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For sale
    • $99,900

    1146 Kern St, Waterloo, IA 50703

    3beds
    1,058sqft
    : 
    $757/mo
    Get pre-qualified
    Single Family Residence
    Built in 1914
    4,791 Square Feet Lot
    $94,800 Zestimate®
    $94/sqft
    $-- HOA

    What's special

    Step into this inviting 3-bedroom home where timeless natural woodwork adds warmth and character you simply can’t find in newer homes. From the beautiful original wood trim to its cozy feel, this home offers the perfect blend of charm and opportunity. Whether you’re a first-time homebuyer looking for an affordable place to call your own or an investor searching for your next great property, this home is perfectly priced and full of potential. With spacious living areas, classic details, and endless possibilities to make it your own, this is an opportunity you won’t want to miss.
    40 days
    |
    180
    |
    9
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Michael Taylor 319-239-3659,

    Lockard Realty Company

    Source: Northeast Iowa Regional BOR as distributed by MLS GRID,MLS#: 20263092MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 1
      • Full bathrooms: 1
      • 1/2 bathrooms: 1
      Other
      • Level: Upper
      Other
      • Level: Main
      Other
      • Level: Lower
      Heating
      • Electric
      Cooling
      • Ceiling Fan(s), None
      Features
      • Basement: Block
      • Has fireplace: No
      • Fireplace features: None
      Interior area
      • Total interior livable area: 1,058 sqft
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 1
      • Parking features: 1 Stall
      • Carport spaces: 1
      Lot
      • Size: 4,791 Square Feet
      • Dimensions: 35x39x130x130
      Details
      • Parcel number: 891315478022
      • Zoning: R-1
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Other
      • Roof: Asphalt
      Condition
      • Year built: 1914

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public

      Community & HOA

      Location
      • Region: Waterloo

      Financial & listing details

      • Price per square foot: $94/sqft
      • Tax assessed value: $64,340
      • Annual tax amount: $1,291
      • Date on market: 7/8/2026
      • Cumulative days on market: 40 days
      • Road surface type: Crushed Rock

        Estimated market value

        $94,800

        $90,000 - $100,000

        $1,050/mo

        Price history

        DateEventPrice
        7/8/2026Listed for sale$99,900+185.4%$94/sqft
        Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20263092 Report a problem
        6/26/2015Sold$35,000+250%$33/sqft
        Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20153761 Report a problem
        6/15/1995Sold$10,000$9/sqft
        Source: Agent Provided Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$1,292 +8.5%$64,340 +8.1%
        2024$1,190 +16.6%$59,540
        2023$1,021 +2.7%$59,540 +28.1%
        2022$994 +2.8%$46,490
        2021$967 +1.6%$46,490 +8.9%
        2020$951 -12.1%$42,680
        2019$1,082 +0.8%$42,680 -11.4%
        2018$1,074 0%$48,150
        2017$1,074 -1.6%$48,150
        2016$1,092 $48,150
        2015$1,092 +6.6%$48,150 +6%
        2014$1,024 -9.5%$45,420 -15.3%
        2012$1,132 +3.9%$53,620
        2011$1,089 +3.3%$53,620 +2%
        2010$1,055 +2.8%$52,580
        2009$1,026 +2.2%$52,580
        2008$1,004 +1.7%$52,580 +7%
        2007$988 -0.5%$49,140
        2006$993 +18.8%$49,140
        2005$835 +5.8%$49,140 +39.6%
        2003$789 +1.7%$35,200
        2002$776 +10.7%$35,200 +18%
        2001$701 $29,830
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.
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        Climate risks

        Neighborhood: Chautauqua Park

        Getting around

        26 / 100
        Car-Dependent
        20 / 100
        Minimal Transit
        51 / 100
        Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Lincoln Elementary Waterloo
        • Middle: George Washington Carver Academy
        • High: East High

        Source: Northeast Iowa Regional BOR as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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