RARE OPPORTUNITY! One of the few SINGLE FAMILY homes on CAPE SAN BLAS priced UNDER $650,000—don't miss your chance to own a piece of the Forgotten Coast! Welcome to coastal living at its finest. Nestled in the Piney Woods neighborhood, this meticulously well-kept 3 bedroom/2 bath home offers the perfect blend of laid-back beach charm & modern comfort just moments from the Gulf waters. Step inside to discover bright & airy interiors filled with natural light, spacious living perfect for gathering with family & friends after a day on the water. Comfortable bedrooms provide a peaceful retreat while the easy-flow floor plan creates the relaxed atmosphere everyone loves about beach life. As a resident of Piney Woods, you will enjoy access to the community pool as well as a private boardwalk that leads you straight to the unspoiled shores of the Gulf. This location places you within minutes of world-class fishing, boating, kayaking, scalloping & endless outdoor adventures. Enjoy easy access to T H Stone Memorial St Joseph Peninsula State Park where miles of pristine shoreline, nature trails & breathtaking sunsets await. Spend your afternoons exploring Port St. Joe's charming downtown filled with local restaurants, boutiques, live music & coastal events, then grab a bite at one of the local favorites before heading back home to unwind beneath the coastal skies. Whether you're searching for a primary residence, vacation retreat or investment opportunity, this home captures the true essence of the Forgotten Coast lifestyle. Quiet surroundings, nearby beach access & the relaxed pace of Cape San Blas make this property a standout destination for those looking to escape the crowds while still being close to everything that makes Port St. Joe so special. Call for your private tour & LIVE THE BEACH LIFE!
For sale
Price cut: $23.9K (8/4)
$645,000
103 McCosh Mill Rd, Port Saint Joe, FL 32456
3beds
1,500sqft
Single Family Residence
Built in 2017
5,662 Square Feet Lot
$-- Zestimate®
$430/sqft
$63/mo HOA
What's special
- 115 days
- 606
- 37
Zillow last checked:
Listing updated:
Listed by:
Tracy Ford 815-250-2889,
Beach Properties Real Estate Group
Source: Forgotten Coast Realtor Association,MLS#: 328339
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Primary bathroom
- Features: Double Vanity
Appliances
- Included: Dishwasher, Microwave, Refrigerator
Features
- Kitchen Island
- Has fireplace: No
- Furnished: Yes
Interior area
- Total structure area: 3,476
- Total interior livable area: 1,500 sqft
Property
Parking
- Total spaces: 6
- Parking features: Covered, Other, Under House With Pad
Features
- Levels: 1
- Stories: 1
- Patio & porch: Covered Deck, Covered Patio
- Exterior features: Barbecue, Outdoor Shower
- Pool features: In Ground
- Frontage length: 50
Lot
- Size: 5,662 Square Feet
- Dimensions: 50 x 115
- Features: Aerials/Topo Available, Covenants/Restrictions, Dead End, Deeded Water Access, Flood Insurance Required, Improved Lot, Subdivided, Survey Available, Within 1/2 Mile of Water, Landscaped
Details
- Parcel number: 06297305R
- Zoning description: County,Residential Single Family
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Beach House,Florida Cottage
- Property subtype: Single Family Residence
Materials
- Frame, Vinyl Siding
- Foundation: Pilings
- Roof: Metal
Condition
- Construction Complete
- Year built: 2017
- Major remodel year: 2018
Details
- Builder name: Big Fish
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available, Electricity Connected, Phone Available, Sewer Connected, Water Connected, Underground Utilities, Private Trash
Community & HOA
Community
- Features: Beach, Beach Community, Deeded Access, Deed Restrictions, Pool
- Subdivision: Piney Woods Beach
HOA
- Has HOA: Yes
- Services included: Accounting, Legal, Management, Maintenance Grounds, Recreational Facilities
- HOA fee: $750 annually
Location
- Region: Port Saint Joe
Financial & listing details
- Price per square foot: $430/sqft
- Tax assessed value: $646,560
- Annual tax amount: $5,867
- Date on market: 5/20/2026
- Listing terms: Cash,Conventional
- Inclusions: Furnished
- Exclusions: See documents
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 8/4/2026 | Price change | $645,000-3.6%$430/sqft |
Source:  Forgotten Coast Realtor Association #328339 Report a problem | ||
| 6/17/2026 | Price change | $668,900-3%$446/sqft |
Source: Forgotten Coast Realtor Association #328339 Report a problem | ||
| 5/20/2026 | Listed for sale | $689,900+1843.4%$460/sqft |
Source: Forgotten Coast Realtor Association #328339 Report a problem | ||
| 10/31/2014 | Sold | $35,500$24/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $5,867 +4.3% | $646,560 +5.1% |
| 2024 | $5,628 -2.5% | $614,983 -1.3% |
| 2023 | $5,773 +17.5% | $623,349 +30% |
| 2022 | $4,912 +34% | $479,343 +77% |
| 2021 | $3,665 -3.8% | $270,741 -1.3% |
| 2020 | $3,811 -3.6% | $274,270 |
| 2019 | $3,954 | $274,270 -1.3% |
| 2018 | $3,954 +682.9% | $277,823 +631.1% |
| 2017 | $505 | $38,000 +26.7% |
| 2016 | $505 +13.3% | $30,000 |
| 2015 | $446 +55.2% | $30,000 +50% |
| 2014 | $287 | $20,000 -80.2% |
| 2009 | -- | $100,800 -30% |
| 2008 | -- | $144,000 -10% |
| 2007 | -- | $160,000 -20% |
| 2006 | -- | $200,000 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: 32456
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