Location, style, and space come together in this meticulously cared-for 3-bedroom, 2-1/2-bath townhome in the popular Reserve of West Elgin. Tastefully upgraded with custom millwork and fine finishes throughout, this modern gem begins on the lower level, just off the 2-car garage, with a spacious, versatile flex room. Create the perfect home office, workout room, den, or whatever suits your lifestyle-bring your ideas! The main level showcases gorgeous hardwood flooring flowing through the expansive Living and Dining Rooms, along with a conveniently located Laundry Room and updated Powder Room. At the heart of the home is a beautiful Kitchen featuring 42" maple cabinetry, a gourmet center island, Corian countertops, and newer stainless-steel appliances. Just beyond, a private rear deck provides the perfect spot to relax and unwind. Upstairs, plush carpeting leads to three bright bedrooms and a full bathroom, including an impressive Primary Suite with a vaulted ceiling, private en-suite bath, and generous custom closets. Enjoy easy access to a paved two-mile walking path, Gail Borden Public Library, expressways, Metra, and an abundance of shopping, dining, and entertainment along the Randall Road corridor. With plenty of guest parking right outside your front door, this home offers the space, style, and convenience you've been looking for. Modern living. Low-maintenance lifestyle. Welcome home! Schedule your private showing today!
Contingent
Price cut: $5K (9/9)
$339,000
995 Reserve Dr, Elgin, IL 60124
3beds
1,976sqft
Townhouse, Single Family Residence
Built in 2008
1,218 Square Feet Lot
$-- Zestimate®
$172/sqft
$248/mo HOA
What's special
Three bright bedroomsImpressive primary suiteGourmet center islandSpacious versatile flex roomBeautiful kitchenPrivate en-suite bathUpdated powder room
- 57 days
- 515
- 14
Zillow last checked:
Listing updated:
Listed by:
Kimberly Herman 630-379-6032,
Capi Realty Group, LLC,
Debra Gentry 847-445-4240,
Capi Realty Group, LLC
Source: MRED as distributed by MLS GRID,MLS#: 12732907
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Rooms
- Room types: No additional rooms
Primary bedroom
- Features: Flooring (Carpet), Window Treatments (Blinds, Screens), Bathroom (Full, Double Sink, Shower Only)
- Level: Second
- Area: 240 Square Feet
- Dimensions: 20X12
Bedroom 2
- Features: Flooring (Carpet), Window Treatments (Blinds, Screens)
- Level: Second
- Area: 100 Square Feet
- Dimensions: 10X10
Bedroom 3
- Features: Flooring (Carpet), Window Treatments (Blinds, Screens)
- Level: Second
- Area: 100 Square Feet
- Dimensions: 10X10
Dining room
- Features: Flooring (Hardwood)
- Level: Main
- Area: 150 Square Feet
- Dimensions: 15X10
Family room
- Features: Flooring (Carpet), Window Treatments (Blinds, Garden Window(s), Screens)
- Level: Lower
- Area: 216 Square Feet
- Dimensions: 12X18
Kitchen
- Features: Kitchen (Eating Area-Table Space, Island, Pantry-Closet, SolidSurfaceCounter, Updated Kitchen), Flooring (Hardwood), Window Treatments (Blinds, Screens)
- Level: Main
- Area: 208 Square Feet
- Dimensions: 13X16
Laundry
- Features: Flooring (Vinyl)
- Level: Main
- Area: 42 Square Feet
- Dimensions: 7X6
Living room
- Features: Flooring (Hardwood), Window Treatments (Blinds, Screens)
- Level: Main
- Area: 168 Square Feet
- Dimensions: 12X14
Heating
- Natural Gas, Forced Air
Cooling
- Central Air
Appliances
- Included: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Humidifier
- Laundry: Main Level, Washer Hookup, Gas Dryer Hookup, In Unit
Features
