Welcome to a sunny shore oasis at Sterling Reef 1802B. This 18th-floor Gulf front condo offers breathtaking views of turquoise waters and sugar-white sand. Brand new luxury vinyl plank flooring was installed in September 2025, complementing a bright coastal design and open layout that draws your eye to the horizon. The Gulf front primary suite opens to the balcony, which also connects to the living room, creating seamless indoor-outdoor living. With two bedrooms, and two baths, this fully furnished condo is turnkey and professionally styled. Marketed on Airbnb as Sunny Shore Oasis, it boasts outstanding reviews and secured bookings that convey to the new owner. Sterling Reef features resort-style amenities including two pools, a fitness center, outdoor grilling and picnic areas, and private beach access. Recent building updates include modernized elevators and exterior finishes. Located next to the County Pier, across from Shipwreck Island, and just minutes to Pier Park.
For sale
Price cut: $5K (9/1)
$415,000
12011 Front Beach Rd Unit 1802b, Panama City Beach, FL 32407
2beds
1,076sqft
Condominium
Built in 2005
-- sqft lot
$405,700 Zestimate®
$386/sqft
$977/mo HOA
What's special
Private beach accessProfessionally styledFully furnished condoOpen layoutBright coastal design
- 352 days
- 282
- 18
Zillow last checked:
Listing updated:
Listed by:
Yvette Colona, GRI 850-832-6893,
Coldwell Banker Realty
Source: CPAR,MLS#: 779790
Originating MLS: Central Panhandle Association of REALTORS
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Rooms
- Room types: Bedroom, Living Room, Primary Bedroom
Primary bedroom
- Level: First
- Dimensions: 17 x 11
Bedroom
- Level: First
- Dimensions: 10 x 10
Living room
- Level: First
- Dimensions: 14 x 10
Features
- Main Level Primary
Interior area
- Total structure area: 1,076
- Total interior livable area: 1,076 sqft
Property
Parking
- Total spaces: 2
- Parking features: Garage
- Garage spaces: 2
Features
- Pool features: Community
- On waterfront: Yes
- Waterfront features: Gulf
Details
- Parcel number: 34809610114
- Special conditions: Listed As-Is
Construction
Type & style
- Home type: Condo
- Architectural style: High Rise
- Property subtype: Condominium
- Attached to another structure: Yes
Condition
- New construction: No
- Year built: 2005
Utilities & green energy
- Sewer: Public Sewer
- Utilities for property: Cable Connected, High Speed Internet Available
Community & HOA
Community
- Features: Community Pool, Short Term Rental Allowed
- Subdivision: Sterling Reef
HOA
- Has HOA: Yes
- Amenities included: Beach Rights, Barbecue, Picnic Area
- Services included: Association Management, Cable TV, Fitness Facility, Internet, Legal/Accounting, Maintenance Grounds, Maintenance Structure, Pest Control, Pool(s), Security, Trash, Water
- HOA fee: $977 monthly
Location
- Region: Panama City Beach
Financial & listing details
- Price per square foot: $386/sqft
- Tax assessed value: $199,750
- Annual tax amount: $5,866
- Date on market: 11/13/2025
- Cumulative days on market: 352 days
Estimated market value
$405,700
$385,000 - $426,000
$2,320/mo
Price history
| Date | Event | Price |
|---|---|---|
| 9/1/2026 | Price change | $415,000-1.2%$386/sqft |
Source: | ||
| 6/12/2026 | Price change | $420,000-8.7%$390/sqft |
Source: | ||
| 2/6/2026 | Price change | $460,000-6.9%$428/sqft |
Source: | ||
| 1/29/2026 | Price change | $494,000-1.1%$459/sqft |
Source: | ||
| 12/2/2025 | Price change | $499,400-2.1%$464/sqft |
Source: | ||
| 10/1/2025 | Listed for sale | $510,000$474/sqft |
Source: | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2015 | $2,311 +10.5% | $183,279 +10% |
| 2014 | $2,091 +26% | $166,617 +10% |
| 2013 | $1,659 +10.3% | $151,470 +10% |
| 2012 | $1,504 -17% | $137,700 -15.3% |
| 2011 | $1,812 -11.1% | $162,565 -8.9% |
| 2010 | $2,038 -20.4% | $178,500 -19.1% |
| 2009 | $2,560 -13.1% | $220,580 -19.8% |
| 2008 | $2,946 -14.7% | $274,890 -16% |
| 2007 | $3,452 -33.8% | $327,250 -30% |
| 2006 | $5,218 +1152.7% | $467,500 +1458.3% |
| 2005 | $417 | $30,000 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 32407
Nearby schools
Schools provided by the listing agent
- Elementary: Hutchison Beach
- Middle: Surfside
- High: Arnold
Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.








