For sale

Price cut: $10K (8/25)

$99,900

1037 Cotton St, Reading, PA 19602

2beds

584sqft

$718/mo

Get pre-qualified

Townhouse

Built in 1900

871 Square Feet Lot

$106,100 Zestimate^®

$171/sqft

$-- HOA

What's special

Classic characterTraditional brick rowhomeManageable sizeNatural gas heatFunctional floor plan

Welcome to 1037 Cotton St, Reading, PA! This traditional brick rowhome offers 2 bedrooms, 1 full bath, and approximately 584 square feet of living space, making it a great opportunity for a first-time homebuyer, downsizer, or investor. The home features a functional floor plan, natural gas heat, and a full basement that provides additional storage space. Conveniently located near local shopping, dining, schools, and major roadways, this property offers easy access to everyday amenities. With its classic character, manageable size, and affordable price point, this home is ready for its next owner.

70 days

287

12

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 2
Bathrooms: 1
Full bathrooms: 1
Main level bathrooms: 1
Main level bedrooms: 2

Basement

Area: 0

Heating

Forced Air, Oil

Cooling

None

Appliances

Included: Refrigerator, Oven/Range - Gas, Gas Water Heater

Features

Dining Area
Basement: Other
Has fireplace: No

Interior area

Total structure area: 584
Total interior livable area: 584 sqft
Finished area above ground: 584
Finished area below ground: 0

Property

Parking

Parking features: On Street
Has uncovered spaces: Yes

Accessibility

Accessibility features: None

Features

Levels: Two
Stories: 2
Pool features: None

Lot

Size: 871 Square Feet

Details

Additional structures: Above Grade, Below Grade
Parcel number: 10531629079921
Zoning: RESIDENTIAL
Special conditions: Standard

Construction

Type & style

Home type: Townhouse
Architectural style: Traditional
Property subtype: Townhouse

Materials

Brick
Foundation: Other

Condition

New construction: No
Year built: 1900

Utilities & green energy

Sewer: Public Sewer
Water: Public
Utilities for property: Natural Gas Available

Community & HOA

Community

Subdivision: None Available

HOA

Has HOA: No

Location

Region: Reading
Municipality: READING CITY

Financial & listing details

Price per square foot: $171/sqft
Tax assessed value: $13,400
Annual tax amount: $619
Date on market: 6/18/2026
Listing agreement: Exclusive Right To Sell
Listing terms: FHA,Conventional,Cash,USDA Loan,VA Loan
Ownership: Fee Simple

Estimated market value

$106,100

$101,000 - $111,000

$1,136/mo

Price history

Date	Event	Price
8/25/2026	Price change	$99,900-9.1%$171/sqft
Source: Bright MLS #PABK2073782 Report a problem
7/20/2026	Price change	$109,900-1.9%$188/sqft
Source: Bright MLS #PABK2073782 Report a problem
7/9/2026	Price change	$112,000-5.1%$192/sqft
Source: Bright MLS #PABK2073782 Report a problem
6/18/2026	Listed for sale	$118,000+475.6%$202/sqft
Source: Bright MLS #PABK2073782 Report a problem
4/4/2023	Listing removed	--
Source: Zillow Rentals Report a problem
3/27/2023	Listed for rent	$900+51.3%$2/sqft
Source: Zillow Rentals Report a problem
12/30/2019	Listing removed	$595$1/sqft
Source: Bold Property Management Report a problem
12/4/2019	Listed for rent	$595$1/sqft
Source: Bold Property Management Report a problem
8/31/2018	Listing removed	$595$1/sqft
Source: Bold Property Management Report a problem
8/20/2018	Listed for rent	$595$1/sqft
Source: Bold Property Management Report a problem
10/27/2017	Listing removed	$595$1/sqft
Source: Bold Property Management Report a problem
10/20/2017	Price change	$595-8.5%$1/sqft
Source: Bold Property Management Report a problem
9/20/2017	Listed for rent	$650+9.2%$1/sqft
Source: Bold Property Management Report a problem
8/25/2017	Sold	$20,500-8.9%$35/sqft
Source: Public Record Report a problem
11/4/2016	Price change	$22,500-9.6%$39/sqft
Source: Pagoda Realty & Property Management #6844448 Report a problem
8/15/2016	Listed for sale	$24,900+25.8%$43/sqft
Source: Pagoda Realty & Property Management #6844448 Report a problem
2/5/2016	Listing removed	$595$1/sqft
Source: Pagoda Realty and Property Management, Inc. Report a problem
1/15/2016	Listed for rent	$595+3.5%$1/sqft
Source: Pagoda Realty and Property Management, Inc. Report a problem
1/14/2016	Listing removed	$19,800$34/sqft
Source: Pagoda Realty & Property Management #6630869 Report a problem
10/6/2015	Price change	$19,800-0.5%$34/sqft
Source: Pagoda Realty & Property Management #6630869 Report a problem
9/14/2015	Price change	$19,900-20.1%$34/sqft
Source: Pagoda Realty & Property Management #6630869 Report a problem
8/21/2015	Listed for sale	$24,900+46.5%$43/sqft
Source: Pagoda Realty & Property Management #6630869 Report a problem
9/25/2014	Listing removed	$575$1/sqft
Source: Pagoda Realty and Property Management Report a problem
9/9/2014	Price change	$575-3.4%$1/sqft
Source: Pagoda Realty and Property Management Report a problem
7/21/2014	Listed for rent	$595$1/sqft
Source: Pagoda Realty and Property Management Report a problem
4/2/2013	Sold	$17,000+183.3%$29/sqft
Source: Public Record Report a problem
11/28/2012	Sold	$6,000+100%$10/sqft
Source: Public Record Report a problem
11/28/2001	Sold	$3,000$5/sqft
Source: Public Record Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$604 +1.5%	$13,400
2024	$595 +1.6%	$13,400
2023	$586	$13,400
2022	$586	$13,400
2021	$586 +1%	$13,400
2020	$580	$13,400
2019	$580	$13,400
2018	$580 +0.7%	$13,400
2017	$576 +75.1%	$13,400
2016	$329 +8.7%	$13,400
2015	$303	$13,400
2014	--	$13,400
2013	--	$13,400
2012	--	$13,400
2011	--	$13,400
2010	--	$13,400
2009	--	$13,400
2008	--	$13,400
2007	--	$13,400
2006	--	$13,400
2005	--	$13,400
2004	--	$13,400
2003	--	$13,400 -35%
2002	--	$20,600
2000	--	$20,600