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Under contract
    • Price cut: $20K (6/15)
    $849,900

    98 Wateredge Ln, Fredericksburg, VA 22406

    4beds
    5,575sqft
    : 
    $5,288/mo
    Get pre-qualified
    Single Family Residence
    Built in 1997
    3 Acres Lot
    $839,800 Zestimate®
    $152/sqft
    $16/mo HOA

    What's special

    Fully finished basementNewly stained back deckOutdoor tv conveysProfessional steam-cleaned carpetsFreshly painted front porchNew dishwasherNew washer and dryer
    SELLER IS MOTIVATED AND UNDERSTANDS THAT BUYERS MAY WISH TO PERSONALIZE THE HOME TO THEIR TASTE. WITH AN ACCEPTABLE OFFER, SELLER IS WILLING TO CONSIDER A RENOVATION/UPGRADE CREDIT TO HELP MAKE YOUR VISION A REALITY. SELLER IS ALSO WILLING TO NEGOTIATE A CONTRIBUTION TOWARD THE BUYER'S CLOSING COSTS, SUBJECT TO MUTUALLY AGREEABLE CONTRACT TERMS. DON'T MISS THIS OPPORTUNITY TO PURCHASE A BEAUTIFUL HOME WITH ADDED FLEXIBILITY TO HELP MAKE IT YOUR OWN! RECENT $50K ADJUSTMENT TO REFLECT THE UPDATED MARKET! Unique financing opportunity! Qualified buyers may be eligible to assume the sellers' existing VA loan with an approximate balance of $608,000 at a fixed interest rate of 3.25%, subject to lender and VA approval. Buyers are encouraged to verify eligibility and assumption requirements with the loan servicer.Welcome to Water Edge Estates, a highly sought-after community of stately homes nestled on just over 3 acres of serene, wooded privacy with minimal HOA restrictions. This exceptional property features major upgrades, including a brand-new roof and gutters (2025), luxury vinyl plank flooring throughout the finished basement, a custom bar and game room, and a stunning stone patio with swim spa (just 3 years young), perfect for year-round relaxation and entertaining. Additional recent improvements include a newly replaced water softener and UV filtration system (Dec. 2025), and a brand new TRANE dual-zone HVAC system (2024). The home has been thoughtfully prepared for the market with fresh interior paint in the primary bedroom, main-level suite, and guest room, a freshly painted front porch and basement fireplace, professional steam-cleaned carpets, touch-up paint on doors and trim, power washing of the entire exterior (including the detached screened structure), and a newly stained back deck, creating a clean, move-in ready feel throughout. Inside, the home offers 4 spacious bedrooms, each with its own private bathroom, along with 5 full baths and 1 half bath. The main level features a guest suite or optional primary bedroom, hardwood floors, and a dramatic two-story family room with a propane fireplace. The gourmet kitchen includes cherry soft-close cabinetry, stainless steel appliances, a wall oven with separate convection oven, island, pantry, and a new dishwasher. Upstairs, the primary suite offers dual walk-in closets and a luxurious spa-like bath. The fully finished basement is an entertainer’s dream, featuring luxury vinyl plank flooring, a custom bar with large sink, wood-burning fireplace, built-in cabinetry, upgraded full bathroom, and a pool table that conveys. Outdoor living is exceptional with a back deck with gas grill hookup, a detached screened-in porch with electricity and ceiling fan, a custom firepit area backing to woods, and a stone patio with swim spa. The outdoor TV conveys, offering an added bonus for entertaining. Additional features include a 2-car garage with generator hookup, large utility sink in the laundry room, new washer and dryer, and a 100-gallon propane tank. Located just minutes from Abel Lake Reservoir, perfect for kayaking and paddle boarding, and conveniently close to I-95, shopping, dining, hiking trails, historic landmarks, breweries, and wineries.
    143 days
    73
    2

    Zillow last checked:

    Listing updated:

    Listed by:

    Myandi Peterson 540-872-8350,

    Your Home Sold Guaranteed Realty - At Your Service 5404121206,

    Co-Listing Team: The Carolyn Young Team, Co-Listing Agent: Lisa A. Bergman 540-454-4472,

