Step into this inviting 3-bedroom home where timeless natural woodwork adds warmth and character you simply can’t find in newer homes. From the beautiful original wood trim to its cozy feel, this home offers the perfect blend of charm and opportunity. Whether you’re a first-time homebuyer looking for an affordable place to call your own or an investor searching for your next great property, this home is perfectly priced and full of potential. With spacious living areas, classic details, and endless possibilities to make it your own, this is an opportunity you won’t want to miss.
For sale
$99,900
1146 Kern St, Waterloo, IA 50703
3beds
1,058sqft
Single Family Residence
Built in 1914
4,791 Square Feet Lot
$93,100 Zestimate®
$94/sqft
$-- HOA
What's special
- 86 days
- 157
- 6
Zillow last checked:
Listing updated:
Listed by:
Michael J Taylor 319-239-3659,
Lockard Realty Company
Source: Northeast Iowa Regional BOR as distributed by MLS GRID,MLS#: 20263092
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
- 1/2 bathrooms: 1
Other
- Level: Upper
Other
- Level: Main
Other
- Level: Lower
Heating
- Electric
Cooling
- Ceiling Fan(s), None
Features
- Basement: Block
- Has fireplace: No
- Fireplace features: None
Interior area
- Total interior livable area: 1,058 sqft
- Finished area below ground: 0
Property
Parking
- Total spaces: 1
- Parking features: 1 Stall
- Carport spaces: 1
Lot
- Size: 4,791 Square Feet
- Dimensions: 35x39x130x130
Details
- Parcel number: 891315478022
- Zoning: R-1
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Other
- Roof: Asphalt
Condition
- Year built: 1914
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
Location
- Region: Waterloo
Financial & listing details
- Price per square foot: $94/sqft
- Tax assessed value: $64,340
- Annual tax amount: $1,291
- Date on market: 7/8/2026
- Cumulative days on market: 86 days
- Road surface type: Crushed Rock
Estimated market value
$93,100
$88,000 - $98,000
$1,003/mo
Price history
| Date | Event | Price |
|---|---|---|
| 7/8/2026 | Listed for sale | $99,900+185.4%$94/sqft |
Source:  Northeast Iowa Regional BOR as distributed by MLS GRID #20263092 Report a problem | ||
| 6/26/2015 | Sold | $35,000+250%$33/sqft |
Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20153761 Report a problem | ||
| 6/15/1995 | Sold | $10,000$9/sqft |
Source: Agent Provided Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $1,292 +8.5% | $64,340 +8.1% |
| 2024 | $1,190 +16.6% | $59,540 |
| 2023 | $1,021 +2.7% | $59,540 +28.1% |
| 2022 | $994 +2.8% | $46,490 |
| 2021 | $967 +1.6% | $46,490 +8.9% |
| 2020 | $951 -12.1% | $42,680 |
| 2019 | $1,082 +0.8% | $42,680 -11.4% |
| 2018 | $1,074 0% | $48,150 |
| 2017 | $1,074 -1.6% | $48,150 |
| 2016 | $1,092 | $48,150 |
| 2015 | $1,092 +6.6% | $48,150 +6% |
| 2014 | $1,024 -9.5% | $45,420 -15.3% |
| 2012 | $1,132 +3.9% | $53,620 |
| 2011 | $1,089 +3.3% | $53,620 +2% |
| 2010 | $1,055 +2.8% | $52,580 |
| 2009 | $1,026 +2.2% | $52,580 |
| 2008 | $1,004 +1.7% | $52,580 +7% |
| 2007 | $988 -0.5% | $49,140 |
| 2006 | $993 +18.8% | $49,140 |
| 2005 | $835 +5.8% | $49,140 +39.6% |
| 2003 | $789 +1.7% | $35,200 |
| 2002 | $776 +10.7% | $35,200 +18% |
| 2001 | $701 | $29,830 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: Chautauqua Park
Nearby schools
Schools provided by the listing agent
- Elementary: Lincoln Elementary Waterloo
- Middle: George Washington Carver Academy
- High: East High
Source: Northeast Iowa Regional BOR as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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