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For sale
  • $1,200,000

    10317 County Road 197, Breckenridge, TX 76424

    4beds
    2,289sqft
    : 
    $8,970/mo
    Get pre-qualified
    Single Family Residence
    Built in 1963
    1.64 Acres Lot
    $1,104,600 Zestimate®
    $524/sqft
    $-- HOA

    What's special

    Exceptional waterfront propertyMature post oak treesStainless appliancesSweeping open-water viewsCovered carport parkingGolf cart storageLarge island
    Positioned on a scenic point along Hubbard Creek Lake, this exceptional waterfront property offers sweeping open-water views, mature post oak trees, and an inviting blend of Hill Country charm and modern comfort. Situated on four waterfront lots totaling approximately 1.638 acres, the property provides a rare combination of space, privacy, and expansive shoreline. The 4-bedroom, 3-bathroom home offers approximately 2,289 square feet of living space with an open-concept layout designed for both everyday living and entertaining. The updated kitchen anchors the home with a large island, custom cabinetry, stainless appliances, and generous workspace for gathering with family and friends. Living and dining areas open seamlessly through large Pella sliding glass doors onto an impressive 31’ x 20’ covered wooden deck framed by limestone columns and timber beams. A Berner air curtain wind-screen system allows the doors to remain open while helping keep bugs out and conditioned air inside, creating a true indoor-outdoor lake living experience. The property, shaded by mature oaks, features an 8-foot stone fire pit ideal for evenings under the Texas sky. Additional improvements include a versatile outbuilding suitable for a dog kennel or chicken coop. Storage and lake recreation needs are well accommodated with a 20’ x 20’ detached garage with roll-up door, covered carport parking, and golf cart storage, as well as a 20’ x 30’ pull-through boat storage building with doors on both ends. Lakefront amenities include a private concrete boat ramp, along with a 30’ x 40’ enclosed boathouse featuring an upper entertainment deck with slide overlooking the water. The property also includes a separate 1,120 sq ft residence currently in gutted condition, offering potential for a guest house, bunkhouse, or mother-in-law suite. Whether you’re seeking a weekend retreat or full-time lake residence, this unique Hubbard Creek property offers space, privacy, and exceptional outdoor living.
    134 days
    |
    312
    |
    10
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Kipi Parks 0697108,

    Austin Lorraine Realty 817-899-0137

    Source: NTREIS,MLS#: 21202134

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 3
      Primary bedroom
      • Features: Ceiling Fan(s), Dual Sinks, Double Vanity, En Suite Bathroom, Walk-In Closet(s)
      • Level: First
      • Dimensions: 16 x 15
      Primary bathroom
      • Features: Built-in Features, En Suite Bathroom
      • Level: First
      • Dimensions: 10 x 8
      Dining room
      • Features: Ceiling Fan(s)
      • Level: First
      • Dimensions: 15 x 11
      Kitchen
      • Features: Breakfast Bar, Built-in Features, Butler's Pantry, Ceiling Fan(s), Eat-in Kitchen, Granite Counters, Kitchen Island, Pantry, Walk-In Pantry
      • Level: First
      • Dimensions: 15 x 10
      Living room
      • Features: Ceiling Fan(s), Fireplace
      • Level: First
      • Dimensions: 21 x 16
      Heating
      • Central, Propane, Natural Gas
      Cooling
      • Central Air, Ceiling Fan(s), Electric
      Appliances
      • Included: Some Gas Appliances, Dryer, Dishwasher, Disposal, Gas Oven, Gas Range, Gas Water Heater, Ice Maker, Microwave, Plumbed For Gas, Refrigerator, Tankless Water Heater, Washer
      • Laundry: Washer Hookup, Dryer Hookup
      Features
      • Chandelier, Decorative/Designer Lighting Fixtures, Eat-in Kitchen, Granite Counters, High Speed Internet, Kitchen Island, Open Floorplan, Pantry, Walk-In Closet(s), Wired for Sound
      • Flooring: Luxury Vinyl Plank
      • Has basement: No
      • Number of fireplaces: 1
      • Fireplace features: Gas, Gas Log
      Interior area
      • Total interior livable area: 2,289 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 4
      • Parking features: Additional Parking, Circular Driveway, Covered, Carport, Detached Carport, Door-Single, Driveway, Enclosed, Garage Faces Front, Garage, Gravel, Parking Lot, Secured, Workshop in Garage, Boat, RV Access/Parking
      • Garage spaces: 1
      • Carport spaces: 1
      • Covered spaces: 4
      • Has uncovered spaces: Yes
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Awning(s), Covered, Deck
      • Exterior features: Awning(s), Deck, Dock, Dog Run, Fire Pit, Kennel, Rain Gutters, RV Hookup, Storage
      • Pool features: None
      • Fencing: Fenced
      • Has view: Yes
      • View description: Water
      • Has water view: Yes
      • Water view: Water
      • Waterfront features: Boat Dock/Slip, Beach Access, Boat Ramp/Lift Access, Lake Front, Waterfront
      • Body of water: Hubbard Creek
      Lot
      • Size: 1.64 Acres
      • Features: Acreage, Back Yard, Cleared, Hardwood Trees, Lawn, Landscaped, Rolling Slope, Many Trees, Sprinkler System, Waterfront
      Details
      • Additional structures: Boat House, Garage(s), Guest House, Poultry Coop
      • Parcel number: R14555

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Contemporary/Modern
      • Property subtype: Single Family Residence
      • Attached to another structure: Yes
      Materials
      • Brick, Rock, Stone, Stone Veneer
      • Foundation: Pillar/Post/Pier
      • Roof: Metal
      Condition
      • Year built: 1963

      Utilities & green energy

      • Sewer: Aerobic Septic, Septic Tank
      • Water: Rural
      • Utilities for property: Electricity Connected, Septic Available, Separate Meters, Water Available

      Community & HOA

      Community
      • Security: Security System, Smoke Detector(s)
      • Subdivision: Tanglewood
      HOA
      • Has HOA: No
      Location
      • Region: Breckenridge

      Financial & listing details

      • Price per square foot: $524/sqft
      • Tax assessed value: $340,020
      • Annual tax amount: $5,615
      • Date on market: 3/15/2026
      • Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
      • Electric utility on property: Yes

        Estimated market value

        $1,104,600

        $1.05M - $1.16M

        $2,044/mo

        Price history

        DateEventPrice
        3/15/2026Listed for sale$1,200,000+167%$524/sqft
        Source: NTREIS #21202134 Report a problem
        6/28/2018Listing removed$449,500$196/sqft
        Source: Copperleaf Properties #13711375 Report a problem
        10/24/2017Listed for sale$449,500$196/sqft
        Source: Copperleaf Properties #13711375 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$4,807 +19.4%$340,020 +40.2%
        2024$4,027 -0.3%$242,610 -2.3%
        2023$4,039 +0.4%$248,210 +11.7%
        2022$4,023 +5.8%$222,200 +20.8%
        2021$3,803 $183,990 -17.5%
        2020-- $222,900 +13.1%
        2018$3,270 $197,020 +30.4%
        2017-- $151,140
        2016-- $151,140
        2015-- $151,140 +7.4%
        2014-- $140,720 -8.6%
        2012-- $153,940 +11%
        2011-- $138,690
        2010-- $138,690 +6.1%
        2009-- $130,660 +21.1%
        2008-- $107,870
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 76424

        Getting around

        0 / 100
        Car-Dependent
        21 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: South
        • High: Breckenrid
        • District: Breckenridge ISD

        Source: NTREIS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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