    Samson Properties

    Source: Bright MLS,MLS#: VAST2047128MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 6
      • Full bathrooms: 5
      • 1/2 bathrooms: 1
      • Main level bathrooms: 2
      • Main level bedrooms: 1
      Rooms
      • Room types: Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Family Room, Foyer, Office, Recreation Room, Bathroom 2, Bathroom 3, Primary Bathroom, Full Bath
      Primary bedroom
      • Features: Flooring - Carpet, Walk-In Closet(s), Ceiling Fan(s)
      • Level: Upper
      • Area: 247 Square Feet
      • Dimensions: 19 X 13
      Bedroom 2
      • Features: Flooring - Carpet, Skylight(s), Ceiling Fan(s)
      • Level: Upper
      • Area: 255 Square Feet
      • Dimensions: 17 X 15
      Bedroom 3
      • Features: Ceiling Fan(s), Flooring - Carpet
      • Level: Upper
      • Area: 121 Square Feet
      • Dimensions: 11 X 11
      Bedroom 4
      • Features: Flooring - Carpet
      • Level: Main
      • Area: 108 Square Feet
      • Dimensions: 9 X 12
      Primary bathroom
      • Features: Granite Counters, Double Sink, Flooring - Tile/Brick, Skylight(s)
      • Level: Upper
      • Area: 100 Square Feet
      • Dimensions: 10 X 10
      Bathroom 2
      • Features: Granite Counters, Flooring - Tile/Brick, Walk-In Closet(s)
      • Level: Upper
      • Area: 80 Square Feet
      • Dimensions: 5 X 16
      Bathroom 3
      • Features: Granite Counters, Flooring - Tile/Brick, Walk-In Closet(s)
      • Level: Upper
      • Area: 40 Square Feet
      • Dimensions: 5 X 8
      Dining room
      • Features: Chair Rail, Crown Molding, Flooring - HardWood
      • Level: Main
      • Area: 143 Square Feet
      • Dimensions: 11 X 13
      Family room
      • Features: Ceiling Fan(s), Fireplace - Gas, Flooring - HardWood
      • Level: Main
      • Area: 325 Square Feet
      • Dimensions: 13 X 25
      Foyer
      • Features: Flooring - HardWood
      • Level: Main
      Other
      • Features: Bathroom - Stall Shower, Flooring - Laminated
      • Level: Lower
      • Area: 70 Square Feet
      • Dimensions: 7 X 10
      Kitchen
      • Features: Granite Counters, Flooring - HardWood, Kitchen Island, Kitchen - Gas Cooking, Pantry, Eat-in Kitchen
      • Level: Main
      • Area: 420 Square Feet
      • Dimensions: 21 X 20
      Office
      • Features: Flooring - HardWood
      • Level: Main
      • Area: 168 Square Feet
      • Dimensions: 12 X 14
      Recreation room
      • Features: Built-in Features, Flooring - Vinyl, Fireplace - Wood Burning, Wet Bar
      • Level: Lower
      • Area: 1520 Square Feet
      • Dimensions: 40 X 38
      Heating
      • Heat Pump, Zoned, Electric
      Cooling
      • Ceiling Fan(s), Central Air, Zoned, Electric
      Appliances
      • Included: Microwave, Built-In Range, Dishwasher, Dryer, Ice Maker, Intercom, Oven, Oven/Range - Gas, Refrigerator, Stainless Steel Appliance(s), Washer, Tankless Water Heater, Water Treat System, Water Heater
      • Laundry: Main Level, Washer In Unit, Dryer In Unit
      Features
      • Ceiling Fan(s), Chair Railings, Crown Molding, Entry Level Bedroom, Family Room Off Kitchen, Open Floorplan, Formal/Separate Dining Room, Kitchen - Gourmet, Kitchen Island, Primary Bath(s), Pantry, Walk-In Closet(s), Built-in Features, Eat-in Kitchen, Kitchen - Table Space
      • Flooring: Ceramic Tile, Hardwood, Carpet, Wood
      • Windows: Energy Efficient, Palladian, Skylight(s)
      • Basement: Full,Connecting Stairway,Finished,Exterior Entry,Rear Entrance,Walk-Out Access
      • Number of fireplaces: 2
      • Fireplace features: Gas/Propane, Brick, Wood Burning
      Interior area
      • Total structure area: 5,575
      • Total interior livable area: 5,575 sqft
      • Finished area above ground: 3,655
      • Finished area below ground: 1,920
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage Faces Side, Garage Door Opener, Inside Entrance, Asphalt, Circular Driveway, Attached, Driveway, Off Street
      • Attached garage spaces: 2
      • Has uncovered spaces: Yes
      Accessibility
      • Accessibility features: None
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Screened, Deck, Roof Deck
      • Exterior features: Chimney Cap(s), Lighting, Play Equipment
      • Has private pool: Yes
      • Pool features: Above Ground, Filtered, Lap, Pool/Spa Combo, Private
      • Has spa: Yes
      • Spa features: Hot Tub
      • Has view: Yes
      • View description: Garden, Trees/Woods
      • Waterfront features: Canoe/Kayak, Lake
      • Body of water: Abel Lake
      Lot
      • Size: 3 Acres
      • Features: Backs to Trees, Level, Wooded, Private
      Details
      • Additional structures: Above Grade, Below Grade
      • Parcel number: 36A 2 25
      • Zoning: A1
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Colonial
      • Property subtype: Single Family Residence
      Materials
      • Brick, Vinyl Siding
      • Foundation: Permanent, Slab
      • Roof: Architectural Shingle
      Condition
      • Very Good
      • New construction: No
      • Year built: 1997

