Welcome to easy, affordable lake living in Lake of the Woods! This home is updated, move-in ready, and priced under $300,000! At 104 Monticello Circle, the big-ticket items are already done for you. The roof was replaced 5 years ago and the HVAC was replaced a little over a year ago, offering peace of mind from day one. Inside, you’ll find freshly updated LVP flooring, fresh paint, a stylish brick accent wall that adds warmth and character, and a newly refreshed deck! The layout is flexible and functional, perfect for first-time buyers or those seeking a weekend lake retreat. The main level includes a kitchen with nice counter & cabinet space, comfortable bedroom, full bath, and open living/dining spaces. Upstairs, two generously sized bedrooms with LVP flooring share a Jack-and-Jill bath. One bedroom offers a walk-in closet, while the other opens to an elevated deck with peaceful treetop views with the perfect spot for morning coffee or unwinding at the end of the day. Outside, enjoy a charming garden-style front yard, a half-moon driveway with ample parking, and a lovely backyard. A newer side patio adds both function and charm, complemented by a beautiful Japanese maple for seasonal color. Located inside amenity rich Lake of the Woods, residents enjoy access to two lakes, beaches, pool, golf, equestrian trails, parks, dining and more, truly a lifestyle, not just a home. The Wilderness Battlefield entrance is less than five minutes away, with Route 3 shopping and dining within ten. Fredericksburg, Orange, and Culpeper are all within a 30-minute drive. Whether you're buying your first home or searching for an affordable lake escape, this thoughtfully updated retreat offers comfort, community, and everyday ease, all at a price point that’s increasingly hard to find.
For sale
Price cut: $10K (7/3)
$289,900
104 Monticello Cir, Locust Grove, VA 22508
3beds
1,014sqft
Single Family Residence
Built in 1978
-- sqft lot
$288,400 Zestimate®
$286/sqft
$160/mo HOA
What's special
Updated move-in readyLovely backyardFreshly updated lvp flooringComfortable bedroomCharming garden-style front yardFresh paintWalk-in closet
- 129 days |
- 805 |
- 33 |
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Amy Cherry Taylor 540-845-7619,
Porch & Stable Realty, LLC,
Listing Team: Amy Cherry Taylor & Associates
Source: Bright MLS,MLS#: VAOR2013032
Loading...
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
- Main level bedrooms: 1
Rooms
- Room types: Living Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen
Primary bedroom
- Features: Flooring - Carpet
- Level: Main
Bedroom 2
- Features: Flooring - Carpet
- Level: Upper
Bedroom 3
- Features: Flooring - Carpet
- Level: Upper
Kitchen
- Features: Flooring - Vinyl
- Level: Main
Living room
- Features: Flooring - Carpet
- Level: Main
Heating
- Heat Pump, Electric
Cooling
- Heat Pump, Electric
Appliances
- Included: Washer, Dryer, Disposal, Exhaust Fan, Refrigerator, Oven/Range - Electric, Electric Water Heater
- Laundry: Main Level, Washer In Unit, Dryer In Unit
Features
- Ceiling Fan(s), Breakfast Area, Entry Level Bedroom, Family Room Off Kitchen, Primary Bath(s), Vaulted Ceiling(s)
- Flooring: Carpet, Luxury Vinyl
- Has basement: No
- Has fireplace: No
Interior area
- Total structure area: 1,014
- Total interior livable area: 1,014 sqft
- Finished area above ground: 1,014
- Finished area below ground: 0
Property
Parking
- Parking features: Asphalt, Driveway
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: None
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck, Patio
- Pool features: Community
Lot
- Features: Wooded
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 012A0000501400
- Zoning: R3
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: A-Frame,Colonial
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
- Foundation: Block, Crawl Space, Pillar/Post/Pier
- Roof: Asphalt
Condition
- Very Good
- New construction: No
- Year built: 1978
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
Community
- Features: Pool
- Subdivision: None Available
HOA
- Has HOA: Yes
