One of the largest homes currently available in Emerald Bay, this thoughtfully updated residence offers nearly 3,900 square feet, a first floor master suite, a screened pool, golf course frontage, bay views, and over $80,000 in recent improvements.
Perfectly positioned along the 15th fairway, this 4 bedroom, 4 bath home blends spacious living with everyday functionality. Designed for both entertaining and family life, the home features soaring ceilings, multiple gathering spaces, a beautifully updated kitchen, an oversized driveway, and a 2.5 car garage.
The first floor master suite is a true retreat, complete with a custom walk in closet that has become one of the home's most talked about features. It's a closet to remember.
Recent improvements include pool resurfacing, updated HVAC systems, flooring, landscaping enhancements, and numerous interior upgrades, allowing buyers to move in with confidence and immediately enjoy the Emerald Bay lifestyle.
Whether you're relaxing by the private screened pool, enjoying golf course views from the sundeck, or taking in views of the bay, this home offers the space, comfort, and setting that make Emerald Bay one of Destin's most desirable gated communities.
Offering an exceptional combination of size, location, updates, and functionality, this is more than just a golf course home. It's a home designed to be enjoyed and remembered.
For sale
$1,299,999
96 Garnet Pl, Destin, FL 32541
4beds
3,860sqft
Single Family Residence
Built in 1994
10,018 Square Feet Lot
$-- Zestimate®
$337/sqft
$-- HOA
What's special
Pool resurfacingGolf course frontageScreened poolPrivate screened poolBeautifully updated kitchenBay viewsViews of the bay
- 372 days |
- 695 |
- 59 |
Zillow last checked:
Listing updated:
Listed by:
Kerry A Gerber 850-830-7771,
The Premier Property Group
Source: ECAOR,MLS#: 979716
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 4
Primary bedroom
- Level: First
- Area: 294 Square Feet
- Dimensions: 14 x 21
Bedroom
- Level: Second
- Area: 308 Square Feet
- Dimensions: 14 x 22
Bedroom
- Level: Second
- Area: 240 Square Feet
- Dimensions: 16 x 15
Bedroom
- Level: Second
- Area: 192 Square Feet
- Dimensions: 16 x 12
Primary bathroom
- Level: First
- Area: 238 Square Feet
- Dimensions: 14 x 17
Other
- Level: Second
- Area: 363 Square Feet
- Dimensions: 33 x 11
Other
- Level: First
- Area: 270 Square Feet
- Dimensions: 27 x 10
Dining room
- Level: First
- Area: 224 Square Feet
- Dimensions: 14 x 16
Foyer
- Level: First
- Area: 54 Square Feet
- Dimensions: 9 x 6
Garage
- Level: First
- Area: 575 Square Feet
- Dimensions: 23 x 25
Kitchen
- Level: First
- Area: 247 Square Feet
- Dimensions: 13 x 19
Laundry
- Level: First
- Area: 63 Square Feet
- Dimensions: 7 x 9
Living room
- Level: First
- Area: 475 Square Feet
- Dimensions: 25 x 19
Loft
- Level: Second
- Area: 208 Square Feet
- Dimensions: 13 x 16
Other
- Level: First
- Area: 352 Square Feet
- Dimensions: 22 x 16
Pantry
- Level: First
- Area: 49 Square Feet
- Dimensions: 7 x 7
Recreation room
- Level: First
- Area: 342 Square Feet
- Dimensions: 18 x 19
Screened porch
- Level: First
- Area: 1452 Square Feet
- Dimensions: 44 x 33
Storage
- Level: Second
- Area: 78 Square Feet
- Dimensions: 6 x 13
Utility room
- Level: Second
- Area: 54 Square Feet
- Dimensions: 9 x 6
Heating
- Natural Gas
Cooling
- Central Air, Ceiling Fan(s)
Appliances
- Included: Dishwasher, Disposal, Dryer, Microwave, Range Hood, Refrigerator, Washer, Gas Water Heater
- Laundry: Washer/Dryer Hookup
Features
- Tray Ceiling(s), Vaulted Ceiling(s), Kitchen Island, Pantry, Split Bedroom
- Flooring: Hardwood, Tile
- Windows: Plantation Shutters, Window Treatments
- Has fireplace: Yes
- Fireplace features: Gas, Fireplace 2+
- Common walls with other units/homes: No Common Walls
Interior area
- Total structure area: 3,860
- Total interior livable area: 3,860 sqft
Property
Parking
- Parking features: Garage Door Opener
- Has attached garage: Yes
Features
- Stories: 2
- Patio & porch: Deck, Enclosed
- Exterior features: Balcony, Sprinkler System
- Has private pool: Yes
- Pool features: In Ground, Pool - Enclosed
- Has view: Yes
- View description: Bay
- Has water view: Yes
- Water view: Bay
Lot
- Size: 10,018 Square Feet
- Dimensions: 80 x 128 x 80 x 119
- Features: Covenants, Cul-De-Sac, Dead End, On Golf Course, Within 1/2 Mile to Water
Details
- Parcel number: 002S22102A000U0110
- Zoning description: Resid Single Family
