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For sale
    • Price cut: $2.5K (8/15)
    $340,000

    9900 Thomas Dr Unit 409, Panama City Beach, FL 32408

    1beds
    864sqft
    : 
    $3,292/mo
    Get pre-qualified
    Condominium
    Built in 2007
    -- sqft lot
    $330,600 Zestimate®
    $394/sqft
    $1,109/mo HOA

    What's special

    Beach front condoIndoor poolTiki barsFood barsGarage parkingSame floor designated parking
    409! Low Floor Alert! w/ Same Floor designated parking! Beach front condo with great revenue potential. Low floors are golden ROI at Shores of Panama. Parking is literally right around the corner from front door. You are just steps from parking to door~ No Elevators! Spectacular View of the Gulf and Pool! - Sleeps 6. If you are familiar with Shores of Panama - You know its a Rental Machine and Summer 2025 is booking now! Stucco Renovations complete on this particular unit. Currently, Shores of Panama is undergoing a major exterior facelift, and will be so beautiful when complete, which will put your investment well ahead of the others in PCB. The new Florida Condo Requirements are fast approaching for other resorts in town, and Shores of Panama will be complete, ahead of the game, and ready to capitalize maximum profit. Once Shores facelift is complete, there will be no stopping it. It will be the premier place to be in PCB. The price tag on a beachfront low floor unit like this will never be again. Don't miss this opportunity to capitalize on a ''buy now price''. Adding this to your portfolio will ensure years of ROI success. Rentals will continue strong during construction. Shores of Panama is a 23 story Tuscany style condominium complex in the heart of Panama City Beach, and right next door to the world-famous Pineapple Willys restaurant. Shores of Panama has unbeatable amenities, including a massive lazy river style gulf-side pool and hot-tub, tiki bars, food bars, indoor pool, garage parking, and a fitness center. Side note: Seller is also selling 407, would be great to buy them both and rent to family and friends that want to be close together.
    149 days
    |
    29
    |
    4
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Kelly R Zarda 850-532-8456,

    Emerald Coast Real Estate & Vacations LLC

    Source: CPAR,MLS#: 787668MLS LogoOriginating MLS: Central Panhandle Association of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 1
      • Bathrooms: 2
      • Full bathrooms: 2
      Rooms
      • Room types: Living Room
      Living room
      • Dimensions: 18 x 13
      Heating
      • Central, Electric
      Cooling
      • Central Air
      Appliances
      • Included: Washer/Dryer Stacked, Electric Oven
      • Laundry: Stacked
      Features
      • Doors: Storm Door(s)
      • Windows: Storm Window(s)
      Interior area
      • Total structure area: 864
      • Total interior livable area: 864 sqft

      Property

      Features
      • Patio & porch: Balcony
      • Exterior features: Barbecue
      • Pool features: Indoor, In Ground, Community
      • Has view: Yes
      • View description: Gulf
      • Has water view: Yes
      • Water view: Gulf
      • Waterfront features: Gulf
      Details
      • Parcel number: 40000650060
      • Zoning description: City
      • Special conditions: Listed As-Is

      Construction

      Type & style
      • Home type: Condo
      • Architectural style: High Rise
      • Property subtype: Condominium
      • Attached to another structure: Yes
      Materials
      • Concrete, Stucco
      • Roof: Flat
      Condition
      • New construction: No
      • Year built: 2007

      Utilities & green energy

      • Sewer: Public Sewer
      • Utilities for property: Electricity Available, High Speed Internet Available

      Community & HOA

      Community
      • Features: Fitness Center, Pool, Sauna, Barbecue, Community Pool, Short Term Rental Allowed
      • Security: Building Security, 24 Hour Security, Security Guard
      • Subdivision: Shores Of Panama
      HOA
      • Has HOA: Yes
      • Amenities included: Other, See Remarks, Beach Rights, Gated, Barbecue, Picnic Area, Sauna
      • Services included: Internet, Legal/Accounting, Maintenance Grounds, Pest Control
      • HOA fee: $3,326 quarterly
      Location
      • Region: Panama City Beach

