WHAT A VIEW! Catch your breath! The Choctawhatchee Bay, the Emerald Bay Golf Course and oh the sunset! This custom built one owner Bay Front home is on the 16th green and perfect for entertaining! Designed for your relaxed, elegant lifestyle! Soaring ceilings, crown molding and architectural details throughout! This house says QUALITY! Meticulously maintained and exquisitely appointed, this spacious home is ready to be enjoyed by you, your friends and family. Enter into the welcoming foyer and step into the expansive tiled great room with fireplace and wet bar. Enjoy sweeping golf course views from nearly every room, as the main living areas and primary suite open seamlessly to the outdoor space. No expense has been spared! The finishes in this home are first class and the space is very well utilized. Great storage, large living space & closets galore. The kitchen is as functional as it is inviting, with granite countertops, stainless steel appliances, a prep island, under-cabinet lighting, tiled backsplash, and custom cabinetry for storage.The en suite bath features a jetted tub, separate shower, dual vanities, a private water closet, and two closets, including a walk-in. Designed with everyday comfort in mind, the home also includes a laundry room and cabinetry. Truly move-in ready, this home offers a turn-key opportunity in one of the area's most sought-after communities. Located in an X flood zone with a low HOA, Emerald Bay provides access to golf, a clubhouse, tennis courts, and a community pool--all just minutes from shopping, dining, and the beach.
For sale
Price cut: $145K (5/23)
$1,250,000
120 Garnet Pl, Destin, FL 32541
3beds
3,373sqft
Single Family Residence
Built in 2002
8,276 Square Feet Lot
$1,185,800 Zestimate®
$371/sqft
$-- HOA
What's special
Prep islandGranite countertopsGolf course viewsLarge living spaceGreat storageSoaring ceilingsArchitectural details throughout
- 77 days |
- 464 |
- 23 |
Zillow last checked:
Listing updated:
Listed by:
Teri L Davis,
Scenic Real Estate,
Dale Marie Martinez 850-974-3203,
Scenic Real Estate
Source: ECAOR,MLS#: 1001370
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Primary bedroom
- Level: First
- Area: 288 Square Feet
- Dimensions: 18 x 16
Bedroom
- Level: Second
- Area: 140 Square Feet
- Dimensions: 14 x 10
Bedroom
- Level: Second
- Area: 304 Square Feet
- Dimensions: 19 x 16
Primary bathroom
- Level: First
- Area: 98 Square Feet
- Dimensions: 14 x 7
Bathroom
- Level: First
- Area: 30 Square Feet
- Dimensions: 6 x 5
Bathroom
- Level: Second
- Area: 40 Square Feet
- Dimensions: 8 x 5
Bathroom
- Level: Second
- Area: 48 Square Feet
- Dimensions: 8 x 6
Other
- Level: Second
- Area: 80 Square Feet
- Dimensions: 10 x 8
Dining area
- Level: First
- Area: 234 Square Feet
- Dimensions: 18 x 13
Florida room
- Level: First
- Area: 432 Square Feet
- Dimensions: 24 x 18
Foyer
- Level: First
- Area: 49 Square Feet
- Dimensions: 7 x 7
Garage
- Level: First
- Area: 625 Square Feet
- Dimensions: 25 x 25
Great room
- Level: First
- Area: 572 Square Feet
- Dimensions: 26 x 22
Kitchen
- Level: First
- Area: 224 Square Feet
- Dimensions: 16 x 14
Laundry
- Level: First
- Area: 88 Square Feet
- Dimensions: 11 x 8
Library
- Level: First
- Area: 300 Square Feet
- Dimensions: 20 x 15
Screened porch
- Level: First
- Area: 432 Square Feet
- Dimensions: 24 x 18
Storage
- Level: Second
- Area: 77 Square Feet
- Dimensions: 11 x 7
Heating
- Natural Gas, Heat High Efficiency
Cooling
- Central Air, Ceiling Fan(s)
Appliances
- Included: Cooktop, Dishwasher, Disposal, Dryer, Refrigerator, Washer, Tankless Water Heater
Features
- Breakfast Bar, Vaulted Ceiling(s), Kitchen Island, Recessed Lighting, Pantry, Wet Bar, Woodwork Painted
