Located in the heart of Shelbina, this charming home at 105 W Spruce offers comfort, character, and small-town living at its best. Step inside to discover a warm, inviting layout with spacious living areas, abundant natural light, and plenty of room to make it your own. The kitchen provides functional workspace and storage, while the bedrooms offer cozy retreats for family or guests. Outside, enjoy a generously sized yard perfect for relaxing evenings, entertaining, gardening, or play. Conveniently situated near local amenities, schools, and parks, this property combines everyday convenience with peaceful surroundings.
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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included
All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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