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For sale
    • $975,000

    1033 Clift Cave Dr, Soddy Daisy, TN 37379

    3beds
    2,861sqft
    : 
    $5,630/mo
    Get pre-qualified
    Single Family Residence
    Built in 1995
    0.5 Acres Lot
    $916,100 Zestimate®
    $341/sqft
    $-- HOA

    What's special

    Finished walk-out basementWorkout roomBeautiful lake viewsTwo additional bedroomsPrivate covered boat dock
    Waterfront Living at Its Finest on Soddy Lake Experience the beauty of year-round deep-water living in this beautifully remodeled waterfront home on picturesque Soddy Lake. Thoughtfully renovated by the current owner, this exceptional property combines timeless style, abundant natural light, and comfortable everyday living in a peaceful, private setting. The main level features a spacious primary suite, inviting living areas filled with natural light, and an updated kitchen designed for gathering with family and friends. Expansive windows create a bright, airy feel .Step onto the retraactable screened in heated upper deck ,enjoy the peaceful wooded setting with seasonal and lake views. The finished walk-out basement offers exceptional flexibility with two additional bedrooms, a family/bonus room, workout room, and a kitchenette--ideal for guests, extended family, or entertaining. The lower-level deck provides additional outdoor living space and easy access to the lake. A gentle wooded walkway leads to your private covered boat dock, where you'll enjoy year-round deep water on Soddy Lake. Mature trees create a serene, park-like setting while still allowing beautiful views of the water, offering the perfect balance of privacy and lakefront living. This property offers the lake lifestyle you've been dreaming of. Features Include: * Year-round deep water on Soddy Lake * Beautifully remodeled by the current owner * Primary suite on the main level * Bright, open floor plan with abundant natural light * Finished walk-out basement * Two additional bedrooms * Kitchenette * Family/bonus room * Dedicated workout room * Screened upper deck * Lower-level deck * Covered boat dock * Peaceful wooded setting with beautiful lake views * Private walkway to the water Come experience the perfect blend of privacy, nature, and waterfront living at Soddy Lake
    10 days
    |
    2,462
    |
    157
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Debra E Loomis 423-595-2777,

    Crye-Leike, REALTORS 423-870-5202

    Source: Greater Chattanooga Realtors,MLS#: 1539074

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Primary bedroom
      • Level: First
      Bedroom
      • Level: Basement
      Bedroom
      • Level: Basement
      Primary bathroom
      • Level: First
      Bathroom
      • Description: Full Bath
      • Level: Basement
      Other
      • Level: First
      Bonus room
      • Level: Basement
      Dining room
      • Level: First
      Great room
      • Level: First
      Kitchen
      • Level: First
      Laundry
      • Level: First
      Other
      • Description: Mother -in Law living Area
      • Level: Basement
      Cooling
      • Central Air, Multi Units
      Appliances
      • Included: Dishwasher, Microwave, Oven
      • Laundry: In Hall
      Features
      • Double Vanity, Entrance Foyer, Storage, Tub/shower Combo
      • Flooring: Carpet, Hardwood
      • Basement: Finished,Full
      • Has fireplace: Yes
      • Fireplace features: Basement, Living Room
      Interior area
      • Total structure area: 2,861
      • Total interior livable area: 2,861 sqft
      • Finished area above ground: 2,705

      Property

      Parking
      • Total spaces: 2
      • Parking features: Concrete, Garage, Garage Door Opener, Garage Faces Front
      • Attached garage spaces: 2
      Accessibility
      • Accessibility features: Accessible Central Living Area
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Covered, Front Porch, Screened, Porch - Screened
      • Exterior features: Dock, Dock - Floating, Dock - Stationary
      • Pool features: None
      • Fencing: Fenced
      • Has view: Yes
      • View description: Water
      • Has water view: Yes
      • Water view: Water
      • Waterfront features: Lake, Lake Front, Lake Privileges, River Access
      Lot
      • Size: 0.5 Acres
      • Dimensions: 75 x 290
      • Features: Lake on Lot, Sloped, Views, Waterfront
      Details
      • Additional parcels included: Lot 1036 Clift Cave Rd, if purchase together with 1033 Clift Cave Rd
      • Parcel number: 049j A 023
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Contemporary
      • Property subtype: Single Family Residence
      Materials
      • Other, Stone
      • Foundation: Block
      • Roof: Asphalt,Shingle
      Condition
      • Updated/Remodeled
      • New construction: No
      • Year built: 1995

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Public
      • Utilities for property: Natural Gas Connected, Water Connected

      Community & HOA

      Community
      • Features: Dock, Lake
      • Security: Smoke Detector(s)
      • Subdivision: Polings Albert Soddy
      HOA
      • Has HOA: No
      Location
      • Region: Soddy Daisy

      Financial & listing details

      • Price per square foot: $341/sqft
      • Tax assessed value: $657,800
      • Annual tax amount: $4,310
      • Date on market: 7/19/2026
      • Listing terms: Cash,Conventional,FHA
      • Road surface type: Asphalt

        Estimated market value

        $916,100

        $870,000 - $962,000

        $2,828/mo

        Price history

        DateEventPrice
        7/19/2026Listed for sale$975,000+195.5%$341/sqft
        Source: Greater Chattanooga Realtors #1539074 Report a problem
        12/14/2011Sold$330,000-12%$115/sqft
        Source: Public Record Report a problem
        8/23/2011Price change$375,000-3.6%$131/sqft
        Source: RE/MAX Renaissance Realtors #1159104 Report a problem
        7/3/2011Price change$389,000-2.7%$136/sqft
        Source: RE/MAX Renaissance Realtors #1159104 Report a problem
        2/21/2011Price change$399,900-11.1%$140/sqft
        Source: Re/Max Renaissance Realtors #163607 Report a problem
        10/3/2010Price change$450,000-5.2%$157/sqft
        Source: Keller Williams Realty #1152093 Report a problem
        8/28/2010Listed for sale$474,900+135.1%$166/sqft
        Source: Keller Williams Realty #1152093 Report a problem
        9/24/1997Sold$202,000$71/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$4,311 +11.4%$164,450 +51.5%
        2024$3,870 +6.1%$108,550
        2023$3,649 $108,550
        2022$3,649 +50.2%$108,550
        2021$2,429 -0.5%$108,550 +22.9%
        2020$2,442 $88,300
        2019$2,442 $88,300
        2018$2,442 -33%$88,300
        2017$3,645 +6.4%$88,300
        2016$3,427 --
        2015$3,427 $83,000
        2014$3,427 +13.5%--
        2013$3,020 $83,000 +3.5%
        2012$3,020 $80,200
        2011$3,020 +9.1%$80,200
        2010$2,768 $80,200
        2009$2,768 $80,200 +19.7%
        2008-- $67,000
        2007-- $67,000
        2006-- $67,000
        2005-- $67,000 +15.8%
        2004-- $57,850
        2003-- $57,850
        2002-- $57,850
        2001-- $57,850 +29.7%
        2000-- $44,600
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 37379

        Getting around

        4 / 100
        Car-Dependent
        2 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Soddy Elementary
        • Middle: Soddy-Daisy Middle
        • High: Soddy-Daisy High

        Source: Greater Chattanooga Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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