Welcome to 120 Watertower Ln. in Hardinsburg, KY! This beautifully updated 4-bedroom, 2-bath home offers 1,418 square feet of finished living space with a full basement and sits on a stunning Ohio River waterfront lot featuring breathtaking panoramic views. Inside, you'll find gorgeous hardwood floors and tasteful updates throughout, creating a move-in-ready home that blends modern comfort with timeless charm. The spacious 1.5-story layout provides flexibility for families, guests, or a home office. Major improvements have already been completed, including a new HVAC system and septic system installed in 2024, giving buyers added peace of mind. Meticulously maintained inside and out, this property is the perfect opportunity to enjoy riverfront living with spectacular scenery while still being just minutes from the conveniences of Hardinsburg. Don't miss your chance to own this exceptionally well-maintained waterfront home with one of the area's most impressive Ohio River views.
For sale
Price cut: $5K (7/31)
$294,900
120 Watertower Ln, Hardinsburg, KY 40143
4beds
1,418sqft
:
Get pre-qualified$1,861/mo
Single Family Residence
Built in ----
2.18 Acres Lot
$285,000 Zestimate®
$208/sqft
$-- HOA
What's special
Full basementMove-in-ready homeTasteful updates throughoutBreathtaking panoramic viewsGorgeous hardwood floors
- 31 days |
- 1,105 |
- 47 |
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Brad J Hockenberry 270-617-2615,
Keller Williams Elite,
Shannon Hockenberry
Source: Metro Search Inc. LLC DBA Apex MLS,MLS#: 1722592
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Bedroom
- Level: First
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedroom
- Level: Second
Full bathroom
- Level: First
Full bathroom
- Level: Second
Dining area
- Level: First
Kitchen
- Level: First
Living room
- Level: First
Heating
- Forced Air, Propane
Cooling
- Central Air
Features
- Basement: Unfinished
- Has fireplace: No
Interior area
- Total structure area: 1,418
- Total interior livable area: 1,418 sqft
- Finished area above ground: 1,418
- Finished area below ground: 0
Property
Parking
- Total spaces: 1
- Parking features: Detached, Driveway
- Garage spaces: 1
- Has uncovered spaces: Yes
Features
- Stories: 2
- Patio & porch: Porch
Lot
- Size: 2.18 Acres
Details
- Additional structures: Garage(s)
- Parcel number: 261B6
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
- Foundation: Concrete Perimeter
- Roof: Metal
Utilities & green energy
- Sewer: Septic Tank
- Water: Public
- Utilities for property: Electricity Connected, Propane
Community & HOA
Community
- Subdivision: None
HOA
- Has HOA: No
Location
- Region: Hardinsburg
Financial & listing details
- Price per square foot: $208/sqft
- Tax assessed value: $207,900
- Date on market: 7/8/2026
- Electric utility on property: Yes
Estimated market value
$285,000
$271,000 - $299,000
$1,478/mo
Price history
| Date | Event | Price |
|---|---|---|
| 7/31/2026 | Price change | $294,900-1.7%$208/sqft |
Source:  Metro Search Inc. LLC DBA Apex MLS #1722592 Report a problem | ||
| 7/8/2026 | Listed for sale | $299,900+0.7%$211/sqft |
Source: Metro Search Inc. LLC DBA Apex MLS #1722592 Report a problem | ||
| 9/25/2024 | Listing removed | $297,900$210/sqft |
Source: Metro Search Inc. LLC DBA Apex MLS #1664490 Report a problem | ||
| 9/25/2024 | Price change | $297,900-0.4%$210/sqft |
Source: Metro Search Inc. LLC DBA Apex MLS #1664490 Report a problem | ||
| 7/20/2024 | Price change | $299,000-6%$211/sqft |
Source: Metro Search Inc. LLC DBA Apex MLS #1664490 Report a problem | ||
| 7/13/2024 | Price change | $318,000-2.2%$224/sqft |
Source: Metro Search Inc. LLC DBA Apex MLS #1664490 Report a problem | ||
| 6/28/2024 | Listed for sale | $325,000+36.6%$229/sqft |
Source: Metro Search Inc. LLC DBA Apex MLS #1664490 Report a problem | ||
| 12/22/2022 | Sold | $237,900-14.7%$168/sqft |
Source:  HKMLS #HK10061308 Report a problem | ||
| 6/20/2022 | Listed for sale | $279,000$197/sqft |
Source: HKMLS #HK10061308 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | -- | $207,900 |
| 2023 | -- | $207,900 +110% |
| 2022 | -- | $99,000 |
| 2021 | $599 +5.6% | $99,000 +5.3% |
| 2020 | $567 +0.2% | $94,000 |
| 2019 | $565 -99.4% | $94,000 |
| 2018 | $94,000 +16435.6% | $94,000 |
