Excellent value at Blue Water Acres fractional ownership resort which has almost 50 acres of Muskoka paradise and 300 feet of south-facing frontage on Lake of Bays. This is not a time share although some think it is similar. You do actually own 1/10 of the cottage. 118 Algonquin Cottage is a 2 bedroom cottage, has a great view of the lake and is very private. Ownership includes a share in the entire complex. This gives you the right to use the cottage Interval that you buy for one core summer week plus 4 more floating weeks each year in the other seasons for a total of 5 weeks per year. Facilities include an indoor swimming pool, whirlpool, sauna, games room, fitness room, activity centre, gorgeous sandy beach with shallow water ideal for kids, great swimming, kayaks, canoes, paddleboats, skating rink, tennis court, playground, and walking trails. You can moor your boat for your weeks during boating season. Check-in for 118 Algonquin Cottage is on Fridays at 4 p.m. ANNUAL maintenance fee PER OWNER in 2026 for 118 Algonquin cottage is $5127 + HST. Core (fixed) Week 10 for this cottage starts on August 28, 2026. Weeks for 2026 start(ed) on February 27, June 5, August 28 (core/fixed week), October 23 and December 26. There is laundry in the Algonquin cottages. No HST on resales. All cottages are PET-FREE and Smoke-free. Ask for details about fractional ownerships and what the annual maintenance fee covers (it covers everything). You can deposit weeks you don't use in Interval International or rent them out to help cover the maintenance fees. Blue Water Acres will rent your weeks out for you and you keep 50% of the rental income or rent them out yourself and you keep 100% of the income.
New construction
C$15,000
1052 Rat Bay Rd #118-10, Lake Of Bays, ON P1H 2J6
2beds
2baths
Condominium
Built in ----
-- sqft lot
$-- Zestimate®
C$--/sqft
C$427/mo HOA
What's special
Very privateGreat swimmingWalking trails
- 150 days
- 28
- 0
Zillow last checked:
Listing updated:
Listed by:
Chestnut Park Real Estate
Source: TRREB,MLS®#: X12943988
Originating MLS®#: One Point Association of REALTORS
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
Primary bedroom
- Level: Main
- Dimensions: 13.58 x 11
Bedroom
- Level: Main
- Dimensions: 10.08 x 11
Bathroom
- Level: Main
- Dimensions: 6.58 x 6.58
Bathroom
- Level: Main
- Dimensions: 10 x 5.92
Dining room
- Level: Main
- Dimensions: 11 x 10.5
Kitchen
- Level: Main
- Dimensions: 8.08 x 10.5
Living room
- Level: Main
- Dimensions: 13.75 x 10
Sunroom
- Level: Main
- Dimensions: 11.33 x 10.92
Heating
- Baseboard, Propane
Cooling
- Wall Unit(s)
Appliances
- Included: Water Heater
- Laundry: Inside
Features
- Basement: None
- Has fireplace: Yes
- Fireplace features: Propane
Interior area
- Living area range: 900-999 null
Property
Parking
- Total spaces: 4
- Parking features: Assigned, Mutual
Features
- Has view: Yes
- View description: Beach, Panoramic, Bay, Lake, Trees/Woods
- Has water view: Yes
- Water view: Beach,Bay,Lake,Unknown
- Waterfront features: Dock, Beach Front, WaterfrontCommunity, Lake
- Body of water: Lake of Bays
Details
- Parcel number: 0
Construction
Type & style
- Home type: Condo
- Architectural style: Bungalow
- Property subtype: Condominium
- Attached to another structure: Yes
Materials
- Wood
- Foundation: Block
- Roof: Shingle
Condition
- New Construction
- New construction: Yes
Community & HOA
HOA
- Amenities included: Game Room, Gym, Party Room/Meeting Room, Tennis Court, Visitor Parking
- Services included: Heat Included, Hydro Included, Water Included, Common Elements Included, Parking Included, Condo Taxes Included
- HOA fee: C$427 monthly
- HOA name: 0
Location
- Region: Lake Of Bays
Financial & listing details
- Date on market: 4/1/2026
Price history
Price history is unavailable.
Public tax history
Tax history is unavailable.
Climate risks
Neighborhood: P1H
Nearby schools
GreatSchools rating
No schools nearby
We couldn't find any schools near this home.




