10611 Front Beach Rd Unit 1303, Panama City Beach, FL 32407

Thirteen floors above the shoreline, the gulf stretches seemingly without end as waves roll toward the beach below and sunsets fill the western horizon. That extraordinary perspective defines this renovated four-bedroom, four-bath residence at Ocean Ritz, where two gulf-front suites and an expansive 300-sq.-ft. balcony place the water at the center of the experience. Generous interiors, thoughtful updates and an established rental history add substance to the setting, creating a coastal retreat equally suited to personal enjoyment and investment. The open living and dining areas face the water and extend naturally to the oversized gulf-front balcony. With approximately 300 square feet of outdoor living space and seating for eight, the balcony offers ample room for dining, entertaining or simply taking in the shoreline and the sound of the waves below. Its mid-building elevation rises above much of the surrounding street noise while maintaining a close connection to the gulf. Luxury vinyl plank flooring runs throughout the residence, creating a cohesive look from room to room. The updated kitchen features quartz countertops, stainless steel appliances, a spacious island with bar seating and an open configuration that keeps the kitchen connected to the main gathering areas. An adjacent dining area comfortably seats eight, providing plenty of space for meals and entertaining. Two gulf-front king suites are among the residence's most distinctive features, each offering panoramic water views and an ensuite bath. Two additional bedrooms each include a queen bed and twin bunks, creating flexible sleeping arrangements for family and guests. Four full bathrooms further enhance the functionality of the floor plan, while an in-unit washer and dryer add everyday convenience. Offered fully furnished, the residence is well positioned for use as a second home, investment property or a combination of both. Its established short-term rental performance includes more than $112,000 in gross rental revenue in 2025. Year-to-date rental revenue is approximately $100,000, with current projections placing full-year gross revenue at approximately $115,000. Ocean Ritz provides direct beach access, plus a heated community pool, hot tub, sauna, and grilling area. Restaurants and shops are within walking distance, while Shipwreck Island Waterpark, Pier Park and a wide range of Panama City Beach dining, shopping and entertainment are nearby. With four bedrooms, four baths, two gulf-front suites, an exceptionally large balcony and a proven rental history, this updated residence offers a compelling opportunity along the Gulf of Mexico.