Within the San Moritz community at 4S Ranch, this 3-bedroom, 2.5-bath townhome sits along a quiet, tree-lined pedestrian path — private and serene in a way that's rare in attached living. The main level opens to a spacious living area with gas fireplace, flowing into a kitchen designed for actual use: dark hardwood cabinetry, slab counters, stainless appliances, and an island with seating for two. A separate dining space and private patio round out the main floor. Upstairs, the primary suite offers a walk-in closet, en-suite bath, and its own balcony. Two additional bedrooms and a full bath complete the upper level. Direct-access two-car garage with storage. Built in 2006 and refreshed in 2023 — this home has had one owner since new and it shows. 4S Ranch Master Association gives residents access to 10+ miles of trails, sports courts, pool, and the Boys & Girls Club facility. Steps from 4S Commons Town Center for everyday dining and shopping. Poway Unified School District. About 20 minutes to the beach, 30 to downtown via the 56 and 15.
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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included
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HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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