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For sale
  • Price cut: $10K (7/3)
    $289,900

    104 Monticello Cir, Locust Grove, VA 22508

    3beds
    1,014sqft
    : 
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    Single Family Residence
    Built in 1978
    -- sqft lot
    $288,400 Zestimate®
    $286/sqft
    $160/mo HOA

    What's special

    Updated move-in readyLovely backyardFreshly updated lvp flooringComfortable bedroomCharming garden-style front yardFresh paintWalk-in closet
    Welcome to easy, affordable lake living in Lake of the Woods! This home is updated, move-in ready, and priced under $300,000! At 104 Monticello Circle, the big-ticket items are already done for you. The roof was replaced 5 years ago and the HVAC was replaced a little over a year ago, offering peace of mind from day one. Inside, you’ll find freshly updated LVP flooring, fresh paint, a stylish brick accent wall that adds warmth and character, and a newly refreshed deck! The layout is flexible and functional, perfect for first-time buyers or those seeking a weekend lake retreat. The main level includes a kitchen with nice counter & cabinet space, comfortable bedroom, full bath, and open living/dining spaces. Upstairs, two generously sized bedrooms with LVP flooring share a Jack-and-Jill bath. One bedroom offers a walk-in closet, while the other opens to an elevated deck with peaceful treetop views with the perfect spot for morning coffee or unwinding at the end of the day. Outside, enjoy a charming garden-style front yard, a half-moon driveway with ample parking, and a lovely backyard. A newer side patio adds both function and charm, complemented by a beautiful Japanese maple for seasonal color. Located inside amenity rich Lake of the Woods, residents enjoy access to two lakes, beaches, pool, golf, equestrian trails, parks, dining and more, truly a lifestyle, not just a home. The Wilderness Battlefield entrance is less than five minutes away, with Route 3 shopping and dining within ten. Fredericksburg, Orange, and Culpeper are all within a 30-minute drive. Whether you're buying your first home or searching for an affordable lake escape, this thoughtfully updated retreat offers comfort, community, and everyday ease, all at a price point that’s increasingly hard to find.
    129 days
    |
    805
    |
    33
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Amy Cherry Taylor 540-845-7619,

    Porch & Stable Realty, LLC,

    Listing Team: Amy Cherry Taylor & Associates

    Source: Bright MLS,MLS#: VAOR2013032MLS Logo

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      • Main level bathrooms: 1
      • Main level bedrooms: 1
      Rooms
      • Room types: Living Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen
      Primary bedroom
      • Features: Flooring - Carpet
      • Level: Main
      Bedroom 2
      • Features: Flooring - Carpet
      • Level: Upper
      Bedroom 3
      • Features: Flooring - Carpet
      • Level: Upper
      Kitchen
      • Features: Flooring - Vinyl
      • Level: Main
      Living room
      • Features: Flooring - Carpet
      • Level: Main
      Heating
      • Heat Pump, Electric
      Cooling
      • Heat Pump, Electric
      Appliances
      • Included: Washer, Dryer, Disposal, Exhaust Fan, Refrigerator, Oven/Range - Electric, Electric Water Heater
      • Laundry: Main Level, Washer In Unit, Dryer In Unit
      Features
      • Ceiling Fan(s), Breakfast Area, Entry Level Bedroom, Family Room Off Kitchen, Primary Bath(s), Vaulted Ceiling(s)
      • Flooring: Carpet, Luxury Vinyl
      • Has basement: No
      • Has fireplace: No
      Interior area
      • Total structure area: 1,014
      • Total interior livable area: 1,014 sqft
      • Finished area above ground: 1,014
      • Finished area below ground: 0

