Life on the lake takes on a whole new meaning in this well-established gated waterfront community, where deep, year-round water meets sweeping, panoramic water views of an untouched, lush green shoreline. Less than 30 minutes from Chattanooga's North Shore, downtown Scenic City, and the Riverfront, Oak Cove offers both accessibility and a true escape from the bustle of the city. Here, mornings begin with sunlight glistening across open water, days are filled with easy lakefront living, and evenings end on the back deck or with a sunset cruise from your own private dock. 12004 Oak Cove Lane was built to last and built to enjoy life with a two-story dock offering covered and uncovered decking, a boat lift, and four Sea-Doo lifts—making spontaneous lake days as simple as stepping into your backyard. A paved boat ramp on the property ensures unparalleled water access for you and your family and guests. The home's timeless all-brick architecture with a wide, welcoming covered front porch and an impressive two-story formal entry with a sweeping staircase and straight through views to a dramatic window wall showcasing the water. The property embraces the lake at every turn, with expansive glass—some soaring two stories—inviting in natural light and uninterrupted views. The central two-story family room flows easily into the kitchen and a window wrapped breakfast room which in turn opens to the keeping room with a stacked-stone gas fireplace, complete with a secondary staircase to the second floor for convenient everyday living. A butler's pantry connects the kitchen to the formal dining room, creating a seamless flow throughout the main level and entertaining spaces. The main-level primary suite is a secluded sanctuary, featuring a private sitting room of almost 200 square feet of vaulted light-filled space perfect for a home office, home gym or nursery. The primary suite boasts dual custom closets and a luxurious and spacious en-suite bath overlooking the water. Upstairs, three spacious bedrooms each offer walk-in closets, complemented by two full baths and a large bonus room with gas fireplace and expansive windows with birds eye open lake views. The lower level provides over 3,000 square feet of daylight, walk-out unfinished space ready for customization and future expansion and unlimited potential. Already a finished full bath is accessible at the lake level and a fourth garage bay for watercraft, toys or utility vehicles and includes an immaculate workshop with built-in shelving. The main drive includes three garage bays and ample paved parking, ensuring convenience for both residents and guests. With its combination of thoughtful design, unmatched water access, endless views and comprehensive amenities this property delivers a lakefront lifestyle that's as effortless as it is extraordinary. Every detail has been designed to maximize lakefront living while still offering room to grow. Oak Cove Lakefront Living Home. No Place Like It.
Sold for $2,000,000
$2,000,000
12004 Oak Cove Ln, Soddy Daisy, TN 37379
4beds
5,458sqft
Single Family Residence
Built in 2005
0.59 Acres Lot
$2,039,200 Zestimate®
$366/sqft
$4,244 Estimated rent
Home value
$2,039,200
$1.90M - $2.18M
$4,244/mo
Zestimate® history
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List your homeWhat's special
Gated waterfront communitySea-doo liftsLower levelBoat liftDeep year-round waterUntouched lush green shorelineTwo-story dock
Zillow last checked:
Listing updated:
Listed by:
Linda Brock 423-364-4663,
Real Estate Partners Chattanooga LLC
Bought with:
Karen M Rhodes, 273392
United Real Estate Experts
Source: Greater Chattanooga Realtors,MLS#: 1519610
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
Primary bedroom
- Level: First
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedroom
- Level: Second
Primary bathroom
- Level: First
Bathroom
- Description: Powder
- Level: First
Bathroom
- Level: Second
Bathroom
- Level: Second
Bathroom
- Level: Basement
Bonus room
- Level: Second
Den
- Level: First
Dining room
- Level: First
Kitchen
- Level: First
Laundry
- Level: First
Living room
- Level: First
Other
- Description: Breakfast
- Level: First
Other
- Description: Sitting Area
- Level: First
Heating
- Central, Natural Gas
Cooling
- Central Air, Electric, Multi Units
Appliances
- Included: Disposal, Double Oven, Dishwasher, Electric Cooktop, Microwave, Stainless Steel Appliance(s)
- Laundry: Electric Dryer Hookup, Gas Dryer Hookup, Inside, Laundry Room, Main Level
Features
- Built-in Features, Cathedral Ceiling(s), Ceiling Fan(s), Chandelier, Crown Molding, Double Vanity, Entrance Foyer, Eat-in Kitchen, Granite Counters, High Ceilings, His and Hers Closets, Kitchen Island, Natural Woodwork, Open Floorplan, Pantry, Primary Downstairs, Recessed Lighting, Soaking Tub, Storage, Tray Ceiling(s), Vaulted Ceiling(s), Walk-In Closet(s), Separate Shower, Tub/shower Combo, En Suite, Sitting Area, Breakfast Room, Separate Dining Room
- Flooring: Carpet, Hardwood, Tile
