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For sale
    • $899,000

    1012 White St, Fernandina Beach, FL 32034

    4beds
    1,982sqft
    : 
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    Single Family Residence
    Built in 2021
    4,341 Square Feet Lot
    $-- Zestimate®
    $454/sqft
    $-- HOA

    What's special

    Private rear courtyardPropane tankless water heaterDual-zone hvac systemFirst-floor primary bedroom
    Beautiful Like-New Home in Historic Old Town Fernandina. This thoughtfully designed residence features a desirable first-floor primary suite, dual-zone HVAC, and a propane tankless water heater for energy-efficient comfort. Enjoy outdoor living in the private rear courtyard, an ideal space for relaxing, entertaining, or enjoying coastal breezes. The home's low-maintenance design and modern features make it perfect as a primary residence, second home, or investment property. Conveniently located just over a mile from downtown Fernandina Beach, offering easy access to local shops, restaurants, waterfront attractions, and historic charm. Experience the best of island living in one of Fernandina Beach's most sought-after neighborhoods. Features Include: Historic Old Town location First-floor primary bedroom Dual-zone HVAC system Propane tankless water heater Private rear courtyard Coastal breezes and outdoor living space Just over a mile to downtown shopping and dining Low-maintenance, like-new condition A rare opportunity to own a move-in-ready home in a premier Fernandina Beach location.
    43 days
    |
    856
    |
    35
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Cathleen Banks 404-550-7748,

    CABANA LANE, INC.

    Source: AINCAR,MLS#: 116241MLS LogoOriginating MLS: Amelia Island-Nassau County Assoc of Realtors Inc

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 2
      • Partial bathrooms: 1
      Primary bedroom
      • Description: Flooring: Plank,Vinyl
      • Level: Main
      Bedroom
      • Description: Flooring: Plank,Vinyl
      Bedroom
      • Description: Flooring: Plank,Vinyl
      Primary bathroom
      • Description: Flooring: Tile
      Bathroom
      • Description: Flooring: Plank,Vinyl
      Bathroom
      • Description: Flooring: Tile
      Kitchen
      • Description: Flooring: Plank,Vinyl
      • Level: Main
      Heating
      • Heat Pump
      Cooling
      • Heat Pump, Whole House Fan
      Appliances
      • Included: Dryer, Dishwasher, Disposal, Microwave, Oven, Refrigerator, Stove, Washer
      Features
      • Ceiling Fan(s), Fireplace, Storage, Cable TV, Window Treatments
      • Windows: Insulated Windows, Blinds
      • Has fireplace: Yes
      Interior area
      • Total structure area: 1,982
      • Total interior livable area: 1,982 sqft

      Property

      Parking
      • Parking features: Driveway
      • Has uncovered spaces: Yes
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Rear Porch, Front Porch, Open, Patio
      • Exterior features: Sprinkler/Irrigation
      • Pool features: None
      Lot
      • Size: 4,341 Square Feet
      • Dimensions: 4341.7
      Details
      • Parcel number: 000031158000110050
      • Zoning: OT-1
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Two Story
      • Property subtype: Single Family Residence
      Materials
      • Fiber Cement, Frame
      • Roof: Shingle
      Condition
      • Resale
      • Year built: 2021
      Details
      • Builder name: Charles Drace

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Available

      Community & HOA

      Community
      • Features: Marina
      • Subdivision: Old Town
      HOA
      • Has HOA: No
      Location
      • Region: Fernandina Beach

      Financial & listing details

      • Price per square foot: $454/sqft
      • Tax assessed value: $525,425
      • Annual tax amount: $1,754
      • Date on market: 6/5/2026
      • Cumulative days on market: 51 days
      • Listing terms: Conventional,FHA,VA Loan
      • Road surface type: Paved

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        6/5/2026Listed for sale$899,000-7.9%$454/sqft
        Source: AINCAR #116241 Report a problem
        12/5/2022Listing removed--
        Source: AINCAR #102434 Report a problem
        11/1/2022Listed for sale$976,000+700%$492/sqft
        Source: AINCAR #102434 Report a problem
        4/20/2021Sold$122,000$62/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$1,754 +1.7%$137,185 +3%
        2023$1,725 -32.9%$133,189 -4.7%
        2022$2,570 +30%$139,800 +36.4%
        2021$1,976 +8.7%$102,520 +10%
        2020$1,818 $93,200
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 32034

        Getting around

        11 / 100
        Car-Dependent
        23 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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