Welcome to 1037 Cotton St, Reading, PA! This traditional brick rowhome offers 2 bedrooms, 1 full bath, and approximately 584 square feet of living space, making it a great opportunity for a first-time homebuyer, downsizer, or investor. The home features a functional floor plan, natural gas heat, and a full basement that provides additional storage space. Conveniently located near local shopping, dining, schools, and major roadways, this property offers easy access to everyday amenities. With its classic character, manageable size, and affordable price point, this home is ready for its next owner. Tenant is responsible for all utilities, including water, sewer, trash, electric, and gas.
For sale
Price cut: $6K (7/9)
$112,000
1037 Cotton St, Reading, PA 19602
2beds
584sqft
Townhouse
Built in 1900
871 Square Feet Lot
$115,300 Zestimate®
$192/sqft
$-- HOA
What's special
Classic characterTraditional brick rowhomeManageable sizeNatural gas heatFunctional floor plan
- 24 days |
- 300 |
- 13 |
Zillow last checked:
Listing updated:
Listed by:
Trent Stauffer 610-373-8701,
Bold Realty 6103738701
Source: Bright MLS,MLS#: PABK2073782
Loading...
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 2
Basement
- Area: 0
Heating
- Forced Air, Oil
Cooling
- None
Appliances
- Included: Refrigerator, Oven/Range - Gas, Gas Water Heater
Features
- Dining Area
- Basement: Other
- Has fireplace: No
Interior area
- Total structure area: 584
- Total interior livable area: 584 sqft
- Finished area above ground: 584
- Finished area below ground: 0
Property
Parking
- Parking features: On Street
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: None
Features
- Levels: Two
- Stories: 2
- Pool features: None
Lot
- Size: 871 Square Feet
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 10531629079921
- Zoning: RESIDENTIAL
- Special conditions: Standard
Construction
Type & style
- Home type: Townhouse
- Architectural style: Traditional
- Property subtype: Townhouse
Materials
- Brick
- Foundation: Other
Condition
- New construction: No
- Year built: 1900
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Natural Gas Available
Community & HOA
Community
- Subdivision: None Available
HOA
- Has HOA: No
Location
- Region: Reading
- Municipality: READING CITY
Financial & listing details
- Price per square foot: $192/sqft
- Tax assessed value: $13,400
- Annual tax amount: $619
- Date on market: 6/18/2026
- Listing agreement: Exclusive Right To Sell
- Listing terms: FHA,Conventional,Cash,USDA Loan,VA Loan
- Ownership: Fee Simple
Estimated market value
Zestimate®
$115,300
Estimated sales range
$110,000 - $121,000
Rent Zestimate®
$1,158/mo
Price history
| Date | Event | Price |
|---|---|---|
| 7/9/2026 | Price change | $112,000-5.1%$192/sqft |
Source: | ||
| 6/18/2026 | Listed for sale | $118,000+475.6%$202/sqft |
Source: | ||
| 4/4/2023 | Listing removed | -- |
Source: Zillow Rentals Report a problem | ||
| 3/27/2023 | Listed for rent | $900+51.3%$2/sqft |
Source: Zillow Rentals Report a problem | ||
| 12/30/2019 | Listing removed | $595$1/sqft |
Source: Bold Property Management Report a problem | ||
| 12/4/2019 | Listed for rent | $595$1/sqft |
Source: Bold Property Management Report a problem | ||
| 8/31/2018 | Listing removed | $595$1/sqft |
Source: Bold Property Management Report a problem | ||
| 8/20/2018 | Listed for rent | $595$1/sqft |
Source: Bold Property Management Report a problem | ||
