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  • $1,100,000

    12003 Oak Cove Ln, Soddy Daisy, TN 37379

    4beds
    3,366sqft
    : 
    $6,168/mo
    Get pre-qualified
    Single Family Residence
    Built in 1989
    0.59 Acres Lot
    $936,000 Zestimate®
    $327/sqft
    $104/mo HOA

    What's special

    Being offered to the public for the very first time, this one-owner, custom-built all-brick waterfront home is a truly rare opportunity. Perfectly positioned on year-round deep water at the front of a quiet slough, you'll enjoy peaceful surroundings while taking in breathtaking views of the main channel. Complete with a private dock and boat ramp, this is lake living at its finest. Nestled on a quiet cul-de-sac in a gated community in Soddy Daisy, you'll appreciate the privacy and security of this exclusive setting while remaining just minutes from Highway 27, downtown Chattanooga, and waterfront restaurants. Designed with both everyday living and entertaining in mind, the main level features an oversized garage large enough to accommodate your boat, making it easy to enjoy life on the water. An inviting foyer opens to a spectacular living room highlighted by soaring tongue-and-groove vaulted ceilings and an entire wall of windows that perfectly frame the lake views. The spacious dining room, living room, and eat-in kitchen flow seamlessly together, creating an ideal gathering space. The kitchen offers granite countertops, a center island, and abundant cabinetry. Step outside onto the brand-new deck stretching across the back of the home--an incredible place to sip your morning coffee, entertain guests, or simply relax while overlooking the water and the main channel. Also on the main level is a generously sized guest bedroom and a full bath. Upstairs, the entire level is dedicated to the private primary suite. This luxurious retreat features a spacious bedroom, two walk-in closets, a private balcony overlooking the lake, and an en-suite bath complete with a jetted tub and separate tile shower. The walk-out basement offers exceptional flexibility with two oversized bedrooms, a full bath, a large den with a fireplace and wet bar, ample walk-in storage, and access to a covered concrete patio that connects to the driveway. Built with quality and longevity in mind, this custom home also features an attached RV garage--an amenity that's nearly impossible to find. From the one-owner history and custom craftsmanship to the all-brick construction, year-round deep water, private dock, boat ramp, and RV garage, this is a waterfront property that rarely becomes available. If you've been searching for an exclusive lakefront home that offers privacy, exceptional amenities, and unforgettable views, this is the one. The buyer is responsible to do their due diligence to verify that all information is correct, accurate, and for obtaining any and all restrictions for the property. The number of bedrooms listed above complies with local appraisal standards only.
    6 days
    |
    1,545
    |
    109
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Paula McDaniel 423-355-0311,

    Real Estate Partners Chattanooga LLC 423-362-8333,

    Kristen J Hardy 423-503-4815,

    Real Estate Partners Chattanooga LLC

    Source: Greater Chattanooga Realtors,MLS#: 1540069

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 3
      Primary bedroom
      • Level: Second
      Bedroom
      • Level: First
      Bedroom
      • Level: Basement
      Bedroom
      • Level: Basement
      Bathroom
      • Level: First
      Bathroom
      • Level: Basement
      Den
      • Level: Basement
      Dining room
      • Level: First
      Kitchen
      • Level: First
      Living room
      • Level: First
      Heating
      • Natural Gas
      Cooling
      • Central Air
      Appliances
      • Included: Cooktop, Dishwasher, Electric Oven, Gas Water Heater, Refrigerator
      • Laundry: Laundry Room
      Features
      • Cathedral Ceiling(s), Ceiling Fan(s), Crown Molding, Entrance Foyer, Eat-in Kitchen, Granite Counters, High Ceilings, Kitchen Island, Natural Woodwork, Wet Bar, Walk-In Closet(s), En Suite, Separate Dining Room
      • Flooring: Carpet, Ceramic Tile, Hardwood, Linoleum
      • Windows: Wood Frames
      • Basement: Finished
      • Has fireplace: Yes
      • Fireplace features: Gas Log, Living Room
      Interior area
      • Total structure area: 3,366
      • Total interior livable area: 3,366 sqft
      • Finished area above ground: 2,035
      • Finished area below ground: 1,331

      Property

      Parking
      • Total spaces: 3
      • Parking features: Driveway, Garage, Garage Door Opener, RV Access/Parking, Kitchen Level
      • Attached garage spaces: 3
      Features
      • Patio & porch: Covered, Deck, Rear Porch
      • Exterior features: Boat Slip, Private Yard, Rain Gutters, RV Hookup, Smart Irrigation, Dock - Stationary
      • Has view: Yes
      • View description: Lake
      • Has water view: Yes
      • Water view: Lake
      • Waterfront features: Lake, Lake Front
      Lot
      • Size: 0.59 Acres
      • Dimensions: 185.68 x 276.94
      • Features: Cul-De-Sac, Front Yard, Gentle Sloping, Lake on Lot, Level, Sprinklers In Front, Sprinklers In Rear, Views, Waterfront
      Details
      • Parcel number: 050b A 006.05

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Brick
      • Foundation: Block
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 1989

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Public
      • Utilities for property: Electricity Connected, Natural Gas Connected, Water Connected

      Community & HOA

      Community
      • Subdivision: Oak Cove
      HOA
      • Has HOA: Yes
      • Amenities included: Gated
      • HOA fee: $1,250 annually
      Location
      • Region: Soddy Daisy

      Financial & listing details

      • Price per square foot: $327/sqft
      • Tax assessed value: $887,100
      • Annual tax amount: $3,370
      • Date on market: 8/3/2026
      • Listing terms: Cash,Conventional

        Estimated market value

        $936,000

        $833,000 - $1.05M

        $3,215/mo

        Price history

        Price history is unavailable.

        Public tax history

        YearProperty taxesTax assessment
        2025$3,370 +0.9%$221,775 +48.9%
        2024$3,341 $148,950
        2023$3,341 $148,950
        2022$3,341 +0.3%$148,950
        2021$3,332 -1.9%$148,950 +21.2%
        2020$3,397 $122,850
        2019$3,397 $122,850
        2018$3,397 -0.3%$122,850
        2017$3,406 +2.1%$122,850
        2016$3,338 --
        2015$3,338 $120,375
        2014$3,338 -27.9%--
        2013$4,632 $120,375 -2.2%
        2012$4,632 $123,025
        2011$4,632 +9.1%$123,025
        2010$4,246 $123,025
        2009$4,246 $123,025 +35.4%
        2008-- $90,875
        2007-- $90,875
        2006-- $90,875
        2005-- $90,875 +17.6%
        2004-- $77,275
        2003-- $77,275
        2002-- $77,275
        2001-- $77,275 +18%
        2000-- $65,500
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 37379

        Getting around

        0 / 100
        Car-Dependent
        25 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Soddy Elementary
        • Middle: Soddy-Daisy Middle
        • High: Soddy-Daisy High

        Source: Greater Chattanooga Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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