area
- Total structure area: 2,854
- Total interior livable area: 2,731 sqft
- Finished area above ground: 2,022
- Finished area below ground: 709
Property
Parking
- Total spaces: 2
- Parking features: Garage Door Opener, Inside Entrance, Garage Faces Rear, Concrete, Electric Vehicle Charging Station(s), Gravel, Paved, Attached
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: None
Features
- Levels: Four
- Stories: 4
- Patio & porch: Enclosed, Porch, Deck, Patio
- Exterior features: Extensive Hardscape, Stone Retaining Walls, Lighting, Flood Lights, Rain Gutters, Play Area, Play Equipment, Underground Lawn Sprinkler
- Pool features: None
- Fencing: Wood,Back Yard
- Has view: Yes
- View description: Water, Garden, Creek/Stream
- Has water view: Yes
- Water view: Water,Creek/Stream
- Waterfront features: Private Dock Site, Rip-Rap, Creek/Stream, Boat - Powered, Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Private Access, Swimming Allowed
- Body of water: Deep Creek
- Frontage length: Water Frontage Ft: 48
Lot
- Size: 0.33 Acres
- Features: Bulkheaded, Landscaped, No Thru Street, Wooded, Stream/Creek, Fishing Available, Rip-Rapped
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 020374918121700
- Zoning: R2
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Coastal
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
- Foundation: Other
- Roof: Architectural Shingle
Condition
- Excellent
- New construction: No
- Year built: 1998
- Major remodel year: 2024
Utilities & green energy
- Sewer: On Site Septic, Aerobic Septic
- Water: Well
- Utilities for property: Fiber Optic
Community & HOA
Community
- Subdivision: Shore Acres
HOA
- Has HOA: No
Location
- Region: Arnold
Financial & listing details
- Price per square foot: $531/sqft
- Tax assessed value: $1,055,333
- Annual tax amount: $10,810
- Date on market: 10/10/2025
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional,VA Loan
- Ownership: Fee Simple
Estimated market value
$1,394,900
$1.33M - $1.46M
$4,030/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/27/2026 | Contingent | $1,450,000$531/sqft |
Source:  Bright MLS #MDAA2128106 Report a problem | ||
| 6/23/2026 | Price change | $1,450,000-7.9%$531/sqft |
Source: Bright MLS #MDAA2128106 Report a problem | ||
| 5/29/2026 | Price change | $1,575,000-7.1%$577/sqft |
Source: Bright MLS #MDAA2128106 Report a problem | ||
| 5/1/2026 | Price change | $1,695,000-5.3%$621/sqft |
Source: Bright MLS #MDAA2128106 Report a problem | ||
| 3/26/2026 | Price change | $1,790,000-5.8%$655/sqft |
Source: Bright MLS #MDAA2128106 Report a problem | ||
| 10/10/2025 | Listed for sale | $1,900,000+123.5%$696/sqft |
Source: Bright MLS #MDAA2128106 Report a problem | ||
| 5/27/2015 | Sold | $850,000$311/sqft |
Source: Public Record Report a problem | ||
| 3/20/2015 | Pending sale | $850,000$311/sqft |
Source: Coldwell Banker Residential Brokerage - Annapolis Church #AA8573561 Report a problem | ||
| 3/15/2015 | Listed for sale | $850,000-5.5%$311/sqft |
Source: Coldwell Banker Residential Brokerage - Annapolis Church #AA8573561 Report a problem | ||
| 2/6/2015 | Listing removed | $899,000$329/sqft |
Source: Century 21 New Millennium #AA8430190 Report a problem | ||
| 10/31/2014 | Price change | $899,000-3.2%$329/sqft |
Source: CENTURY 21 New Millennium #AA8430190 Report a problem | ||
| 10/28/2014 | Price change | $929,000+3.3%$340/sqft |
Source: CENTURY 21 New Millennium #AA8430190 Report a problem | ||
| 10/23/2014 | Price change | $899,000-3.2%$329/sqft |
Source: CENTURY 21 New Millennium #AA8430190 Report a problem | ||
| 8/14/2014 | Listed for sale | $929,000+10.9%$340/sqft |
Source: Century 21 New Millennium #AA8430190 Report a problem | ||
| 9/24/2004 | Sold | $837,500+603.8%$307/sqft |
Source: Public Record Report a problem | ||
| 4/11/2000 | Sold | $119,002-24.7%$44/sqft |
Source: Public Record Report a problem | ||
| 3/11/1997 | Sold | $158,000+58%$58/sqft |
Source: Public Record Report a problem | ||
| 11/14/1995 | Sold | $100,000$37/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $12,077 +15.8% | $1,055,333 +10.8% |
| 2024 | $10,430 +6.6% | $952,500 +6.3% |
| 2023 | $9,789 +11.5% | $896,400 +6.7% |
| 2022 | $8,781 +7.2% | $840,300 +7.2% |
| 2021 | $8,195 +2.7% | $784,200 +2.8% |
| 2020 | $7,983 +2.7% | $763,200 -2.7% |
| 2019 | $7,771 +6.3% | $784,200 +8.7% |
| 2018 | $7,313 +5.3% | $721,200 +5.9% |
| 2017 | $6,942 | $681,100 +6.3% |
| 2016 | -- | $641,000 +6.7% |
| 2015 | -- | $600,900 |
| 2014 | -- | $600,900 |
| 2013 | -- | $600,900 -20.8% |
| 2012 | -- | $759,000 |
| 2011 | -- | $759,000 |
| 2010 | -- | $759,000 -14% |
| 2009 | -- | $883,030 +9.5% |
| 2008 | -- | $806,606 +10.5% |
| 2007 | -- | $730,183 +11.7% |
| 2006 | -- | $653,760 +17.7% |
| 2005 | -- | $555,236 +21.6% |
| 2004 | -- | $456,713 +27.5% |
| 2003 | -- | $358,190 +6.6% |
| 2002 | -- | $335,976 +7.1% |
| 2001 | -- | $313,763 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
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HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 21012
Nearby schools
GreatSchools rating
- 6/10Broadneck Elementary SchoolGrades: K-5Distance: 1.1 mi
- 9/10Magothy River Middle SchoolGrades: 6-8Distance: 2.8 mi
- 8/10Broadneck High SchoolGrades: 9-12Distance: 0.7 mi
Schools provided by the listing agent
- Elementary: Broadneck
- Middle: Magothy River
- High: Broadneck
- District: Anne Arundel County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Maryland
- Anne Arundel County
- Arnold
- 21012
- 975 Phillips Dr
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