| 10/27/2017 | Listing removed | $595$1/sqft |
Source: Bold Property Management Report a problem | ||
| 10/20/2017 | Price change | $595-8.5%$1/sqft |
Source: Bold Property Management Report a problem | ||
| 9/20/2017 | Listed for rent | $650+9.2%$1/sqft |
Source: Bold Property Management Report a problem | ||
| 8/25/2017 | Sold | $20,500-8.9%$35/sqft |
Source: Public Record Report a problem | ||
| 11/4/2016 | Price change | $22,500-9.6%$39/sqft |
Source: Pagoda Realty & Property Management #6844448 Report a problem | ||
| 8/15/2016 | Listed for sale | $24,900+25.8%$43/sqft |
Source: Pagoda Realty & Property Management #6844448 Report a problem | ||
| 2/5/2016 | Listing removed | $595$1/sqft |
Source: Pagoda Realty and Property Management, Inc. Report a problem | ||
| 1/15/2016 | Listed for rent | $595+3.5%$1/sqft |
Source: Pagoda Realty and Property Management, Inc. Report a problem | ||
| 1/14/2016 | Listing removed | $19,800$34/sqft |
Source: Pagoda Realty & Property Management #6630869 Report a problem | ||
| 10/6/2015 | Price change | $19,800-0.5%$34/sqft |
Source: Pagoda Realty & Property Management #6630869 Report a problem | ||
| 9/14/2015 | Price change | $19,900-20.1%$34/sqft |
Source: Pagoda Realty & Property Management #6630869 Report a problem | ||
| 8/21/2015 | Listed for sale | $24,900+46.5%$43/sqft |
Source: Pagoda Realty & Property Management #6630869 Report a problem | ||
| 9/25/2014 | Listing removed | $575$1/sqft |
Source: Pagoda Realty and Property Management Report a problem | ||
| 9/9/2014 | Price change | $575-3.4%$1/sqft |
Source: Pagoda Realty and Property Management Report a problem | ||
| 7/21/2014 | Listed for rent | $595$1/sqft |
Source: Pagoda Realty and Property Management Report a problem | ||
| 6/14/2014 | Listing removed | $595$1/sqft |
Source: Pagoda Realty and Property Management Report a problem | ||
| 5/20/2014 | Listed for rent | $595$1/sqft |
Source: Pagoda Realty and Property Management Report a problem | ||
| 4/2/2013 | Sold | $17,000+183.3%$29/sqft |
Source: Public Record Report a problem | ||
| 11/28/2012 | Sold | $6,000+100%$10/sqft |
Source: Public Record Report a problem | ||
| 11/28/2001 | Sold | $3,000$5/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $604 +1.5% | $13,400 |
| 2024 | $595 +1.6% | $13,400 |
| 2023 | $586 | $13,400 |
| 2022 | $586 | $13,400 |
| 2021 | $586 +1% | $13,400 |
| 2020 | $580 | $13,400 |
| 2019 | $580 | $13,400 |
| 2018 | $580 +0.7% | $13,400 |
| 2017 | $576 +75.1% | $13,400 |
| 2016 | $329 +8.7% | $13,400 |
| 2015 | $303 | $13,400 |
| 2014 | -- | $13,400 |
| 2013 | -- | $13,400 |
| 2012 | -- | $13,400 |
| 2011 | -- | $13,400 |
| 2010 | -- | $13,400 |
| 2009 | -- | $13,400 |
| 2008 | -- | $13,400 |
| 2007 | -- | $13,400 |
| 2006 | -- | $13,400 |
| 2005 | -- | $13,400 |
| 2004 | -- | $13,400 |
| 2003 | -- | $13,400 -35% |
| 2002 | -- | $20,600 |
| 2000 | -- | $20,600 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Principal & interest
$1,547Mortgage insurance
$0Property taxes
$170Home insurance
$105HOA fees
$0Utilities
Not includedAll calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 19602
Nearby schools
GreatSchools rating
- 2/10Amanda E Stout Elementary SchoolGrades: PK-4Distance: 0.1 mi
- 3/10Southern Middle SchoolGrades: 5-8Distance: 0.3 mi
- 1/10Reading Senior High SchoolGrades: 9-12Distance: 1.3 mi
Schools provided by the listing agent
- District: Reading
