This home has been completely updated with modern finishes throughout, offering a fresh, move-in-ready feel from top to bottom. The open and functional layout provides a comfortable living space, perfect for both everyday living and entertaining. The kitchen features brand new cabinetry and finishes, flowing seamlessly into the main living areas. Both bathrooms have been fully renovated with a clean, modern style. Outside, the property offers a nice wrap-around deck with a private feel, perfect for enjoying your afternoons and a generous yard space on a 0.26-acre lot, giving you room for outdoor living, gardening, or future improvements. Located in a quiet area of Toccoa, this home combines modern upgrades with small-town living convenience, close to local schools, shopping, and major roads. Move-in ready and fully remodeled-this one is ready for its next owner.
Active
$279,900
109 Vernon St, Toccoa, GA 30577
3beds
1,372sqft
Single Family Residence
Built in 1939
0.26 Acres Lot
$272,400 Zestimate®
$204/sqft
$-- HOA
What's special
Fresh move-in-ready feelComfortable living spaceOpen and functional layout
- 81 days |
- 101 |
- 5 |
Zillow last checked:
Listing updated:
Listed by:
Marco Zavala 706-968-4370,
K & A Realty Group LLC
Source: GAMLS,MLS#: 10735640
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 3
Rooms
- Room types: Library
Heating
- Heat Pump
Cooling
- Central Air, Heat Pump
Appliances
- Included: Electric Water Heater, Refrigerator
- Laundry: Laundry Closet
Features
- Other
- Flooring: Vinyl
- Basement: None
- Has fireplace: No
Interior area
- Total structure area: 1,372
- Total interior livable area: 1,372 sqft
- Finished area above ground: 1,372
- Finished area below ground: 0
Video & virtual tour
Property
Parking
- Parking features: Parking Pad
- Has uncovered spaces: Yes
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck, Porch
Lot
- Size: 0.26 Acres
- Features: Level, Sloped
Details
- Parcel number: T12 193
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Other
- Roof: Composition
Condition
- Updated/Remodeled
- New construction: No
- Year built: 1939
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Electricity Available, Sewer Available, Water Available
Community & HOA
Community
- Features: None
- Subdivision: none
HOA
- Has HOA: No
- Services included: None
Location
- Region: Toccoa
Financial & listing details
- Price per square foot: $204/sqft
- Tax assessed value: $48,125
- Annual tax amount: $671
- Date on market: 4/17/2026
- Cumulative days on market: 81 days
- Listing agreement: Exclusive Right To Sell
- Electric utility on property: Yes
Estimated market value
$272,400
$259,000 - $286,000
$1,619/mo
Price history
| Date | Event | Price |
|---|---|---|
| 4/17/2026 | Listed for sale | $279,900+774.7%$204/sqft |
Source:  GAMLS #10735640 Report a problem | ||
| 8/22/2024 | Sold | $32,000-17.9%$23/sqft |
Source: GAMLS #10299374 Report a problem | ||
| 8/15/2024 | Pending sale | $39,000$28/sqft |
Source: GAMLS #10299374 Report a problem | ||
| 8/5/2024 | Price change | $39,000-11.4%$28/sqft |
Source: GAMLS #10299374 Report a problem | ||
| 7/14/2024 | Price change | $44,000-25.4%$32/sqft |
Source: GAMLS #10299374 Report a problem | ||
| 7/10/2024 | Price change | $59,000-11.9%$43/sqft |
Source: GAMLS #10299374 Report a problem | ||
| 6/5/2024 | Price change | $67,000-10.7%$49/sqft |
Source: GAMLS #10299374 Report a problem | ||
| 5/19/2024 | Price change | $75,000-9.1%$55/sqft |
Source: GAMLS #10299374 Report a problem | ||
| 5/15/2024 | Listed for sale | $82,500$60/sqft |
Source: GAMLS #10299374 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $672 +40.5% | $19,250 +51% |
| 2024 | $478 +13.3% | $12,745 +7.7% |
| 2023 | $422 +68.2% | $11,832 +66.9% |
| 2022 | $251 +2.2% | $7,089 +7.6% |
| 2021 | $245 -1% | $6,588 -0.2% |
| 2020 | $248 -0.4% | $6,598 |
| 2019 | $249 -1.9% | $6,598 -0.6% |
| 2018 | $254 +20.5% | $6,635 |
| 2017 | $210 +0% | $6,635 +0% |
| 2016 | $210 | $6,634 -3% |
| 2015 | $210 -7.4% | $6,840 |
| 2014 | $227 -1.6% | $6,840 |
| 2013 | $231 | $6,840 |
| 2012 | -- | -- |
| 2011 | -- | -- |
| 2010 | -- | -- |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 30577
Nearby schools
GreatSchools rating
- 4/10Toccoa Elementary SchoolGrades: 2-4Distance: 1 mi
- 5/10Stephens County Middle SchoolGrades: 6-8Distance: 2.7 mi
- 5/10Stephens County High SchoolGrades: 9-12Distance: 2.8 mi
Schools provided by the listing agent
- Elementary: Toccoa
- Middle: Stephens
- High: Stephens
Source: GAMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Georgia
- Stephens County
- Toccoa
- 30577
- 109 Vernon St
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Nearby zip codes
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