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For sale
  • Price cut: $5K (9/1)
    $415,000

    12011 Front Beach Rd Unit 1802b, Panama City Beach, FL 32407

    2beds
    1,076sqft
    : 
    $3,782/mo
    Get pre-qualified
    Condominium
    Built in 2005
    -- sqft lot
    $405,700 Zestimate®
    $386/sqft
    $977/mo HOA

    What's special

    Private beach accessProfessionally styledFully furnished condoOpen layoutBright coastal design
    Welcome to a sunny shore oasis at Sterling Reef 1802B. This 18th-floor Gulf front condo offers breathtaking views of turquoise waters and sugar-white sand. Brand new luxury vinyl plank flooring was installed in September 2025, complementing a bright coastal design and open layout that draws your eye to the horizon. The Gulf front primary suite opens to the balcony, which also connects to the living room, creating seamless indoor-outdoor living. With two bedrooms, and two baths, this fully furnished condo is turnkey and professionally styled. Marketed on Airbnb as Sunny Shore Oasis, it boasts outstanding reviews and secured bookings that convey to the new owner. Sterling Reef features resort-style amenities including two pools, a fitness center, outdoor grilling and picnic areas, and private beach access. Recent building updates include modernized elevators and exterior finishes. Located next to the County Pier, across from Shipwreck Island, and just minutes to Pier Park.
    352 days
    282
    18

    Zillow last checked:

    Listing updated:

    Listed by:

    Yvette Colona, GRI 850-832-6893,

    Coldwell Banker Realty

    Source: CPAR,MLS#: 779790MLS LogoOriginating MLS: Central Panhandle Association of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 2
      • Full bathrooms: 2
      Rooms
      • Room types: Bedroom, Living Room, Primary Bedroom
      Primary bedroom
      • Level: First
      • Dimensions: 17 x 11
      Bedroom
      • Level: First
      • Dimensions: 10 x 10
      Living room
      • Level: First
      • Dimensions: 14 x 10
      Features
      • Main Level Primary
      Interior area
      • Total structure area: 1,076
      • Total interior livable area: 1,076 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage
      • Garage spaces: 2
      Features
      • Pool features: Community
      • On waterfront: Yes
      • Waterfront features: Gulf
      Details
      • Parcel number: 34809610114
      • Special conditions: Listed As-Is

      Construction

      Type & style
      • Home type: Condo
      • Architectural style: High Rise
      • Property subtype: Condominium
      • Attached to another structure: Yes
      Condition
      • New construction: No
      • Year built: 2005

      Utilities & green energy

      • Sewer: Public Sewer
      • Utilities for property: Cable Connected, High Speed Internet Available

      Community & HOA

      Community
      • Features: Community Pool, Short Term Rental Allowed
      • Subdivision: Sterling Reef
      HOA
      • Has HOA: Yes
      • Amenities included: Beach Rights, Barbecue, Picnic Area
      • Services included: Association Management, Cable TV, Fitness Facility, Internet, Legal/Accounting, Maintenance Grounds, Maintenance Structure, Pest Control, Pool(s), Security, Trash, Water
      • HOA fee: $977 monthly
      Location
      • Region: Panama City Beach

      Financial & listing details

      • Price per square foot: $386/sqft
      • Tax assessed value: $199,750
      • Annual tax amount: $5,866
      • Date on market: 11/13/2025
      • Cumulative days on market: 352 days

        Estimated market value

        $405,700

        $385,000 - $426,000

        $2,320/mo

        Price history

        DateEventPrice
        9/1/2026Price change$415,000-1.2%$386/sqft
        Source: CPAR #779790 Report a problem
        6/12/2026Price change$420,000-8.7%$390/sqft
        Source: CPAR #779790 Report a problem
        2/6/2026Price change$460,000-6.9%$428/sqft
        Source: ECAOR #989373 Report a problem
        1/29/2026Price change$494,000-1.1%$459/sqft
        Source: CPAR #779790 Report a problem
        12/2/2025Price change$499,400-2.1%$464/sqft
        Source: ECAOR #989373 Report a problem
        10/1/2025Listed for sale$510,000$474/sqft
        Source: CPAR #779790 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2015$2,311 +10.5%$183,279 +10%
        2014$2,091 +26%$166,617 +10%
        2013$1,659 +10.3%$151,470 +10%
        2012$1,504 -17%$137,700 -15.3%
        2011$1,812 -11.1%$162,565 -8.9%
        2010$2,038 -20.4%$178,500 -19.1%
        2009$2,560 -13.1%$220,580 -19.8%
        2008$2,946 -14.7%$274,890 -16%
        2007$3,452 -33.8%$327,250 -30%
        2006$5,218 +1152.7%$467,500 +1458.3%
        2005$417 $30,000
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 32407

        Getting around

        32 / 100
        Car-Dependent
        35 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Hutchison Beach
        • Middle: Surfside
        • High: Arnold

        Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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