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
- $135,0004 bd2 ba1.4k sqft1039 Cotton St, Reading, PA 19602Sold
Save 
- $6,6006 bd1 ba2.4k sqft1041 Cotton St, Reading, PA 19602Off Market
Save - $145,0003 bd1 ba1k sqft1035 Cotton St, Reading, PA 19602For Sale
Save 
- $126,6003 bd1 ba1k sqft1033 Cotton St, Reading, PA 19602Off Market
Save - $23,8003 bd3 ba3.3k sqft1043 Cotton St, Reading, PA 19602Off Market
Save - $103,9002 bd1 ba676 sqft1031 Cotton St, Reading, PA 19602Off Market
Save - $130,6003 bd1 ba1.1k sqft1045A Cotton St, Reading, PA 19602Off Market
Save - $105,0003 bd1 ba1.1k sqft1029 Cotton St, Reading, PA 19602Sold
Save
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
Similar homes
- $109,0003 bd1 ba844 sqft915 Culvert St, Reading, PA 19602For Sale
Save 
MLS ID #PABK2073320, Rob Bunis, Prime Realty Partners. Bright MLS - $115,0003 bd2 ba815 sqft539 Strong Aly, Reading, PA 19602For Sale
Save 
MLS ID #PABK2072912, Jimmy Thelusca, Pagoda Realty ERA Powered. Bright MLS - $124,9002 bd1 ba744 sqft470 Spring Garden St, Reading, PA 19602For Sale
Save 
MLS ID #PABK2073748, Jerry Buffa, Coldwell Banker Realty. Bright MLS - $123,0003 bd1 ba769 sqft639 Birch St, Reading, PA 19604For Sale
Save 
MLS ID #PABK2074868, Juan Cortes-Carreno, BHHS Homesale Realty- Reading Berks. Bright MLS - $139,9003 bd1 ba850 sqft1050 Culvert St, Reading, PA 19602For Sale
Save
MLS ID #PABK2071628, Chris Carr, HomeZu. Bright MLS - $119,9003 bd1 ba792 sqft529 S 17th St, Reading, PA 19606For Sale
Save
MLS ID #PABK2074794, FRANKLIN CAPELLAN, Iron Valley Real Estate of Berks. Bright MLS - $124,0003 bd1 ba774 sqft235 Hudson St, Reading, PA 19601For Sale
Save
MLS ID #PABK2070680, Erica Fair, Iron Valley Real Estate of Berks. Bright MLS - $145,0002 bd1 ba750 sqft837 Locust St, Reading, PA 19604For Sale
Save
MLS ID #PABK2068912, ELIZABETH DELGADO, Iron Valley Real Estate of Berks. Bright MLS - $98,9003 bd1 ba768 sqft518 Johnson St, Reading, PA 19601For Sale
Save
MLS ID #PABK2070362, Trent Stauffer, Bold Realty. Bright MLS - $--2 bd1 ba720 sqft105 Ridge St, Reading, PA 19607Auction
Save ServiceLink Auction - $59,9003 bd1 ba600 sqft1113 Hollywood Dr, Reading, PA 19606For Sale
Save
MLS ID #PABK2073668, Mr. Nehemiah J Lindo, Realty One Group Alliance. Bright MLS - $59,9992 bd1 ba840 sqft17 Bordic Rd, Reading, PA 19606For Sale
Save
MLS ID #PABK2070230, Ismael Lorenzo, Iron Valley Real Estate of Berks. Bright MLS - $154,9002 bd1 ba832 sqft5636 Old Route 22 Hwy, Shartlesville, PA 19554For Sale
Save
MLS ID #PABK2071900, Trent Stauffer, Bold Realty. Bright MLS - $69,9002 bd2 ba840 sqft12 Valley View Ct, Fleetwood, PA 19522For Sale
Save
MLS ID #PABK2071332, Gil Carbon, Century 21 Gold. Bright MLS - $164,9002 bd1 ba858 sqft11 Plum St, Pottstown, PA 19464For Sale
Save
MLS ID #PAMC2183242, Derek Ducky Ryan, Keller Williams Real Estate -Exton. Bright MLS - $100,0001 bd1 ba385 sqftSun Retreats Lancaster County, Narvon, PA 17555For Sale
Save MLS ID #543949, Sales Representative. MHBO - $79,0002 bd1 ba600 sqft1136 Steinmetz Rd Trailer 7, Ephrata, PA 17522New Construction
Save
MLS ID #PALA2090040, Wendell Huyard, Coldwell Banker Realty. Bright MLS - $75,0002 bd2 ba840 sqft3 Woodland Ln Lot 3, Mertztown, PA 19539For Sale
Save
MLS ID #PABK2068824, Craig Reinert, Keller Williams Platinum Realty - Wyomissing. Bright MLS
- Request a tour
as early as today at 11:00 am
Contact agent
- Pennsylvania
- Berks County
- Reading
- 19602
- 1037 Cotton St