| 2017 | $568 +25.3% | $94,000 +22.1% |
| 2016 | $454 -1% | $77,000 |
| 2015 | $458 +14.2% | $77,000 -4.9% |
| 2013 | $401 +4.5% | $81,000 +9.5% |
| 2011 | $384 +12.6% | $74,000 |
| 2010 | $341 | $74,000 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 40143
Nearby schools
GreatSchools rating
- 6/10Hardinsburg Elementary SchoolGrades: PK-5Distance: 13.1 mi
- 4/10Breckinridge County Middle SchoolGrades: 6-8Distance: 13.5 mi
- 5/10Breckinridge County High SchoolGrades: 9-12Distance: 13.7 mi
- $136,0004 bd2 ba1.5k sqft120 Watertower Ln, Hardinsburg, KY 40143Off Market
- $142,9004 bd1 ba1.4k sqft108 Watertower Ln, Hardinsburg, KY 40143Off Market
- $136,0004 bd1 ba1.3k sqft96 Watertower Ln, Hardinsburg, KY 40143Off Market
- $180,1003 bd2 ba1.5k sqft86 Watertower Ln, Hardinsburg, KY 40143Off Market
- $225,0004 bd2 ba1.5k sqft80 Watertower Ln, Hardinsburg, KY 40143Sold
- $233,7003 bd1 ba1.3k sqftWatertower Ln, Hardinsburg, KY 40143Off Market
- $176,7003 bd1 ba1.3k sqft74 Watertower Ln, Hardinsburg, KY 40143Off Market
- $---- bd-- ba-- sqft59 Watertower Ln, Hardinsburg, KY 40143Off Market
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
Similar homes
- $297,5003 bd2 ba1.8k sqft704 Harper Henderson Ln, Hardinsburg, KY 40143For Sale
MLS ID #HK2601521, Dennie Armes, BARR REALTY & AUCTION COMPANY INC- HARDINSBURG. HKMLS - $275,0003 bd2 ba1.8k sqft1577 N Highway 333, Webster, KY 40176For Sale
MLS ID #1724042, Rachel Brantingham, Keller Williams Heartland. Metro Search Inc. LLC DBA Apex MLS - $369,0004 bd2 ba1.5k sqft7388 Bear Creek Rd, Rome, IN 47574For Sale
MLS ID #11908764, Amanda Litherland, Indiana Realty Group. My State MLS - $280,0001 bd2 ba1k sqft5243 S Highway 261, Hardinsburg, KY 40143For Sale
MLS ID #1720259, Jeanette K Padgett, Padgett REALTORS. Metro Search Inc. LLC DBA Apex MLS - $245,0003 bd3 ba1.6k sqft1971 Highway 1385, Hardinsburg, KY 40143For Sale
MLS ID #93349, Teudis Perez, Keller Williams Elite. Greater Owensboro Realtor Association - $269,9003 bd2 ba1.7k sqft110 Faith Ann St, Hawesville, KY 42348For SaleMLS ID #95264, Justin W Nugent, RE/MAX Real Estate Executives. Greater Owensboro Realtor Association
- $250,0003 bd1 ba1.9k sqft13407 Deer Creek Rd, Tell City, IN 47586For SaleMLS ID #202623807, Amanda Hall, Key Associates Signature Realty. IRMLS
- $249,9004 bd2 ba1.9k sqft1380 Fackler Rd, Webster, KY 40176For SaleMLS ID #HK2602226, Jacob Henning, Barr Brothers Realty & Auction LLC. HKMLS
- $289,9003 bd2 ba1.9k sqft280 Oolite Rd, Battletown, KY 40104For SaleMLS ID #1715851, Brian Chism, NextHome Chism Realty. Metro Search Inc. LLC DBA Apex MLS
- $245,0004 bd2 ba1.7k sqft12680 Onyx St, Branchville, IN 47514For SaleMLS ID #202611358, Shea Fleck, KELLER WILLIAMS CAPITAL REALTY. IRMLS
- $249,0004 bd3 ba2k sqft120 Annecy Ct, Tell City, IN 47586For SaleMLS ID #11906780, Amanda Litherland, Indiana Realty Group. My State MLS
- $315,0003 bd1 ba1.5k sqft2088 Pine Ridge Rd, Battletown, KY 40104For SaleMLS ID #HK2602131, Stephannie Wilson, Nexthome Wilson Real Estate Services. HKMLS
- $208,2752 bd1 ba1.2k sqft12884 E State Road 66, Rome, IN 47574For SaleMLS ID #202611017, Joanie Troutman, Key Associates Signature Realty. IRMLS
- $429,9003 bd3 ba1.6k sqft8048 State Route 144 E, Hawesville, KY 42348For SaleMLS ID #95423, Justin W Nugent, RE/MAX Real Estate Executives. Greater Owensboro Realtor Association
- $169,9003 bd1 ba1k sqft2293 State Highway 259, Harned, KY 40144For SaleMLS ID #1725488, Brad J Hockenberry, Keller Williams Elite. Metro Search Inc. LLC DBA Apex MLS
- $195,0002 bd2 ba896 sqft13851 State Road 70, Derby, IN 47525For SaleMLS ID #11918801, Travis Sommer, Indiana Realty Group. My State MLS
- $324,9004 bd2 ba864 sqft21055 N State Road 66, Mt Pleasant Boro, IN 47520For SaleMLS ID #202605502, Zachary H Holt, Whitetail Properties Real Esta. SIRA
- $198,0003 bd1 ba1.4k sqft1597 State Highway 259, Harned, KY 40144For SaleMLS ID #1722707, Cody Davis, Aspire Real Estate Group. Metro Search Inc. LLC DBA Apex MLS
- $170,0004 bd2 ba1.9k sqft404 W Houston St, Cloverport, KY 40111For SaleMLS ID #HK2603197, Dennie Armes, BARR REALTY & AUCTION COMPANY INC- HARDINSBURG. HKMLS
- $199,9004 bd2 ba2k sqft1017 11th St, Tell City, IN 47586For SaleMLS ID #202631975, Courtnay Begle, Elite Home and Land Realty. IRMLS