- Windows: Insulated Windows
- Basement: Partially Finished,Unfinished
- Number of fireplaces: 2
- Fireplace features: Gas Starter, Gas Log, Great Room, Recreation Room
Interior area
- Total structure area: 5,458
- Total interior livable area: 5,458 sqft
- Finished area above ground: 5,341
- Finished area below ground: 117
Property
Parking
- Total spaces: 3
- Parking features: Concrete, Driveway, Garage, Garage Door Opener, Off Street, Paved, Kitchen Level, Workshop in Garage
- Attached garage spaces: 3
Features
- Levels: Three Or More
- Patio & porch: Covered, Deck, Front Porch, Patio, Porch - Covered
- Exterior features: Boat Slip, Dock, Fire Pit, Rain Gutters, Dock - Stationary
- Pool features: None
- Spa features: None
- Fencing: None
- Has view: Yes
- View description: Hills, Lake, Panoramic, River, Ridge, Trees/Woods, Water
- Has water view: Yes
- Water view: Lake,River,Water
- Waterfront features: Lake, Lake Front, Navigable Water, River Access, River Front
Lot
- Size: 0.59 Acres
- Dimensions: 113.69 x 235.98
- Features: Cleared, Cul-De-Sac, Gentle Sloping, Interior Lot, Landscaped, Lake on Lot, Level, Many Trees, Views, Waterfront
Details
- Additional structures: RV/Boat Storage
- Parcel number: 050b A 007.01
- Special conditions: Standard
- Other equipment: Generator
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Brick
- Foundation: Concrete Perimeter
- Roof: Asphalt,Shingle
Condition
- Updated/Remodeled
- New construction: No
- Year built: 2005
Utilities & green energy
- Sewer: Septic Tank
- Water: Public
- Utilities for property: Cable Not Available, Electricity Connected, Natural Gas Connected, Phone Available, Underground Utilities, Water Connected
Community & HOA
Community
- Features: Curbs, Dock, Fishing, Gated, Lake
- Security: Gated Community, Smoke Detector(s)
- Subdivision: Oak Cove Shores
HOA
- Has HOA: Yes
- Amenities included: Boating, Boat Dock, Gated, Park, Picnic Area, Powered Boats Allowed
- Services included: Maintenance Grounds, Security
- HOA fee: $1,250 annually
Location
- Region: Soddy Daisy
Financial & listing details
- Price per square foot: $366/sqft
- Tax assessed value: $2,040,700
- Annual tax amount: $8,686
- Date on market: 8/29/2025
- Listing terms: Cash,Conventional,VA Loan
- Road surface type: Paved
Price history
| Date | Event | Price |
|---|---|---|
| 9/30/2025 | Sold | $2,000,000+0.3%$366/sqft |
Source: Greater Chattanooga Realtors #1519610 Report a problem | ||
| 9/7/2025 | Contingent | $1,995,000$366/sqft |
Source: Greater Chattanooga Realtors #1519610 Report a problem | ||
| 8/29/2025 | Listed for sale | $1,995,000+58%$366/sqft |
Source: Greater Chattanooga Realtors #1519610 Report a problem | ||
| 10/28/2016 | Sold | $1,262,500-15.2%$231/sqft |
Source: Public Record Report a problem | ||
| 7/1/2009 | Sold | $1,488,000-12%$273/sqft |
Source: Public Record Report a problem | ||
| 5/22/2008 | Listing removed | $1,690,000$310/sqft |
Source: TourFactory #1104427 Report a problem | ||
| 4/16/2008 | Listed for sale | $1,690,000+32.5%$310/sqft |
Source: TourFactory #1104427 Report a problem | ||
| 8/1/2007 | Sold | $1,275,000+410%$234/sqft |
Source: Public Record Report a problem | ||
| 10/4/2004 | Sold | $250,000$46/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $7,742 -10.9% | $510,175 +31.5% |
| 2024 | $8,686 | $387,850 |
| 2023 | $8,686 | $387,850 |
| 2022 | $8,686 +0.1% | $387,850 |
| 2021 | $8,677 -5.7% | $387,850 +16.6% |
| 2020 | $9,201 | $332,725 |
| 2019 | $9,201 | $332,725 |
| 2018 | $9,201 -0.1% | $332,725 |
| 2017 | $9,210 -0.6% | $332,725 |
| 2016 | $9,262 | -- |
| 2015 | $9,262 | $334,625 |
| 2014 | $9,262 -19.5% | -- |
| 2013 | $11,503 0% | $334,625 +9.5% |
| 2012 | $11,503 | $305,500 |
| 2011 | $11,503 +9.1% | $305,500 |
| 2010 | $10,543 | $305,500 |
| 2009 | $10,543 | $305,500 +41.9% |
| 2008 | -- | $215,250 |
| 2007 | -- | $215,250 |
| 2006 | -- | $215,250 |
Find assessor info on the county website
Neighborhood: 37379
Nearby homes
- $1,240,700-- bd3 ba3.7k sqft12008 Oak Cove Ln, Soddy Daisy, TN 37379Off Market
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- $648,000-- bd2 ba2.7k sqft1816 Oak Cove Dr, Soddy Daisy, TN 37379Off Market
- $2,100,0005 bd4 ba5k sqft1832 Oak Cove Dr, Soddy Daisy, TN 37379Sold
Nearby schools
GreatSchools rating
- 6/10Soddy Elementary SchoolGrades: PK-5Distance: 3.9 mi
- 5/10Soddy Daisy Middle SchoolGrades: 6-8Distance: 4.6 mi
- 7/10Soddy Daisy High SchoolGrades: 9-12Distance: 6 mi
Schools provided by the listing agent
- Elementary: Soddy Elementary
- Middle: Soddy-Daisy Middle
- High: Soddy-Daisy High
Source: Greater Chattanooga Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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Estimated market value
$2,039,200
Get a cash offer in 3 minutes
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Estimated market value
$2,039,200
- Tennessee
- Hamilton County
- Soddy Daisy
- 37379
- 12004 Oak Cove Ln
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