      Utilities & green energy

      • Electric: 200+ Amp Service
      • Sewer: Septic < # of BR
      • Water: Well, Private
      • Utilities for property: Cable Connected, Electricity Available, Propane, Water Available, Sewer Available

      Community & HOA

      Community
      • Subdivision: Water Edge Estates
      HOA
      • Has HOA: Yes
      • Services included: Common Area Maintenance
      • HOA fee: $192 annually
      • HOA name: WATER EDGEE ESTATES HOA
      Location
      • Region: Fredericksburg

      Financial & listing details

      • Price per square foot: $152/sqft
      • Tax assessed value: $788,300
      • Annual tax amount: $7,384
      • Date on market: 4/15/2026
      • Listing agreement: Exclusive Right To Sell
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Ownership: Fee Simple

        Estimated market value

        $839,800

        $798,000 - $882,000

        $4,372/mo

        Price history

        DateEventPrice
        7/19/2026Contingent$849,900$152/sqft
        Source: Bright MLS #VAST2047128 Report a problem
        6/15/2026Price change$849,900-2.3%$152/sqft
        Source: Bright MLS #VAST2047128 Report a problem
        5/8/2026Price change$869,900-3.3%$156/sqft
        Source: Bright MLS #VAST2047128 Report a problem
        4/15/2026Listed for sale$899,900+69.8%$161/sqft
        Source: Bright MLS #VAST2047128 Report a problem
        4/1/2020Sold$529,900$95/sqft
        Source: Public Record Report a problem
        2/12/2020Pending sale$529,900$95/sqft
        Source: RE/MAX Real Estate Connections #VAST211916 Report a problem
        1/31/2020Price change$529,900-3.6%$95/sqft
        Source: RE/MAX Real Estate Connections #VAST211916 Report a problem
        12/13/2019Price change$549,900-8.2%$99/sqft
        Source: RE/MAX Real Estate Connections #VAST211916 Report a problem
        8/5/2019Price change$599,000-4.8%$107/sqft
        Source: RE/MAX Real Estate Connections #VAST211916 Report a problem
        7/8/2019Price change$629,000-4.7%$113/sqft
        Source: RE/MAX Real Estate Connections #VAST211916 Report a problem
        6/12/2019Listed for sale$660,000$118/sqft
        Source: RE/MAX Real Estate Connections #VAST211916 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$7,281 +3.4%$788,300
        2024$7,044 +7.2%$788,300 +7.7%
        2023$6,572 +5.6%$732,200
        2022$6,224 +9.8%$732,200 +25.3%
        2021$5,669 $584,400
        2020$5,669 -2.4%$584,400 +1.7%
        2019$5,807 +2%$574,900
        2018$5,692 $574,900 +6.9%
        2017$5,692 +6.9%$537,900
        2016$5,325 $537,900 +8.1%
        2015-- $497,400
        2014-- $497,400 +2.4%
        2013-- $485,700
        2012-- $485,700 +1.6%
        2011-- $478,200
        2010-- $478,200 -25.8%
        2009-- $644,900
        2008-- $644,900 -16.1%
        2006-- $769,100
        2005-- $769,100 +48.6%
        2004-- $517,700 +31.1%
        2003-- $394,900
        2002-- $394,900 +20.6%
        2001-- $327,400
        2000-- $327,400
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 22406

        Getting around

        0 / 100
        Car-Dependent

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Margaret Brent
        • Middle: T. Benton Gayle
        • High: Colonial Forge
        • District: Stafford County Public Schools

        Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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