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For sale by owner
  • Price cut: $999 (9/30)
    $589,000

    109 Summit Ave, Thurmont, MD 21788

    3beds
    2,113sqft
    : 
    $4,211/mo
    Get pre-qualified
    SingleFamily
    Built in 2023
    6,710 Square Feet Lot
    $-- Zestimate®
    $279/sqft
    $70/mo HOA

    What's special

    Fenced yardSpacious walk-in closetStorage closetGenerously sized islandOpen concept family roomMain entryway with porchHuge family room
    3 bedrooms • 3 full bathrooms • 1 half bathroom • approximately 2113 sq.ft. living space with finished basement and bath • 2 garage spaces with shelving. Welcome to Hammaker Hills. As you enter the home through the main entryway with porch, you'll find a huge family room, a powder room (half bath) and a storage closet; or access the home through the adjacent 2-car garage, which is weather-protected along with wall to wall shelving. The open concept family room is connected to a large dining and kitchen space with a generously sized island. Enter the lower level to a finished basement with full bath (shower) and large open living space (possible 4th bedroom), with closet and walkout French doors to the backyard. The second floor boasts a breathtaking owner's suite. It includes a spacious walk-in closet and an en-suite bathroom with dual vanity basins and seated shower. The laundry room is conveniently situated on the same floor, easily accessible from both the owner's suite and 2 additional bedrooms and 3rd full bathroom with tub. This home comes with privacy blinds on all windows, two porch chairs and table, washer/dryer and other appliances (refrigerator, dishwasher, stove, microwave, garbage disposal), to include lawn care equipment. Fenced yard and home warranty included.
    What the owner loves about this home
    Peaceful, quiet neighborhood within walking distance to parks, post office, schools, library, dining and Trolley Trail. Home of Cunningham Falls State Park. Great mountain view with breathtaking sunsets.
    12 days
    301
    8
    Listed by:

    Property Owner (301) 676-4264

    This property is for sale by owner and Zillow, Inc. is displaying it at the owner's request. It is not subject to a listing agreement with Zillow, Inc. or its affiliates.

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 4
      • Full bathrooms: 3
      • 1/2 bathrooms: 1
      Heating
      • Forced air, Stove, Electric
      Cooling
      • Central
      Appliances
      • Included: Dishwasher, Dryer, Garbage disposal, Microwave, Range / Oven, Refrigerator, Washer
      Features
      • Flooring: Tile, Carpet, Slate
      • Basement: Finished
      Interior area
      • Total interior livable area: 2,113 sqft

      Property

      Parking
      • Total spaces: 4
      • Parking features: Garage - Attached, Off-street, On-street
      Features
      • Exterior features: Vinyl, Wood, Cement / Concrete
      • Has view: Yes
      • View description: Mountain
      Lot
      • Size: 6,710 Square Feet
      Details
      • Parcel number: 15604858

      Construction

      Type & style
      • Home type: SingleFamily
      Materials
      • Frame
      • Roof: Shake / Shingle
      Condition
      • New construction: No
      • Year built: 2023

      Community & HOA

      HOA
      • Has HOA: Yes
      • HOA fee: $70 monthly
      Location
      • Region: Thurmont

      Financial & listing details

      • Price per square foot: $279/sqft
      • Tax assessed value: $370,533
      • Annual tax amount: $88
      • Date on market: 9/28/2026

        Estimated market value

        Not available

        Estimated sales range

        Not available

        $3,096/mo

        Price history

        DateEventPrice
        9/30/2026Price change$589,000-0.2%$279/sqft
        Source: Owner Report a problem
        9/28/2026Listed for sale$589,999+29.9%$279/sqft
        Source: Owner Report a problem
        12/1/2023Sold$454,158$215/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$88 -98.3%$370,533 +6.8%
        2024$5,275 +528.8%$346,867 +517.2%
        2023$839 $56,200
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 21788

        Getting around

        27 / 100
        Car-Dependent
        34 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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