Fantastic opportunity to own a home with no down payment, on this delightful one-level home on a spacious quarter acre lot. Plenty of upgrades inside and out. Quiet fenced backyard with a large shed. Bright interior, spacious kitchen. Special government backed loan makes it possible to buy this with no down payment at all, and with lower interest rate than others have recently paid. This is a limited time opportunity. Why be a rent slave when you could be moving in to your own home in 3 weeks? Call me for the details today.
For sale
$199,000
1108 Locust St, Gainesville, TX 76240
3beds
1,250sqft
Single Family Residence
Built in 1962
0.27 Acres Lot
$189,600 Zestimate®
$159/sqft
$-- HOA
What's special
Spacious quarter acre lotLarge shedOne-level homeSpacious kitchenBright interiorQuiet fenced backyard
- 17 hours |
- 19 |
- 1 |
Zillow last checked:
Listing updated:
Listed by:
Mike Personius 0486330 972-740-2233,
Keller Williams Realty-FM 972-874-1905
Source: NTREIS,MLS#: 21320578
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Primary bedroom
- Level: First
- Dimensions: 1 x 2
Bedroom
- Level: First
- Dimensions: 1 x 2
Bedroom
- Level: First
- Dimensions: 1 x 2
Living room
- Level: First
- Dimensions: 1 x 2
Heating
- Central, Electric
Cooling
- Central Air, Electric
Appliances
- Included: Electric Range
Features
- Eat-in Kitchen, High Speed Internet, Cable TV
- Has basement: No
- Has fireplace: No
Interior area
- Total interior livable area: 1,250 sqft
Video & virtual tour
Property
Parking
- Parking features: Driveway
Features
- Levels: One
- Stories: 1
- Exterior features: Storage
- Pool features: None
- Fencing: Wood
Lot
- Size: 0.27 Acres
Details
- Parcel number: 6872
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Detached
- Property subtype: Single Family Residence
- Attached to another structure: Yes
Condition
- Year built: 1962
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Sewer Available, Water Available, Cable Available
Community & HOA
Community
- Subdivision: Gainesville Add
HOA
- Has HOA: No
Location
- Region: Gainesville
Financial & listing details
- Price per square foot: $159/sqft
- Tax assessed value: $156,699
- Annual tax amount: $2,970
- Date on market: 7/3/2026
- Cumulative days on market: 277 days
- Listing terms: Cash,Conventional,FHA,Owner Will Carry,VA Loan
- Road surface type: Asphalt
Estimated market value
$189,600
$180,000 - $199,000
$1,539/mo
Price history
| Date | Event | Price |
|---|---|---|
| 7/3/2026 | Listed for sale | $199,000$159/sqft |
Source: NTREIS #21320578 Report a problem | ||
| 7/1/2026 | Listing removed | $199,000$159/sqft |
Source: NTREIS #21072285 Report a problem | ||
| 5/21/2026 | Price change | $199,000-11.6%$159/sqft |
Source: NTREIS #21072285 Report a problem | ||
| 9/29/2025 | Listed for sale | $225,000+200%$180/sqft |
Source: NTREIS #21072285 Report a problem | ||
| 5/29/2020 | Sold | -- |
Source: Agent Provided Report a problem | ||
| 5/14/2020 | Pending sale | $75,000$60/sqft |
Source: Ritchey Real Estate Group #14333629 Report a problem | ||
| 5/2/2020 | Listed for sale | $75,000$60/sqft |
Source: Ritchey Real Estate Group #14333629 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $2,970 +4.3% | $156,699 +8% |
| 2023 | $2,846 -0.4% | $145,070 +10.5% |
| 2022 | $2,857 +29.1% | $131,251 +40.7% |
| 2021 | $2,213 | $93,313 +35.9% |
| 2020 | -- | $68,677 +9% |
| 2019 | $1,595 +34.4% | $63,023 +40% |
| 2018 | $1,187 | $45,005 +3.5% |
| 2017 | $1,187 +1.8% | $43,481 +2.5% |
| 2015 | $1,165 +4.1% | $42,406 +0.8% |
| 2014 | $1,120 | $42,090 |
| 2013 | -- | $42,090 +1.4% |
| 2012 | -- | $41,496 -3.5% |
| 2011 | -- | $42,983 -3.6% |
| 2010 | -- | $44,586 -0.6% |
| 2009 | -- | $44,873 +18.8% |
| 2008 | -- | $37,777 |
| 2007 | -- | $37,777 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 76240
Nearby schools
GreatSchools rating
- NAEdison Elementary SchoolGrades: PK-1Distance: 0.6 mi
- 3/10Gainesville Junior High SchoolGrades: 7-8Distance: 0.8 mi
- 3/10Gainesville High SchoolGrades: 9-12Distance: 2 mi
Schools provided by the listing agent
- Elementary: Edison
- Middle: Gainesvill
- High: Gainesvill
- District: Gainesville ISD
Source: NTREIS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Texas
- Cooke County
- Gainesville
- 76240
- 1108 Locust St
Nearby cities
Nearby zip codes
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