105 CALLE NORTE, St. Augustine, FL 32095

Discover an exceptional opportunity to own a beautifully updated, meticulously maintained, energy-efficient home in the prestigious gated community of Palencia—complete with an ASSUMABLE 2.75% VA loan. This refreshed 6-bedroom, 4-bath residence offers an oversized 3-car garage, massive bonus room, and nearly $200,000 in recent upgrades, blending modern luxury with everyday comfort and sustainable living. Step through the dramatic two-story foyer into a bright, open floor plan filled with natural light, soaring ceilings, and surround sound. The heart of the home features a custom gas fireplace framed by walnut-inlay built-ins—an elegant and inviting focal point for gatherings. The fully updated first-floor Owner's Suite showcases a redesigned spa-style bath with premium finishes. A second main-level bedroom next to a full bath is ideal for guests or multigenerational living. Upstairs, a huge bonus room provides the flexibility of a private retreat or secondary suite, accompanied by three additional bedrooms and a central loungeperfect for work, relaxation, or play. This turnkey home is truly move-in ready, offering upgrades that deliver both beauty and peace of mind: " Brand-new solar panels for maximum energy efficiency and thousands in annual utility savings.The solar system generated over 80 percent of the homes electricity over the past three years and has 23 more years of guaranteed performance and warranty. " " Freshly painted exterior, new fixtures, and a designer front door for elevated curb appeal. " Expansive screened-in lanai overlooking a serene wooded preserve is ideal for relaxing or entertaining, with ample room for a swimming pool and outdoor living. " Not located in a flood zone, providing added security and lower insurance costs. Residents of Palencia enjoy resort-style amenities including championship golf, multiple pools, tennis, pickleball, gym/fitness facilities, parks, trails, cycling, walking, and playgrounds - all surrounded by lush Florida landscapes. All within minutes of the beaches, historic St. Augustine, and Jacksonville/Ponte Vedra, with top-rated schools, dining, and shopping right nearby. Offering a rare combination of luxury, efficiency, and thoughtful design, this exceptional home is a standout opportunity in one of Northeast Florida's most desirable communities.