Tucked just minutes from the heart of Fernandina Beach, 1016 N 14th Street offers a newer construction home with a clean, thoughtful design and room to grow. Motivated Seller! Priced to sell at over 40K under 2023 appraisal! Built in 2023 by Affinity Homes, this 3-bedroom, 2-bath residence features 9-foot ceilings and a taller roofline that gives the home an open, airy feel well beyond its footprint. The layout is efficient and comfortable, designed for everyday living without wasted space. An added opportunity: the neighboring lot is also available, opening the door for expansion, investment, or securing additional privacy. A straightforward, well-built home in a location that continues to see steady demand—ideal for a primary residence, second home, or long-term hold. Asking price for the home and lot combined $679,900.
For sale
Price cut: $5.9K (8/31)
$530,000
1016 N 14th St, Fernandina Beach, FL 32034
3beds
1,340sqft
Single Family Residence
Built in 2023
6,795 Square Feet Lot
$-- Zestimate®
$396/sqft
$-- HOA
What's special
Open airy feelTaller rooflineClean thoughtful design
- 136 days
- 1,401
- 61
Zillow last checked:
Listing updated:
Listed by:
Charlie Stephens 904-583-6202,
CENTURY 21 MILLER ELITE
Source: AINCAR,MLS#: 115859
Originating MLS: Amelia Island-Nassau County Assoc of Realtors Inc
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Description: Flooring: Plank,Vinyl
- Dimensions: 18'6x14
Bedroom
- Description: Flooring: Plank,Vinyl
- Dimensions: 12'6x10'6
Bedroom
- Description: Flooring: Plank,Vinyl
- Dimensions: 14x11
Primary bathroom
- Description: Flooring: Plank,Vinyl
- Dimensions: 5x10'4
Bathroom
- Description: Flooring: Plank,Vinyl
- Dimensions: 5'4x11
Dining room
- Description: Flooring: Plank,Vinyl
- Dimensions: 10'8x13
Kitchen
- Description: Flooring: Plank,Vinyl
- Dimensions: 8'6x11
Living room
- Description: Flooring: Plank,Vinyl
- Dimensions: 15x14
Utility room
- Description: Flooring: Plank,Vinyl
- Dimensions: 4x5'6
Heating
- Central, Electric
Cooling
- Central Air, Electric
Appliances
- Included: Dryer, Dishwasher, Disposal, Microwave, Refrigerator, Stove, Washer, Ice Maker
Features
- Ceiling Fan(s), Split Bedrooms, Storage, Cable TV, Window Treatments
- Windows: Insulated Windows, Blinds
Interior area
- Total structure area: 1,340
- Total interior livable area: 1,340 sqft
Video & virtual tour
Property
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Features
- Levels: One
- Stories: 1
- Patio & porch: Front Porch
- Exterior features: Fence
Lot
- Size: 6,795 Square Feet
- Dimensions: 68 x 100
Details
- Parcel number: 000031180002540026
- Zoning: R-1
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Architectural style: One Story
- Property subtype: Single Family Residence
Materials
- Fiber Cement, Frame
- Roof: Shingle
Condition
- Resale
- Year built: 2023
Details
- Builder name: Affinity Homes
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available
Green energy
- Energy efficient items: Insulation
Community & HOA
HOA
- Has HOA: No
Location
- Region: Fernandina Beach
Financial & listing details
- Price per square foot: $396/sqft
- Tax assessed value: $446,566
- Annual tax amount: $3,539
- Date on market: 4/24/2026
- Cumulative days on market: 135 days
- Listing terms: Cash,Conventional
- Road surface type: Paved
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 8/31/2026 | Price change | $530,000-1.1%$396/sqft |
Source: | ||
| 8/17/2026 | Price change | $535,900-0.8%$400/sqft |
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| 7/31/2026 | Price change | $540,000-1.8%$403/sqft |
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| 7/14/2026 | Price change | $550,000-0.9%$410/sqft |
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| 7/2/2026 | Price change | $555,000-0.7%$414/sqft |
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| 6/2/2026 | Price change | $559,000-1.8%$417/sqft |
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| 4/24/2026 | Listed for sale | $569,000-0.2%$425/sqft |
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| 4/18/2026 | Listing removed | $569,900$425/sqft |
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| 4/14/2026 | Price change | $569,900-1.7%$425/sqft |
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| 3/22/2026 | Price change | $579,900-0.9%$433/sqft |
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| 2/28/2026 | Price change | $584,900-0.5%$436/sqft |
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| 1/26/2026 | Listed for sale | $587,900-16%$439/sqft |
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| 12/10/2025 | Listing removed | $699,990$522/sqft |
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| 11/17/2025 | Price change | $699,990+22.2%$522/sqft |
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| 10/19/2025 | Price change | $572,900-0.9%$428/sqft |
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| 9/27/2025 | Listed for sale | $577,900-0.3%$431/sqft |
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| 9/15/2025 | Listing removed | $579,900$433/sqft |
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| 9/5/2025 | Price change | $579,900-0.9%$433/sqft |
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| 8/12/2025 | Price change | $584,900-0.8%$436/sqft |
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| 7/11/2025 | Price change | $589,900-0.8%$440/sqft |
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| 6/15/2025 | Price change | $594,900-0.8%$444/sqft |
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| 5/25/2025 | Price change | $599,900-17.8%$448/sqft |
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| 5/15/2025 | Listed for sale | $729,900$545/sqft |
Source: | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,539 +1.7% | $238,230 +2.9% |
| 2024 | $3,481 -8.9% | $231,516 +34.3% |
| 2023 | $3,822 +150.6% | $172,425 +120% |
| 2022 | $1,525 +12.6% | $78,375 +10% |
| 2021 | $1,355 +174.3% | $71,250 +509.3% |
| 2020 | $494 +9% | $11,693 +10% |
| 2019 | $453 | $10,630 -76.4% |
| 2018 | $453 +7.9% | $45,000 +50% |
| 2017 | $420 +33.2% | $30,000 +275.7% |
| 2016 | $315 +16.5% | $7,986 +10% |
| 2015 | $270 +0.7% | $7,260 +10% |
| 2014 | $269 | $6,600 +225.9% |
| 2003 | -- | $2,025 |
| 2002 | -- | $2,025 |
| 2001 | -- | $2,025 |
| 2000 | -- | $2,025 |
Find assessor info on the county website
Monthly payment
Est. payment






