Welcome home to this charming 1½-story home offering 3 bedrooms, 1 bath, and plenty of updates throughout! Enjoy two enclosed porches, including a welcoming front porch that’s perfect for relaxing with your favorite beverage. Inside, you’ll find hardwood floors and a nicely updated kitchen and countertops, with appliances that are less than two years old. The upper level features new windows and new flooring, adding to the many improvements already completed. The unfinished lower level provides plenty of room for storage and additional possibilities. The furnace, central air, and water heater have all recently been checked and are in good working order, and a new sewer line has been installed out back. With its combination of character, updates, and comfortable living spaces, this home is ready for its next owner!
For sale
Price cut: $9.9K (9/15)
$109,999
103 Summit Ave, Waterloo, IA 50701
3beds
1,130sqft
Single Family Residence
Built in 1907
3,920 Square Feet Lot
$105,000 Zestimate®
$97/sqft
$-- HOA
What's special
Hardwood floorsWelcoming front porchTwo enclosed porches
- 31 days
- 433
- 41
Zillow last checked:
Listing updated:
Listed by:
Karmen R Schwake 319-239-1281,
Oakridge Real Estate
Source: Northeast Iowa Regional BOR as distributed by MLS GRID,MLS#: 20264043
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Rooms
- Room types: Library/Office
Other
- Level: Upper
Other
- Level: Main
Other
- Level: Lower
Heating
- Forced Air, Natural Gas
Cooling
- Ceiling Fan(s), Central Air
Appliances
- Included: Dishwasher, Dryer, Disposal, Free-Standing Range, Refrigerator, Washer, Gas Water Heater
- Laundry: Lower Level
Features
- Ceiling Fan(s)
- Flooring: Hardwood
- Basement: Block,Concrete,Unfinished
- Has fireplace: No
- Fireplace features: None
Interior area
- Total interior livable area: 1,130 sqft
- Finished area below ground: 335
Property
Parking
- Total spaces: 2
- Parking features: Detached Garage, Garage Door Opener, Oversized
- Carport spaces: 2
Features
- Patio & porch: Enclosed
- Fencing: Fenced
Lot
- Size: 3,920 Square Feet
- Dimensions: 30x130
Details
- Parcel number: 891327433012
- Zoning: R-2
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Aluminum Siding
- Roof: Shingle,Asphalt
Condition
- Year built: 1907
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
Community
- Features: Sidewalks
- Security: Smoke Detector(s)
Location
- Region: Waterloo
Financial & listing details
- Price per square foot: $97/sqft
- Tax assessed value: $99,240
- Annual tax amount: $2,025
- Date on market: 8/26/2026
- Cumulative days on market: 32 days
- Road surface type: Alley Paved, Hard Surface Road
Estimated market value
$105,000
$100,000 - $110,000
$1,065/mo
Price history
| Date | Event | Price |
|---|---|---|
| 9/15/2026 | Price change | $109,999-8.3%$97/sqft |
Source:  Northeast Iowa Regional BOR as distributed by MLS GRID #20264043 Report a problem | ||
| 8/26/2026 | Listed for sale | $119,900+84.5%$106/sqft |
Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20264043 Report a problem | ||
| 11/8/2022 | Sold | $65,000$58/sqft |
Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20223180 Report a problem | ||
| 10/7/2022 | Pending sale | $65,000$58/sqft |
Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20223180 Report a problem | ||
| 9/14/2022 | Price change | $65,000-7%$58/sqft |
Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20223180 Report a problem | ||
| 8/15/2022 | Price change | $69,900-6.8%$62/sqft |
Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20223180 Report a problem | ||
| 7/8/2022 | Listed for sale | $75,000+25.2%$66/sqft |
Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20223180 Report a problem | ||
| 8/2/2018 | Listing removed | $59,900$53/sqft |
Source: RE/MAX HOME GROUP #20180678 Report a problem | ||
| 2/16/2018 | Listed for sale | $59,900-6.4%$53/sqft |
Source: RE/MAX Home Group #20180678 Report a problem | ||
| 5/19/2003 | Sold | $64,000$57/sqft |
Source: Agent Provided Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $1,904 +8.5% | $99,240 +13.1% |
| 2024 | $1,754 +2.5% | $87,780 |
| 2023 | $1,711 +2.7% | $87,780 +12.7% |
| 2022 | $1,666 +7.5% | $77,920 |
| 2021 | $1,550 +1.6% | $77,920 +13.9% |
| 2020 | $1,525 -0.9% | $68,440 |
| 2019 | $1,538 +0.8% | $68,440 |
| 2018 | $1,526 0% | $68,440 |
| 2017 | $1,526 -1.7% | $68,440 |
| 2016 | $1,552 | $68,440 |
| 2015 | $1,552 +0.6% | $68,440 |
| 2014 | $1,542 +1.4% | $68,440 -5% |
| 2012 | $1,521 +6.9% | $72,080 |
| 2011 | $1,423 +3.3% | $72,080 +4.9% |
| 2010 | $1,378 +2.8% | $68,690 |
| 2009 | $1,340 +2.2% | $68,690 |
| 2008 | $1,312 +1.7% | $68,690 +7% |
| 2007 | $1,290 -0.5% | $64,200 |
| 2006 | $1,297 +39.5% | $64,200 |
| 2005 | $930 +17.8% | $64,200 +82.5% |
| 2003 | $789 +1.7% | $35,180 |
| 2002 | $776 +10.7% | $35,180 +18% |
| 2001 | $701 | $29,820 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: 50701
Nearby schools
Schools provided by the listing agent
- Elementary: Irving Elementary - Wloo
- Middle: Hoover Intermediate
- High: West High - Waterloo
Source: Northeast Iowa Regional BOR as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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