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For sale
    • Price cut: $24.1K (6/9)
    $1,674,900

    1102 Ladies St, Fernandina Beach, FL 32034

    3beds
    2,360sqft
    : 
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    Single Family Residence
    Built in 2019
    9,147 Square Feet Lot
    $-- Zestimate®
    $710/sqft
    $-- HOA

    What's special

    Ample off-street driveway parkingBluestar gas rangeCozy wood-burning fireplaceHighly desired double lotStanding seam metal roofBackyard faces egans creekSunsets out front
    In the historic heart of Old Town, 1102 Ladies Street is a rare Amelia Island find that blends classic charm with exceptional quality and craftsmanship. Set on a highly desired double lot, this custom-built home was constructed for strength and efficiency, including 2x8 framing for added integrity in a strong wind zone. A true Old Town differentiator is the ample off-street driveway parking, a practical luxury that makes daily life and entertaining easy. Inside, the main floor offers an open-concept kitchen and dining area that flows seamlessly into the living room for effortless gathering. The kitchen is anchored by a BlueStar gas range and designed for both everyday living and entertaining. A cozy wood-burning fireplace adds warmth and character to the living space. Building upgrades include foam insulation with added attic and underfloor insulation, plus a standing seam metal roof for lasting durability. Out back, the fully fenced oversized backyard faces Egans Creek and feels peaceful and private, come back from the beach and rinse off at the outdoor shower with hot water, with the undeveloped parcel next door adding even more breathing room. Enjoy quiet evenings, unwind in the spacious yard that is perfect for entertaining with room to add in a pool. Evenings shine here, with sunsets out front and a backyard designed for relaxing island living. Homes with this level of detail, structural upgrades, and rare features like a double lot and generous parking do not come along often and they sell quickly. Schedule your private showing today before someone else claims 1102 Ladies Street.
    125 days
    |
    666
    |
    29
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Tamara Jones 678-427-1866,

    AMELIA ISLAND REAL ESTATE SERVICES

    Source: AINCAR,MLS#: 115257MLS LogoOriginating MLS: Amelia Island-Nassau County Assoc of Realtors Inc

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 2
      • Partial bathrooms: 1
      Primary bedroom
      • Level: Upper
      • Dimensions: 8x14
      Bedroom
      • Level: Upper
      • Dimensions: 12x11
      Bedroom
      • Level: Upper
      • Dimensions: 10x5
      Primary bathroom
      • Description: Flooring: Tile
      • Level: Upper
      • Dimensions: 8x14
      Bathroom
      • Description: Flooring: Tile
      • Level: Upper
      • Dimensions: 10x5
      Bonus room
      • Level: Main
      • Dimensions: 15x15
      Dining room
      • Description: Flooring: Wood
      • Level: Main
      • Dimensions: 15x12
      Kitchen
      • Description: Flooring: Wood
      • Level: Main
      • Dimensions: 21x17
      Living room
      • Description: Flooring: Wood
      • Level: Main
      • Dimensions: 17x15
      Heating
      • Heat Pump
      Cooling
      • Heat Pump
      Appliances
      • Included: Some Gas Appliances, Dryer, Dishwasher, Disposal, Refrigerator, Stove, Washer
      Features
      • Ceiling Fan(s), French Door(s)/Atrium Door(s), Fireplace, Split Bedrooms, Cable TV
      • Doors: French Doors
      • Windows: Aluminum Frames
      • Has fireplace: Yes
      Interior area
      • Total structure area: 2,360
      • Total interior livable area: 2,360 sqft
      Video & virtual tour

      Property

      Parking
      • Parking features: Driveway
      • Has uncovered spaces: Yes
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Balcony, Rear Porch, Open, Patio
      • Exterior features: Fence, Fruit Trees
      • Pool features: None
      Lot
      • Size: 9,147 Square Feet
      Details
      • Parcel number: 000031158000140110
      • Zoning: OT-2
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Two Story
      • Property subtype: Single Family Residence
      Materials
      • Fiber Cement
      • Roof: Metal
      Condition
      • Resale
      • Year built: 2019
      Details
      • Builder name: Eric Moser

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Available

      Community & HOA

      Community
      • Subdivision: Old Town
      HOA
      • Has HOA: No
      Location
      • Region: Fernandina Beach

      Financial & listing details

      • Price per square foot: $710/sqft
      • Tax assessed value: $715,081
      • Annual tax amount: $12,213
      • Date on market: 3/5/2026
      • Cumulative days on market: 125 days
      • Listing terms: Cash,Conventional
      • Road surface type: Paved

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        6/9/2026Price change$1,674,900-1.4%$710/sqft
        Source: AINCAR #115257 Report a problem
        5/12/2026Price change$1,699,000-0.1%$720/sqft
        Source: AINCAR #115257 Report a problem
        3/5/2026Listed for sale$1,700,000$720/sqft
        Source: AINCAR #115257 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$12,213 +6.7%$641,833 +10%
        2023$11,443 +14.4%$583,485 +10%
        2022$10,001 +8.8%$530,441 +10%
        2021$9,190 +5.6%$482,219 +10%
        2020$8,703 +567.1%$438,381 +612.7%
        2019$1,305 $61,512 +10%
        2018$1,305 +14.8%$55,920 +42.9%
        2017$1,137 +59.5%$39,144 +26.3%
        2016$713 +13.6%$30,989 -62.4%
        2015$627 -62.8%$82,341 -16.7%
        2014$1,688 $98,810 +45.6%
        2003-- $67,849 +55.6%
        2002-- $43,617
        2001-- $43,617 +47.9%
        2000-- $29,500

        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 32034

        Getting around

        12 / 100
        Car-Dependent
        23 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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