Multiple offers received, offer deadline Sunday 7/26 noon. Welcome to 1020 Cindy Lane — a beautiful 1997 brick-front colonial set on a full acre in a quiet Westminster neighborhood with no HOA. From the wrap-around front porch to the sweeping level lawn framed by mature shade trees, this home offers room to breathe and timeless curb appeal. Step inside to a welcoming center-hall foyer where hardwood floors run through the main living areas — and where the real story begins. This main level was made to flex. A formal dining room sits ready for gatherings, while a comfortable front room adapts to whatever you need most: family room, sitting room, study, or playroom. At the center, an open flex space flows into the kitchen, working just as easily as a breakfast area, keeping room, or homework-and-home-office hub. Few homes this age offer this much room to arrange life your way. The kitchen anchors it all with a granite-topped island, white cabinetry, stainless appliances, and generous counter space, opening to a garden door and the patio beyond. Beyond the kitchen, the standout living room addition rises to a vaulted, skylit ceiling wrapped in arched Palladian windows, warmed by a floor-to-ceiling stone fireplace, with French doors opening to the flagstone patio and private backyard. A main-level powder room and a laundry room off the two-car garage complete the level. Upstairs, the primary suite offers a peaceful retreat with a beautifully updated en-suite bath featuring a marble-tiled glass shower and a dual-sink quartz vanity. Three additional bedrooms and a second full bath — four bedrooms and two full baths on the upper level — provide comfortable space for family, guests, and work-from-home needs. The lower level adds a finished bonus room ideal for an office or gym, plus generous unfinished space — an open palette ready for your dreams. At just under 3,300 total square feet on a full acre, this home balances space, quality, and setting. Enjoy a quiet neighborhood close to schools, with shopping and everyday conveniences right between Westminster and Sykesville/Eldersburg. Some homes just feel like home the moment you walk in — 1020 Cindy Lane is one of them. NOTE: Sunday OH is cancelled!
Sold for $650,000
$650,000
1020 Cindy Ln, Westminster, MD 21157
4beds
2,667sqft
Single Family Residence
Built in 1996
1.02 Acres Lot
$650,400 Zestimate®
$244/sqft
$3,215 Estimated rent
Home value
$650,400
$618,000 - $683,000
$3,215/mo
Zestimate® history
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List your homeWhat's special
Floor-to-ceiling stone fireplaceBrick-front colonialTwo-car garageWelcoming center-hall foyerMarble-tiled glass showerMain-level powder roomArched palladian windows
Zillow last checked:
Listing updated:
Listed by:
Kim Pellegrino 410-948-1436,
Cummings & Co. Realtors
Bought with:
Judith Brockett, 31765
Long & Foster Real Estate, Inc.
Source: Bright MLS,MLS#: MDCR2036336
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Rooms
- Room types: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Family Room, Breakfast Room, Other, Primary Bathroom, Full Bath
Primary bedroom
- Features: Flooring - HardWood, Ceiling Fan(s), Attached Bathroom, Walk-In Closet(s)
- Level: Upper
- Area: 252 Square Feet
- Dimensions: 18 X 14
Bedroom 2
- Features: Flooring - HardWood
- Level: Upper
- Area: 165 Square Feet
- Dimensions: 11 X 15
Bedroom 3
- Features: Flooring - HardWood
- Level: Upper
- Area: 165 Square Feet
- Dimensions: 15 X 11
Bedroom 4
- Features: Flooring - HardWood
- Level: Upper
- Area: 132 Square Feet
- Dimensions: 11 X 12
Primary bathroom
- Features: Bathroom - Walk-In Shower, Double Sink, Flooring - Ceramic Tile
- Level: Upper
- Area: 99 Square Feet
- Dimensions: 9 X 11
Breakfast room
- Features: Flooring - HardWood, Built-in Features
- Level: Main
- Area: 247 Square Feet
- Dimensions: 13 X 19
Dining room
- Features: Flooring - HardWood, Crown Molding
- Level: Main
Family room
- Features: Flooring - HardWood
- Level: Main
- Area: 182 Square Feet
- Dimensions: 13 X 14
Other
- Features: Flooring - Ceramic Tile, Bathroom - Tub Shower
- Level: Upper
- Area: 40 Square Feet
- Dimensions: 8 X 5
Kitchen
- Features: Pantry, Granite Counters, Dining Area, Eat-in Kitchen, Recessed Lighting, Lighting - Pendants, Kitchen Island
- Level: Main
- Area: 252 Square Feet
- Dimensions: 14 X 18
Living room
