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For sale
    • Price cut: $24.1K (6/9)
    $1,674,900

    1102 Ladies St, Fernandina Beach, FL 32034

    3beds
    2,360sqft
    : 
    $10,496/mo
    Get pre-qualified
    Single Family Residence
    Built in 2019
    9,147 Square Feet Lot
    $-- Zestimate®
    $710/sqft
    $-- HOA

    What's special

    Generous off-street driveway parkingBluestar gas rangeWood-burning fireplaceDouble lotStanding seam metal roofHardie artisan sidingSunset views out front
    In the heart of historic Old Town, 1102 Ladies Street offers a rare opportunity to own a custom Amelia Island home where timeless character meets exceptional quality. Designed by architect Eric Moser and built by Jim Cartwright in 2019, this crafted home sits on a double lot and offers design, comfort, and structural integrity rarely found in this sought-after location. Built for lasting quality, the home features a standing seam metal roof, Hardie Artisan siding, Allegheny mahogany doors inside and out, longleaf yellow pine flooring, conventional framing, and a stainless steel hardware package. Generous off-street driveway parking is an uncommon luxury that adds both convenience and value. Inside, the open-concept main living area flows seamlessly between the kitchen, dining, and living spaces, creating an inviting setting for daily living and entertaining. The kitchen is anchored by a BlueStar gas range, while a wood-burning fireplace adds charm and warmth to the dining room. The fully fenced backyard offers a private retreat near Egans Creek, with the undeveloped parcel next door adding more space and privacy. After a day at the beach, enjoy the outdoor shower with hot water. With room to entertain, relax, or add a pool, the backyard is perfectly suited for easy island living. Double porches invite relaxed coastal living, with sunset views out front and a peaceful private setting in back. Paired with thoughtful craftsmanship and carefully selected finishes, this is a truly exceptional Amelia Island offering. Opportunities with this quality, setting, and livability are seldom available. Schedule your private showing today before this special property is claimed.
    173 days
    |
    522
    |
    20
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Tamara Jones 678-427-1866,

    AMELIA ISLAND REAL ESTATE SERVICES

    Source: AINCAR,MLS#: 115257MLS LogoOriginating MLS: Amelia Island-Nassau County Assoc of Realtors Inc

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 2
      • Partial bathrooms: 1
      Primary bedroom
      • Level: Upper
      • Dimensions: 8x14
      Bedroom
      • Level: Upper
      • Dimensions: 12x11
      Bedroom
      • Level: Upper
      • Dimensions: 10x5
      Primary bathroom
      • Description: Flooring: Tile
      • Level: Upper
      • Dimensions: 8x14
      Bathroom
      • Description: Flooring: Tile
      • Level: Upper
      • Dimensions: 10x5
      Bonus room
      • Level: Main
      • Dimensions: 15x15
      Dining room
      • Description: Flooring: Wood
      • Level: Main
      • Dimensions: 15x12
      Kitchen
      • Description: Flooring: Wood
      • Level: Main
      • Dimensions: 21x17
      Living room
      • Description: Flooring: Wood
      • Level: Main
      • Dimensions: 17x15
      Heating
      • Heat Pump
      Cooling
      • Heat Pump
      Appliances
      • Included: Some Gas Appliances, Dryer, Dishwasher, Disposal, Refrigerator, Stove, Washer
      Features
      • Ceiling Fan(s), French Door(s)/Atrium Door(s), Fireplace, Split Bedrooms, Cable TV
      • Doors: French Doors
      • Windows: Aluminum Frames
      • Has fireplace: Yes
      Interior area
      • Total structure area: 2,360
      • Total interior livable area: 2,360 sqft
      Video & virtual tour

      Property

      Parking
      • Parking features: Driveway
      • Has uncovered spaces: Yes
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Balcony, Rear Porch, Open, Patio
      • Exterior features: Fence, Fruit Trees
      • Pool features: None
      Lot
      • Size: 9,147 Square Feet
      Details
      • Parcel number: 000031158000140110
      • Zoning: OT-2
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Two Story
      • Property subtype: Single Family Residence
      Materials
      • Fiber Cement
      • Roof: Metal
      Condition
      • Resale
      • Year built: 2019
      Details
      • Builder name: Jim Cartwright

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Available

      Community & HOA

      Community
      • Subdivision: Old Town
      HOA
      • Has HOA: No
      Location
      • Region: Fernandina Beach

      Financial & listing details

      • Price per square foot: $710/sqft
      • Tax assessed value: $760,226
      • Annual tax amount: $13,060
      • Date on market: 3/5/2026
      • Cumulative days on market: 173 days
      • Listing terms: Cash,Conventional
      • Road surface type: Paved

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        6/9/2026Price change$1,674,900-1.4%$710/sqft
        Source: AINCAR #115257 Report a problem
        5/12/2026Price change$1,699,000-0.1%$720/sqft
        Source: AINCAR #115257 Report a problem
        3/5/2026Listed for sale$1,700,000$720/sqft
        Source: AINCAR #115257 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$13,060 +6.9%$760,226 +6.3%
        2024$12,213 +6.7%$715,081 +22.6%
        2023$11,443 +14.4%$583,485 +10%
        2022$10,001 +8.8%$530,441 +10%
        2021$9,190 +5.6%$482,219 +10%
        2020$8,703 +567.1%$438,381 +612.7%
        2019$1,305 $61,512 +10%
        2018$1,305 +14.8%$55,920 +42.9%
        2017$1,137 +59.5%$39,144 +26.3%
        2016$713 +13.6%$30,989 -62.4%
        2015$627 -62.8%$82,341 -16.7%
        2014$1,688 $98,810 +45.6%
        2003-- $67,849 +55.6%
        2002-- $43,617
        2001-- $43,617 +47.9%
        2000-- $29,500
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 32034

        Getting around

        12 / 100
        Car-Dependent
        23 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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