      Financial & listing details

      • Price per square foot: $394/sqft
      • Tax assessed value: $350,626
      • Annual tax amount: $3,964
      • Date on market: 3/31/2026
      • Cumulative days on market: 150 days
      • Electric utility on property: Yes

        Estimated market value

        $330,600

        $314,000 - $347,000

        $2,377/mo

        Price history

        DateEventPrice
        8/15/2026Price change$340,000-0.7%$394/sqft
        Source: CPAR #787668 Report a problem
        7/12/2026Price change$342,500-0.7%$396/sqft
        Source: CPAR #787668 Report a problem
        5/17/2026Price change$345,000-0.7%$399/sqft
        Source: CPAR #787668 Report a problem
        4/24/2026Price change$347,500-1.4%$402/sqft
        Source: CPAR #787668 Report a problem
        3/31/2026Listed for sale$352,500$408/sqft
        Source: CPAR #787668 Report a problem
        1/30/2026Listing removed$352,500$408/sqft
        Source: CPAR #777727 Report a problem
        12/28/2025Price change$352,500-0.7%$408/sqft
        Source: CPAR #777727 Report a problem
        8/16/2025Listed for sale$355,000$411/sqft
        Source: CPAR #777727 Report a problem
        7/16/2025Listing removed$355,000$411/sqft
        Source: CPAR #769791 Report a problem
        7/12/2025Price change$355,000-0.7%$411/sqft
        Source: CPAR #769791 Report a problem
        6/27/2025Price change$357,500-0.7%$414/sqft
        Source: CPAR #769791 Report a problem
        5/30/2025Price change$360,000-0.7%$417/sqft
        Source: CPAR #769791 Report a problem
        5/23/2025Price change$362,500-0.7%$420/sqft
        Source: CPAR #769791 Report a problem
        5/12/2025Price change$365,000-0.7%$422/sqft
        Source: CPAR #769791 Report a problem
        4/28/2025Price change$367,500-0.7%$425/sqft
        Source: CPAR #769791 Report a problem
        4/18/2025Price change$370,000-0.7%$428/sqft
        Source: CPAR #769791 Report a problem
        4/4/2025Price change$372,500-0.7%$431/sqft
        Source: CPAR #769791 Report a problem
        3/5/2025Listed for sale$375,000+82.9%$434/sqft
        Source: CPAR #769791 Report a problem
        7/16/2018Sold$205,000$237/sqft
        Source: CPAR #673782 Report a problem
        7/9/2018Pending sale$205,000$237/sqft
        Source: Lifes A Beach Real Estate, LLC #673782 Report a problem
        7/9/2018Listed for sale$205,000+10.9%$237/sqft
        Source: Lifes A Beach Real Estate, LLC #673782 Report a problem
        8/12/2016Listing removed$184,900$214/sqft
        Source: Pineapple Properties #631367 Report a problem
        4/29/2015Listed for sale$184,900-98.4%$214/sqft
        Source: Pineapple Properties #631367 Report a problem
        4/23/2012Sold$11,817,000+5960%$13,677/sqft
        Source: Agent Provided Report a problem
        11/7/2011Listed for sale$195,000$226/sqft
        Source: Star Real Estate Association, LLC #410751 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$3,964 +6.6%$254,555 +10%
        2023$3,719 +39.2%$231,414 +10%
        2022$2,671 $210,376
        2021-- --
        2020$2,242 +4.2%$179,351 +1.7%
        2019$2,152 $176,376 +27.7%
        2018$2,152 +22.6%$138,126 +6.9%
        2017$1,754 +17.9%$129,200 -9%
        2016$1,489 -11.3%$141,950 +1.8%
        2015$1,679 $139,400 +5.8%
        2014$1,679 $131,750 +4.7%
        2013-- $125,800 -4.8%
        2012-- $132,192 -2.8%
        2011-- $136,000 -8.4%
        2010-- $148,453 -23.3%
        2009-- $193,622 -10%
        2008-- $215,135
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 32408

        Getting around

        42 / 100
        Car-Dependent
        40 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Breakfast Point
        • Middle: Breakfast Point
        • High: Arnold

        Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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