- Features: Fireplace - Gas, Skylight(s), Flooring - HardWood, Cathedral/Vaulted Ceiling
- Level: Main
- Area: 300 Square Feet
- Dimensions: 20 X 15
Other
- Level: Lower
- Area: 182 Square Feet
- Dimensions: 13 X 14
Heating
- Forced Air, Heat Pump, Electric
Cooling
- Ceiling Fan(s), Central Air, Other
Appliances
- Included: Dishwasher, Microwave, Dryer, Oven, Cooktop, Washer, Water Heater
Features
- Kitchen - Table Space, Primary Bath(s), Bathroom - Walk-In Shower, Bathroom - Tub Shower, Built-in Features, Ceiling Fan(s), Formal/Separate Dining Room, Walk-In Closet(s), Kitchen Island
- Flooring: Hardwood, Wood
- Doors: Insulated
- Windows: Double Pane Windows
- Basement: Full,Unfinished,Sump Pump,Walk-Out Access,Partially Finished
- Number of fireplaces: 1
- Fireplace features: Stone, Gas/Propane
Interior area
- Total structure area: 3,367
- Total interior livable area: 2,667 sqft
- Finished area above ground: 2,403
- Finished area below ground: 264
Property
Parking
- Total spaces: 2
- Parking features: Garage Faces Side, Garage Door Opener, Inside Entrance, Attached, Driveway
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: None
Features
- Levels: Two
- Stories: 2
- Patio & porch: Patio, Porch
- Exterior features: Extensive Hardscape
- Pool features: None
- Has view: Yes
- View description: Trees/Woods, Scenic Vista, Garden
Lot
- Size: 1.02 Acres
- Features: Other
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 0704070208
- Zoning: R
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subtype: Single Family Residence
Materials
- Brick, Vinyl Siding
- Foundation: Slab
- Roof: Asphalt
Condition
- Excellent
- New construction: No
- Year built: 1996
Utilities & green energy
- Sewer: Septic Exists
- Water: Well
- Utilities for property: Cable Available
Community & HOA
Community
- Subdivision: None Available
HOA
- Has HOA: No
Location
- Region: Westminster
Financial & listing details
- Price per square foot: $244/sqft
- Tax assessed value: $512,867
- Annual tax amount: $5,525
- Date on market: 7/23/2026
- Listing agreement: Exclusive Agency
- Inclusions: Washer, Dryer, Dishwasher, Microwave, Refrigerator W / Ice Maker, Storage Shed, Curtains & Rods, Kitchen Island
- Exclusions: Stools On Kitchen Island
- Ownership: Fee Simple
Price history
| Date | Event | Price |
|---|---|---|
| 8/31/2026 | Sold | $650,000+4%$244/sqft |
Source:  Bright MLS #MDCR2036336 Report a problem | ||
| 7/27/2026 | Listing removed | $625,000$234/sqft |
Source: Bright MLS #MDCR2036336 Report a problem | ||
| 7/23/2026 | Listed for sale | $625,000+205%$234/sqft |
Source: Bright MLS #MDCR2036336 Report a problem | ||
| 7/16/1997 | Sold | $204,900$77/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $5,525 +8.6% | $483,600 +7.4% |
| 2024 | $5,089 +8% | $450,367 +8% |
| 2023 | $4,714 +8.7% | $417,133 +8.7% |
| 2022 | $4,338 +2.5% | $383,900 +2.5% |
| 2021 | $4,233 +2.5% | $374,633 +2.5% |
| 2020 | $4,129 +2.6% | $365,367 +2.6% |
| 2019 | $4,024 +2% | $356,100 +2% |
| 2018 | $3,946 +2% | $349,233 +2% |
| 2017 | $3,869 | $342,367 +2% |
| 2016 | -- | $335,500 |
| 2015 | -- | $335,500 |
| 2014 | -- | $335,500 -6% |
| 2013 | -- | $356,800 |
| 2012 | -- | $356,800 |
| 2011 | -- | $356,800 -26.4% |
| 2010 | -- | $484,570 +10.7% |
| 2009 | -- | $437,836 +11.9% |
| 2008 | -- | $391,103 +13.6% |
| 2007 | -- | $344,370 +12.4% |
| 2006 | -- | $306,426 +14.1% |
| 2005 | -- | $268,483 +16.5% |
| 2004 | -- | $230,540 +4% |
| 2003 | -- | $221,642 +4.2% |
| 2002 | -- | $212,746 +4.4% |
| 2001 | -- | $203,850 |
Find assessor info on the county website
Neighborhood: 21157
Nearby homes
- $648,800-- bd3 ba3k sqft1019 Cindy Ln, Westminster, MD 21157Off Market
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Nearby schools
GreatSchools rating
- 8/10Mechanicsville Elementary SchoolGrades: PK-5Distance: 1.9 mi
- 9/10Westminster West Middle SchoolGrades: 6-8Distance: 6.5 mi
- 9/10Westminster High SchoolGrades: 9-12Distance: 3.8 mi
Schools provided by the listing agent
- Elementary: Mechanicsville
- Middle: Westminster
- High: Westminster
- District: Carroll County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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Estimated market value
$650,400
Get a cash offer in 3 minutes
Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
Estimated market value
$650,400
- Maryland
- Carroll County
- Westminster
- 21157
- 1020 Cindy Ln