- Amenities included: Pool, Basketball Court, Beach Access, Bike Trail, Clubhouse, Dog Park, Gated, Golf Course, Golf Course Membership Available, Horse Trails, Jogging Path, Lake, Picnic Area, Riding/Stables, Security, Soccer Field, Tennis Court(s), Tot Lots/Playground, Volleyball Courts
- Services included: Pool(s), Common Area Maintenance, Security, Snow Removal
- HOA fee: $1,920 annually
- HOA name: LAKE OF THE WOODS
Location
- Region: Locust Grove
Financial & listing details
- Price per square foot: $286/sqft
- Tax assessed value: $206,700
- Annual tax amount: $1,281
- Date on market: 3/4/2026
- Listing agreement: Exclusive Right To Sell
- Ownership: Fee Simple
Estimated market value
Zestimate®
$288,400
Estimated sales range
$274,000 - $303,000
Rent Zestimate®
$1,814/mo
Price history
| Date | Event | Price |
|---|---|---|
| 7/3/2026 | Price change | $289,900-3.3%$286/sqft |
Source: | ||
| 3/4/2026 | Listed for sale | $299,900+91%$296/sqft |
Source: | ||
| 3/22/2017 | Sold | $157,000-1.3%$155/sqft |
Source: Public Record Report a problem | ||
| 2/20/2017 | Pending sale | $159,000$157/sqft |
Source: Coldwell Banker Elite #OR9839744 Report a problem | ||
| 1/12/2017 | Listed for sale | $159,000-10.7%$157/sqft |
Source: Coldwell Banker Elite #OR9839744 Report a problem | ||
| 2/25/2016 | Listing removed | $1,000$1/sqft |
Source: Coldwell Banker Elite #OR8763256 Report a problem | ||
| 2/14/2016 | Listed for rent | $1,000$1/sqft |
Source: Coldwell Banker Elite #OR8763256 Report a problem | ||
| 11/3/2015 | Listing removed | $178,000$176/sqft |
Source: Coldwell Banker Elite #OR8741460 Report a problem | ||
| 9/10/2015 | Price change | $178,000-1.1%$176/sqft |
Source: Coldwell Banker Elite #OR8741460 Report a problem | ||
| 7/24/2015 | Price change | $179,900-2.7%$177/sqft |
Source: Coldwell Banker Elite #OR8741460 Report a problem | ||
| 6/26/2015 | Price change | $184,900-2.6%$182/sqft |
Source: Coldwell Banker Elite #OR8741460 Report a problem | ||
| 4/25/2015 | Listed for sale | $189,900-4.1%$187/sqft |
Source: Coldwell Banker Elite #OR8615423 Report a problem | ||
| 1/23/2006 | Sold | $197,990$195/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $1,282 +46.3% | $203,700 +79% |
| 2024 | $876 | $113,800 |
| 2023 | $876 | $113,800 |
| 2022 | $876 +4.2% | $113,800 |
| 2021 | $841 | $113,800 |
| 2020 | $841 -9% | $113,800 -3.9% |
| 2018 | $924 -3% | $118,400 |
| 2017 | $952 +15.1% | $118,400 |
| 2016 | $827 | $118,400 +3% |
| 2015 | $827 | $114,900 |
| 2014 | $827 | $114,900 |
| 2013 | -- | $114,900 |
| 2012 | -- | $114,900 -45.3% |
| 2011 | -- | $209,900 |
| 2010 | -- | $209,900 -0.9% |
| 2009 | -- | $211,900 +141.6% |
| 2003 | $710 +45.5% | $87,700 +56.3% |
| 2002 | $488 +2.4% | $56,100 |
| 2001 | $477 +18.1% | $56,100 |
| 2000 | $404 | $56,100 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Principal & interest
$1,547Mortgage insurance
$0Property taxes
$170Home insurance
$105HOA fees
$0Utilities
Not includedAll calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 22508
Nearby schools
GreatSchools rating
- 4/10Locust Grove Primary SchoolGrades: PK-2Distance: 3.7 mi
- 5/10Locust Grove Middle SchoolGrades: 6-8Distance: 1 mi
- 6/10Orange County High SchoolGrades: 9-12Distance: 18.5 mi
Schools provided by the listing agent
- Elementary: Locust Grove
- Middle: Locust Grove
- High: Orange
- District: Orange County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
- $492,4004 bd3 ba2.9k sqft108 Monticello Cir, Locust Grove, VA 22508Off Market
Save 
- $420,0003 bd2 ba1.9k sqft100 Monticello Cir, Locust Grove, VA 22508Sold
Save 
- $350,1003 bd2 ba1.4k sqft110 Monticello Cir, Locust Grove, VA 22508Off Market
Save - $483,5003 bd2 ba2.1k sqft105 Monticello Cir, Locust Grove, VA 22508Sold
Save 
- $375,2003 bd2 ba1.5k sqft3004 Lakeview Pkwy, Locust Grove, VA 22508Off Market
Save - $386,0003 bd2 ba1.6k sqft101 Monticello Cir, Locust Grove, VA 22508Sold
Save - $518,6004 bd3 ba2.4k sqft103 Monticello Cir, Locust Grove, VA 22508Off Market
Save - $430,0004 bd3 ba1.7k sqft107 Monticello Cir, Locust Grove, VA 22508Off Market
Save
A local agent can set up tours, give advice and negotiate with sellers.