- Vaulted Ceiling(s), Storage, Walk-In Closet(s), Open Floorplan, Special Millwork, Separate Dining Room
- Flooring: Hardwood, Carpet
- Doors: Lever Style Door Handles, Panel Door(s)
- Windows: Screens, Blinds, Garden Window(s)
- Basement: Finished,Partial,Daylight
Interior area
- Total structure area: 1,976
- Total interior livable area: 1,976 sqft
Property
Parking
- Total spaces: 2
- Parking features: Asphalt, Garage Door Opener, Yes, Garage Owned, Attached, Garage
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: No Disability Access
Features
- Exterior features: Balcony
Lot
- Size: 1,218 Square Feet
- Dimensions: 58X21
- Features: Common Grounds
Details
- Additional structures: Storage
- Parcel number: 0629428082
- Special conditions: None
- Other equipment: Ceiling Fan(s)
Construction
Type & style
- Home type: Townhouse
- Property subtype: Townhouse, Single Family Residence
Materials
- Vinyl Siding, Brick
- Foundation: Concrete Perimeter
- Roof: Asphalt
Condition
- New construction: No
- Year built: 2008
Details
- Builder model: FENWICK
Utilities & green energy
- Electric: Circuit Breakers
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available
Community & HOA
Community
- Security: Carbon Monoxide Detector(s)
- Subdivision: The Reserve Of Elgin
HOA
- Has HOA: Yes
- Services included: Insurance, Exterior Maintenance, Lawn Care, Snow Removal
- HOA fee: $248 monthly
Location
- Region: Elgin
Financial & listing details
- Price per square foot: $172/sqft
- Tax assessed value: $264,171
- Annual tax amount: $6,108
- Date on market: 8/14/2026
- Ownership: Fee Simple w/ HO Assn.
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 10/7/2026 | Contingent | $339,000$172/sqft |
Source:  MRED as distributed by MLS GRID #12732907 Report a problem | ||
| 9/9/2026 | Price change | $339,000-1.5%$172/sqft |
Source: MRED as distributed by MLS GRID #12732907 Report a problem | ||
| 8/24/2026 | Price change | $344,000-1.4%$174/sqft |
Source: MRED as distributed by MLS GRID #12732907 Report a problem | ||
| 8/14/2026 | Listed for sale | $349,000+34.2%$177/sqft |
Source: MRED as distributed by MLS GRID #12732907 Report a problem | ||
| 4/20/2022 | Sold | $260,000+8.4%$132/sqft |
Source: MRED as distributed by MLS GRID #11347819 Report a problem | ||
| 3/18/2022 | Contingent | $239,900$121/sqft |
Source: MRED as distributed by MLS GRID #11347819 Report a problem | ||
| 3/15/2022 | Listed for sale | $239,900+11.1%$121/sqft |
Source: MRED as distributed by MLS GRID #11347819 Report a problem | ||
| 1/22/2009 | Sold | $216,000$109/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $6,108 +4.4% | $88,057 +8.6% |
| 2024 | $5,851 +5.1% | $81,106 +10.7% |
| 2023 | $5,564 +15% | $73,273 +9.7% |
| 2022 | $4,840 +5.4% | $66,813 +7% |
| 2021 | $4,592 +10.2% | $62,465 +4.8% |
| 2020 | $4,166 -2.3% | $59,632 +5% |
| 2019 | $4,266 -5.5% | $56,803 +0.2% |
| 2018 | $4,516 +3.1% | $56,679 +5.8% |
| 2017 | $4,380 -17.4% | $53,582 +7.8% |
| 2016 | $5,302 | $49,710 +9.1% |
| 2015 | -- | $45,564 +1.2% |
| 2014 | -- | $45,002 -2.6% |
| 2013 | -- | $46,189 -7.4% |
| 2012 | -- | $49,891 -10.7% |
| 2011 | -- | $55,850 -9.6% |
| 2010 | -- | $61,815 -6.7% |
| 2009 | -- | $66,269 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: 60124
Nearby schools
Schools provided by the listing agent
- Elementary: Otter Creek Elementary School
- Middle: Abbott Middle School
- High: South Elgin High School
- District: 46
Source: MRED as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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