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    • $479,000

    106 Earles Lane, Gilboa, NY 12076

    4beds
    2,416sqft
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    Single Family Residence
    Built in 1958
    0.3 Acres Lot
    $460,200 Zestimate®
    $198/sqft
    $17/mo HOA

    What's special

    Fully furnished retreatViewing decksSwimming fishing kayakingDock overlooking hubbard lakeStunning lake views
    Discover serenity in this remodeled 4-bedroom, 3-bath colonial home with a loft, viewing decks, and a dock overlooking Hubbard Lake, a quaint community of fewer than a dozen homes. This fully furnished retreat offers stunning lake views, ideal for relaxing on the deck or dock and watching sunsets over the water, or go swimming, fishing, kayaking, or use non-motorized boat and this sale includes the boat. With low taxes and annual association fees of only 200, it's perfect for full-time living or as a profitable Airbnb. Located within an hour's drive to Albany and Cooperstown, and just under 19 miles from Windham Mountain for skiing, this property blends tranquility with accessibility to both nature and urban amenities.
    359 days
    |
    848
    |
    54
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Keller Williams Realty HV Nort 845-481-2700,

    Pearl Torres 845-461-5132

    Source: HVCRMLS,MLS#: 20253279MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 3
      Bedroom
      • Level: Second
      Bedroom
      • Level: Second
      Bedroom
      • Level: Second
      Bedroom
      • Level: Second
      Bathroom
      • Level: Second
      Bathroom
      • Level: First
      Den
      • Level: First
      Dining room
      • Level: First
      Great room
      • Level: First
      Kitchen
      • Level: First
      Living room
      • Level: First
      Other
      • Level: Second
      Other
      • Level: First
      Heating
      • Baseboard, Electric
      Cooling
      • None
      Appliances
      • Included: Water Heater, Washer, Refrigerator, Range, Microwave, Electric Water Heater, Dryer, Dishwasher
      • Laundry: Laundry Room
      Features
      • Cathedral Ceiling(s), Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, High Speed Internet
      • Flooring: Carpet, Tile, Wood
      • Doors: Sliding Doors
      • Basement: Crawl Space
      Interior area
      • Total structure area: 2,416
      • Total interior livable area: 2,416 sqft
      • Finished area above ground: 2,416
      • Finished area below ground: 0

      Property

      Parking
      • Parking features: Driveway
      • Has uncovered spaces: Yes
      Features
      • Levels: Tri-Level
      • Patio & porch: Deck, Enclosed, Porch
      • Exterior features: Dock, Smart Camera(s)/Recording
      • Pool features: None
      • Fencing: None
      • Has view: Yes
      • View description: Lake, Mountain(s), Trees/Woods, Water
      • Has water view: Yes
      • Water view: Lake,Water
      • Waterfront features: Lake Front, Lake Privileges
      • Body of water: Hubbard Lake
      • Frontage type: Lakefront
      Lot
      • Size: 0.3 Acres
      • Features: Secluded
      Details
      • Additional structures: Shed(s)
      • Parcel number: 433400183633
      • Zoning: Res1
      • Special conditions: Standard
      • Other equipment: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Colonial
      • Property subtype: Single Family Residence
      Materials
      • Frame, Vinyl Siding, Other
      • Foundation: Block, Stone
      • Roof: Asphalt,Shingle
      Condition
      • Updated/Remodeled
      • New construction: No
      • Year built: 1958

      Utilities & green energy

      • Electric: 200+ Amp Service
      • Sewer: Septic Tank
      • Water: Well
      • Utilities for property: Cable Connected, Electricity Connected, Sewer Connected

      Community & HOA

      Community
      • Features: Other
      • Security: Carbon Monoxide Detector(s)
      HOA
      • Has HOA: Yes
      • Amenities included: Other
      • Services included: Other
      • HOA fee: $200 annually
      Location
      • Region: Gilboa

      Financial & listing details

      • Price per square foot: $198/sqft
      • Tax assessed value: $113,208
      • Annual tax amount: $2,985
      • Date on market: 7/28/2025
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Electric utility on property: Yes
      • Road surface type: Gravel

        Estimated market value

        $460,200

        $437,000 - $483,000

        $2,584/mo

        Price history

        DateEventPrice
        1/26/2026Price change$479,000-4%$198/sqft
        Source: Global MLS #202522537 Report a problem
        7/26/2025Listed for sale$499,000-5%$207/sqft
        Source: Global MLS #202522537 Report a problem
        7/21/2025Listing removed$525,000$217/sqft
        Source: NYSAMLSs #R1585235 Report a problem
        1/20/2025Listed for sale$525,000-4.4%$217/sqft
        Source: Global MLS #202510938 Report a problem
        1/16/2025Listing removed$549,000$227/sqft
        Source: Global MLS #202421529 Report a problem
        9/14/2024Price change$549,000-5.2%$227/sqft
        Source: Global MLS #202421529 Report a problem
        7/17/2024Listed for sale$579,000-4.9%$240/sqft
        Source: NYSAMLSs #R1552695 Report a problem
        3/3/2024Listing removed--
        Source: Global MLS #202324035 Report a problem
        9/3/2023Listed for sale$609,000$252/sqft
        Source: Global MLS #202324035 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025-- $1,800
        2024-- $1,800
        2023-- $1,800
        2022-- $1,800
        2021-- $1,800
        2020-- $1,800
        2019-- $1,800
        2018-- $1,800
        2017$3,243 $1,800
        2016-- $1,800
        2015-- $1,800
        2014-- $1,800
        2013-- $1,800
        2012-- $1,800
        2011-- $1,800 +12.5%
        2010-- $1,600
        2009-- $1,600
        2008-- $1,600
        2007-- $1,600
        2006-- $1,600 +23.1%
        2005-- $1,300 +18.2%
        2004-- $1,100
        2003-- $1,100
        2002-- $1,100 +10%
        2001-- $1,000
        2000-- $1,000
        Find assessor info on the county website

        Monthly payment

        Estimated monthly payment$1,822
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.
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        Climate risks

        Neighborhood: 12076

        Getting around

        0 / 100
        Car-Dependent
        7 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

        A local agent can set up tours, give advice and negotiate with sellers.

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