Similar homes
- $300,0003 bd2 ba1k sqft205 Monument Rd, Locust Grove, VA 22508For Sale
Save 
MLS ID #VAOR2013786, Venous Jones, Keller Williams Fairfax Gateway. Bright MLS - $225,0003 bd2 ba1.1k sqft1348 Lakeview Pkwy, Locust Grove, VA 22508For Sale
Save 
MLS ID #VAOR2014690, Tessa Wilborne, T&G Real Estate Advisors, Inc.. Bright MLS - $329,9003 bd2 ba1.2k sqft107 Sunset Ct, Locust Grove, VA 22508For Sale
Save 
MLS ID #VAOR2013912, Scott Cleveland, RE/MAX Supercenter. Bright MLS - $325,0003 bd2 ba984 sqft904 Lakeview Pkwy, Locust Grove, VA 22508For Sale
Save 
MLS ID #VAOR2013436, KATIE WEDGE, LPT Realty, LLC. Bright MLS - $349,9903 bd2 ba1.4k sqft1002 Eastover Pkwy, Locust Grove, VA 22508For Sale
Save
MLS ID #VAOR2013452, Ulysses Reed, Promised Land Realty. Bright MLS - $389,0003 bd2 ba1.4k sqft115 Parliament St, Locust Grove, VA 22508For Sale
Save
MLS ID #VAOR2014426, Katie Blocker, EXP Realty, LLC. Bright MLS - $425,0003 bd2 ba1.3k sqft31185 Price Rd, Locust Grove, VA 22508For Sale
Save
MLS ID #VAOR2014584, Stephanie Hiner, Berkshire Hathaway HomeServices PenFed Realty. Bright MLS - $379,9003 bd2 ba1.2k sqft1105 Lakeview Pkwy, Locust Grove, VA 22508For Sale
Save
MLS ID #VAOR2014546, Amy Cherry Taylor, Porch & Stable Realty, LLC. Bright MLS - $359,0003 bd2 ba1.3k sqft108 Seven Pines Dr, Locust Grove, VA 22508For Sale
Save
MLS ID #VAOR2014000, Megan Boisvert, Samson Properties. Bright MLS - $389,9003 bd2 ba1.1k sqft12925 Orange Plank Rd, Locust Grove, VA 22508For Sale
Save
MLS ID #VASP2042452, Cindy Taylor-DuBois, CENTURY 21 New Millennium. Bright MLS - $314,9993 bd3 ba1.2k sqft35201 Sara Ct, Locust Grove, VA 22508For Sale
Save MLS ID #2616963, Hannah Girone, Samson Properties. CVRMLS - $339,0003 bd1 ba1k sqft343 Albany St, Fredericksburg, VA 22407For Sale
Save
MLS ID #VASP2043642, Kimberly Inge, CENTURY 21 New Millennium. Bright MLS - $289,9003 bd1 ba925 sqft207 South St, Fredericksburg, VA 22401For Sale
Save
MLS ID #VAFB2010722, Clay Mihoulides, Chrismarr Properties LLC. Bright MLS - $350,0002 bd1 ba1.2k sqft12700 Post Oak Rd, Spotsylvania, VA 22551For Sale
Save
MLS ID #VASP2042406, Patrick Baden, Hometown Realty Services, Inc.. Bright MLS - $324,9003 bd2 ba1.1k sqftBreezewood, Fredericksburg, VA 22407For Sale
Save
MLS ID #VASP2043282, Jermaine King, Pearson Smith Realty, LLC. Bright MLS - $325,0002 bd3 ba1.1k sqftMill Garden, Fredericksburg, VA 22407For Sale
Save
MLS ID #VASP2043556, Jeni Leinberger, Pearson Smith Realty, LLC. Bright MLS - $340,0003 bd2 ba1.1k sqft15109 Rose Valley Dr, Mineral, VA 23117For Sale
Save
MLS ID #VASP2039950, Andy Shannon, Samson Properties. Bright MLS - $309,9003 bd1 ba1k sqft13166 Rixeyville Rd, Culpeper, VA 22701For Sale
Save
MLS ID #VACU2014050, Jake McNemar, RE/MAX Gateway. Bright MLS - $339,9003 bd1 ba1.2k sqft6800 Partlow Rd, Spotsylvania, VA 22551For Sale
Save
MLS ID #VASP2041680, Tina Woodruff, Coldwell Banker Elite. Bright MLS - $375,0002 bd1 ba1k sqft13832 Post Oak Rd, Spotsylvania, VA 22551For Sale
Save
MLS ID #VASP2043118, Mrs. Rebecca A Walley, Century 21 Redwood Realty. Bright MLS
- Request a tour
as early as today at 11:00 am
Contact agent
- Virginia
- Orange County
- Locust Grove
- 22508
- 104 Monticello Cir