- Flooring: Hardwood, Tile, Carpet
- Windows: Double Pane Windows, Window Treatments
- Attic: Pull Down Stairs
- Has fireplace: Yes
- Fireplace features: EPA Qualified Fireplace, Gas
- Common walls with other units/homes: No Common Walls
Interior area
- Total structure area: 3,373
- Total interior livable area: 3,373 sqft
Property
Parking
- Total spaces: 4
- Parking features: Garage Door Opener
- Attached garage spaces: 2
Features
- Stories: 2
- Patio & porch: Deck, Covered, Enclosed, Porch, Screened
- Exterior features: Balcony, Sprinkler System
- Has view: Yes
- View description: Bay
- Has water view: Yes
- Water view: Bay
Lot
- Size: 8,276 Square Feet
- Dimensions: 50 x 110 x 112 x 111
- Features: Covenants, Cul-De-Sac, On Golf Course, Interior Lot, Restrictions, Within 1/2 Mile to Water
Details
- Parcel number: 002S22102A000U0130
- Zoning description: Resid Single Family
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence
Materials
- Stucco
- Foundation: Slab
- Roof: Slate
Condition
- Construction Complete
- New construction: No
- Year built: 2002
Utilities & green energy
- Water: Public
Community & HOA
Community
- Features: Gated, Golf, Short Term Rental - Not Allowed, Pavillion/Gazebo, Pool, Tennis Court(s), Waterfront
- Security: Smoke Detector(s)
- Subdivision: EMERALD BAY PH 1-B
HOA
- Has HOA: Yes
- Services included: Maintenance Grounds, Land Recreation, Management, Recreational Faclty, Security
Location
- Region: Destin
Financial & listing details
- Price per square foot: $371/sqft
- Tax assessed value: $967,681
- Annual tax amount: $4,694
- Date on market: 4/23/2026
- Road surface type: Paved
Estimated market value
$1,185,800
$1.13M - $1.25M
$4,535/mo
Price history
| Date | Event | Price |
|---|---|---|
| 5/23/2026 | Price change | $1,250,000-10.4%$371/sqft |
Source:  ECAOR #1001370 Report a problem | ||
| 4/23/2026 | Listed for sale | $1,395,000+92.4%$414/sqft |
Source: ECAOR #1001370 Report a problem | ||
| 10/24/2017 | Listing removed | $725,000$215/sqft |
Source: Keller Williams Realty Destin #777243 Report a problem | ||
| 6/9/2017 | Listed for sale | $725,000+449.2%$215/sqft |
Source: Keller Williams Realty Destin #777243 Report a problem | ||
| 6/26/2001 | Sold | $132,000$39/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $4,559 +2.3% | $475,151 +3% |
| 2023 | $4,456 +1.2% | $461,312 +3% |
| 2022 | $4,405 -0.2% | $447,876 +3% |
| 2021 | $4,416 +0.7% | $434,831 +1.4% |
| 2020 | $4,387 +0.9% | $428,827 +2.3% |
| 2019 | $4,347 +0.5% | $419,186 +1.9% |
| 2018 | $4,324 | $411,370 +2.1% |
| 2017 | $4,324 +0.3% | $402,909 +2.1% |
| 2016 | $4,312 +2.8% | $394,622 +0.7% |
| 2015 | $4,196 -2.4% | $391,879 +0.8% |
| 2014 | $4,300 | $388,769 +1.5% |
| 2013 | -- | $383,024 +1.7% |
| 2012 | -- | $376,621 -8.2% |
| 2011 | -- | $410,207 -0.7% |
| 2010 | -- | $413,299 -13.2% |
| 2009 | -- | $476,419 +0.1% |
| 2008 | -- | $475,943 +3% |
| 2007 | -- | $462,081 +2.5% |
| 2006 | -- | $450,811 +3% |
| 2005 | -- | $437,681 +3% |
| 2004 | -- | $424,933 +2.2% |
| 2003 | -- | $415,841 +278% |
| 2002 | -- | $110,000 +22.2% |
| 2001 | -- | $90,000 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
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HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 32541
Nearby schools
GreatSchools rating
- 9/10Destin Middle SchoolGrades: 5-8Distance: 1.6 mi
- 5/10Fort Walton Beach High SchoolGrades: 9-12Distance: 14.5 mi
- 10/10Destin Elementary SchoolGrades: PK-4Distance: 5.7 mi
Schools provided by the listing agent
- Elementary: Destin
- Middle: Destin
- High: Destin
Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Florida
- Okaloosa County
- Destin
- 32541
- 120 Garnet Pl
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