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subtype: Single Family Residence
Materials
- Stucco
- Foundation: Slab
- Roof: Metal
Condition
- Construction Complete
- New construction: No
- Year built: 1994
Utilities & green energy
- Water: Public
Community & HOA
Community
- Features: Gated, Golf, Short Term Rental - Not Allowed, Pool, Tennis Court(s), Waterfront
- Security: Smoke Detector(s)
- Subdivision: EMERALD BAY PH 1-B
HOA
- Has HOA: Yes
- Services included: Maintenance Grounds, Insurance, Legal, Licenses/Permits, Management, Recreational Faclty, Security
Location
- Region: Destin
Financial & listing details
- Price per square foot: $337/sqft
- Tax assessed value: $1,072,844
- Annual tax amount: $11,297
- Date on market: 5/6/2026
- Road surface type: Paved
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 6/25/2026 | Price change | $1,299,9990%$337/sqft |
Source:  ECAOR #979716 Report a problem | ||
| 5/15/2026 | Price change | $1,300,000-2.2%$337/sqft |
Source: ECAOR #979716 Report a problem | ||
| 5/6/2026 | Listed for sale | $1,329,000$344/sqft |
Source: ECAOR #979716 Report a problem | ||
| 4/29/2026 | Pending sale | $1,329,000$344/sqft |
Source: ECAOR #979716 Report a problem | ||
| 3/31/2026 | Price change | $1,329,000-3.6%$344/sqft |
Source: ECAOR #979716 Report a problem | ||
| 9/29/2025 | Price change | $1,379,000-1.5%$357/sqft |
Source: ECAOR #979716 Report a problem | ||
| 6/28/2025 | Listed for sale | $1,400,000+12.9%$363/sqft |
Source: ECAOR #979716 Report a problem | ||
| 2/3/2023 | Sold | $1,240,000-7.8%$321/sqft |
Source: ECAOR #896176 Report a problem | ||
| 12/30/2022 | Pending sale | $1,345,000$348/sqft |
Source: ECAOR #896176 Report a problem | ||
| 11/17/2022 | Price change | $1,345,000-0.3%$348/sqft |
Source: ECAOR #896176 Report a problem | ||
| 9/8/2022 | Price change | $1,349,000-7%$349/sqft |
Source: ECAOR #896176 Report a problem | ||
| 6/2/2022 | Price change | $1,450,000+4.7%$376/sqft |
Source: ECAOR #896176 Report a problem | ||
| 4/28/2022 | Listed for sale | $1,385,000$359/sqft |
Source: ECAOR #896176 Report a problem | ||
| 4/22/2022 | Pending sale | $1,385,000$359/sqft |
Source: ECAOR #896176 Report a problem | ||
| 4/19/2022 | Listed for sale | $1,385,000+178.4%$359/sqft |
Source: ECAOR #896176 Report a problem | ||
| 9/6/2016 | Sold | $497,500-2.5%$129/sqft |
Source: Public Record Report a problem | ||
| 6/29/2016 | Price change | $510,000-9.7%$132/sqft |
Source: RE/MAX Southern Realty #741390 Report a problem | ||
| 1/7/2016 | Price change | $564,900-5.2%$146/sqft |
Source: RE/MAX SOUTHERN REALTY #741390 Report a problem | ||
| 11/6/2015 | Listed for sale | $596,000$154/sqft |
Source: RE/MAX Southern Realty #741390 Report a problem | ||
| 8/24/2011 | Listing removed | $3,000$1/sqft |
Source: Southern Real Estate Group #512793 Report a problem | ||
| 7/29/2011 | Price change | $3,000-9.1%$1/sqft |
Source: Southern Real Estate Group #512793 Report a problem | ||
| 6/18/2011 | Listed for rent | $3,300$1/sqft |
Source: Southern Real Estate Group #512793 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $11,298 +74.5% | $1,072,844 +66.1% |
| 2023 | $6,473 +2.2% | $646,030 +3% |
| 2022 | $6,336 -0.3% | $627,214 +3% |
| 2021 | $6,354 +0.6% | $608,946 +1.4% |
| 2020 | $6,315 +0.9% | $600,538 +2.3% |
| 2019 | $6,260 +0.6% | $587,036 +1.9% |
| 2018 | $6,222 | $576,090 +2.1% |
| 2017 | $6,222 +0.2% | $564,241 +12.4% |
| 2016 | $6,209 +6% | $501,937 +3.9% |
| 2015 | $5,859 +1.9% | $483,038 +14.1% |
| 2014 | $5,749 | $423,242 +4.5% |
| 2013 | -- | $404,831 +3.5% |
| 2012 | -- | $391,267 -7.9% |
| 2011 | -- | $424,716 -4.3% |
| 2010 | -- | $443,571 -14.1% |
| 2009 | -- | $516,656 -18% |
| 2008 | -- | $630,147 -17.2% |
| 2007 | -- | $761,137 +3.9% |
| 2006 | -- | $732,748 +40.7% |
| 2005 | -- | $520,762 +28.2% |
| 2004 | -- | $406,091 +8.1% |
| 2003 | -- | $375,762 +3.2% |
| 2002 | -- | $364,116 -0.8% |
| 2001 | -- | $367,155 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 32541
Nearby schools
GreatSchools rating
- 9/10Destin Middle SchoolGrades: 5-8Distance: 1.6 mi
- 5/10Fort Walton Beach High SchoolGrades: 9-12Distance: 14.5 mi
- 10/10Destin Elementary SchoolGrades: PK-4Distance: 5.7 mi
Schools provided by the listing agent
- Elementary: Destin
- Middle: Destin
- High: Destin
Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Florida
- Okaloosa County
- Destin
- 32541
- 96 Garnet Pl
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