      Property

      Parking
      • Parking features: Asphalt, Driveway
      • Has uncovered spaces: Yes
      Accessibility
      • Accessibility features: None
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Deck, Patio
      • Pool features: Community
      Lot
      • Features: Wooded
      Details
      • Additional structures: Above Grade, Below Grade
      • Parcel number: 012A0000501400
      • Zoning: R3
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: A-Frame,Colonial
      • Property subtype: Single Family Residence
      Materials
      • Vinyl Siding
      • Foundation: Block, Crawl Space, Pillar/Post/Pier
      • Roof: Asphalt
      Condition
      • Very Good
      • New construction: No
      • Year built: 1978

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public

      Community & HOA

      Community
      • Features: Pool
      • Subdivision: None Available
      HOA
      • Has HOA: Yes
      • Amenities included: Pool, Basketball Court, Beach Access, Bike Trail, Clubhouse, Dog Park, Gated, Golf Course, Golf Course Membership Available, Horse Trails, Jogging Path, Lake, Picnic Area, Riding/Stables, Security, Soccer Field, Tennis Court(s), Tot Lots/Playground, Volleyball Courts
      • Services included: Pool(s), Common Area Maintenance, Security, Snow Removal
      • HOA fee: $1,920 annually
      • HOA name: LAKE OF THE WOODS
      Location
      • Region: Locust Grove

      Financial & listing details

      • Price per square foot: $286/sqft
      • Tax assessed value: $206,700
      • Annual tax amount: $1,281
      • Date on market: 3/4/2026
      • Listing agreement: Exclusive Right To Sell
      • Ownership: Fee Simple

        Estimated market value

        $288,400

        $274,000 - $303,000

        $1,814/mo

        Price history

        DateEventPrice
        7/3/2026Price change$289,900-3.3%$286/sqft
        Source: Bright MLS #VAOR2013032 Report a problem
        3/4/2026Listed for sale$299,900+91%$296/sqft
        Source: Bright MLS #VAOR2013032 Report a problem
        3/22/2017Sold$157,000-1.3%$155/sqft
        Source: Public Record Report a problem
        2/20/2017Pending sale$159,000$157/sqft
        Source: Coldwell Banker Elite #OR9839744 Report a problem
        1/12/2017Listed for sale$159,000-10.7%$157/sqft
        Source: Coldwell Banker Elite #OR9839744 Report a problem
        2/25/2016Listing removed$1,000$1/sqft
        Source: Coldwell Banker Elite #OR8763256 Report a problem
        2/14/2016Listed for rent$1,000$1/sqft
        Source: Coldwell Banker Elite #OR8763256 Report a problem
        11/3/2015Listing removed$178,000$176/sqft
        Source: Coldwell Banker Elite #OR8741460 Report a problem
        9/10/2015Price change$178,000-1.1%$176/sqft
        Source: Coldwell Banker Elite #OR8741460 Report a problem
        7/24/2015Price change$179,900-2.7%$177/sqft
        Source: Coldwell Banker Elite #OR8741460 Report a problem
        6/26/2015Price change$184,900-2.6%$182/sqft
        Source: Coldwell Banker Elite #OR8741460 Report a problem
        4/25/2015Listed for sale$189,900-4.1%$187/sqft
        Source: Coldwell Banker Elite #OR8615423 Report a problem
        1/23/2006Sold$197,990$195/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$1,282 +46.3%$203,700 +79%
        2024$876 $113,800
        2023$876 $113,800
        2022$876 +4.2%$113,800
        2021$841 $113,800
        2020$841 -9%$113,800 -3.9%
        2018$924 -3%$118,400
        2017$952 +15.1%$118,400
        2016$827 $118,400 +3%
        2015$827 $114,900
        2014$827 $114,900
        2013-- $114,900
        2012-- $114,900 -45.3%
        2011-- $209,900
        2010-- $209,900 -0.9%
        2009-- $211,900 +141.6%
        2003$710 +45.5%$87,700 +56.3%
        2002$488 +2.4%$56,100
        2001$477 +18.1%$56,100
        2000$404 $56,100
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 22508

        Getting around

        0 / 100
        Car-Dependent
        18 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Locust Grove
        • Middle: Locust Grove
        • High: Orange
        • District: Orange County Public Schools

        Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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