For sale

$215,000

1203 Harbor Ln, La Joya, TX 78560

3beds

1,632sqft

$1,637/mo

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Single Family Residence, Residential

Built in 2005

7,771 Square Feet Lot

$207,300 Zestimate^®

$132/sqft

$25/mo HOA

What's special

Spacious backyardOversized irregular lot

Owner financing makes homeownership possible for this 3-bedroom, 2-bath retreat tucked inside a quiet, gated community on Walker Lake. Set on an oversized, irregular lot, the spacious backyard offers room to unwind, entertain, or simply soak in serene lake views right from your own patio. Whether you're searching for a place to call home or looking to add a solid rental to your portfolio, this move-in ready property checks every box.

18 days

472

28

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 2
Full bathrooms: 2

Dining room

Description: Living Area(s): 1

Living room

Description: Living Area(s): 1

Heating

Has Heating (Unspecified Type)

Cooling

Central Air, Electric

Appliances

Included: Electric Water Heater, Refrigerator, Stove/Range-Electric Smooth
Laundry: Laundry Room, Washer/Dryer Connection

Features

Granite Counters, Built-in Features, Ceiling Fan(s), High Ceilings, Walk-In Closet(s)
Flooring: Tile
Windows: Mini Blinds

Interior area

Total structure area: 1,632
Total interior livable area: 1,632 sqft

Property

Parking

Total spaces: 2
Parking features: Attached, Garage Faces Front
Attached garage spaces: 2

Features

Patio & porch: Patio, Patio Slab
Fencing: Privacy,Wood
On waterfront: Yes
Waterfront features: Waterfront
Frontage type: Waterfront

Lot

Size: 7,771 Square Feet
Features: Irregular Lot

Details

Parcel number: T300000000004800

Construction

Type & style

Home type: SingleFamily
Property subtype: Single Family Residence, Residential

Materials

Brick
Foundation: Slab
Roof: Shingle

Condition

Year built: 2005

Utilities & green energy

Sewer: Public Sewer
Water: Public

Green energy

Energy efficient items: None

Community & HOA

Community

Features: Curbs, Gated
Security: Smoke Detector(s)
Subdivision: The Coves

HOA

Has HOA: Yes
HOA fee: $300 annually
HOA name: The Coves

Location

Region: La Joya

Financial & listing details

Price per square foot: $132/sqft
Tax assessed value: $209,592
Annual tax amount: $4,914
Date on market: 7/7/2026
Road surface type: Paved

Estimated market value

$207,300

$197,000 - $218,000

$1,460/mo

Price history

Date	Event	Price
7/7/2026	Listed for sale	$215,000+66.7%$132/sqft
Source: Greater McAllen AOR #508930 Report a problem
12/3/2020	Listing removed	$1,200$1/sqft
Source: RE/MAX Hacienda #343933 Report a problem
10/22/2020	Listed for rent	$1,200+2.1%$1/sqft
Source: RE/MAX Hacienda #343933 Report a problem
3/10/2017	Listing removed	$129,000$79/sqft
Source: RE/MAX HACIENDA #199504 Report a problem
2/22/2017	Listed for sale	$129,000$79/sqft
Source: RE/MAX HACIENDA #199504 Report a problem
2/19/2017	Listing removed	$1,175$1/sqft
Source: RE/MAX HACIENDA #199562 Report a problem
1/13/2017	Listed for rent	$1,175$1/sqft
Source: RE/MAX HACIENDA #199562 Report a problem
10/30/2016	Listing removed	$129,000-0.7%$79/sqft
Source: RE/MAX HACIENDA #199504 Report a problem
12/31/2015	Listing removed	$129,900$80/sqft
Source: RE/MAX HACIENDA #191038 Report a problem
12/13/2015	Listed for sale	$129,900-13.4%$80/sqft
Source: RE/MAX HACIENDA #191038 Report a problem
6/26/2015	Listing removed	$150,000$92/sqft
Source: Daniel Margo #312924758 Report a problem
3/26/2015	Listed for sale	$150,000+11.1%$92/sqft
Source: Daniel Margo #312924758 Report a problem
12/30/2012	Listing removed	$135,000$83/sqft
Source: RE/MAX 1st Choice of McAllen #159096 Report a problem
9/18/2012	Listed for sale	$135,000$83/sqft
Source: RE/MAX 1st Choice of McAllen #159096 Report a problem
4/19/2010	Sold	--
Source: Agent Provided Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$4,914 +17.5%	$206,591 +20%
2024	$4,182 +1.4%	$172,159
2023	$4,123 -1.4%	$172,159 +9%
2022	$4,180 +22.9%	$158,013 +23.2%
2021	$3,400	$128,226 +0.5%
2020	--	$127,526 +5%
2019	$3,278 +7.2%	$121,453
2018	$3,058	$121,453 +5.3%
2017	$3,058 +9.7%	$115,392 -0.9%
2016	$2,787 +0.2%	$116,445 -0.9%
2015	$2,780	$117,497 +6.8%
2014	$2,780	$110,025 -0.9%
2013	--	$110,995 -0.9%
2012	--	$111,965 +2.6%
2011	--	$109,089 -0.8%
2010	--	$110,018 -0.8%
2009	--	$110,944 +0.9%
2008	--	$109,931 -2.2%
2007	--	$112,397 +99.3%
2006	--	$56,405 +184.7%
2005	--	$19,811
2004	--	$19,811 +165.9%
2003	--	$7,450
2002	--	$7,450 -36.1%
2001	--	$11,654
2000	--	$11,654

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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Climate risks

Neighborhood: 78560

Getting around

0 / 100

Car-Dependent

28 / 100

Somewhat Bikeable

Nearby schools

GreatSchools rating

5/10
Tabasco Elementary School
Grades: PK-5Distance: 0.8 mi
4/10
Lorenzo De Zavala Middle School
Grades: 6-8Distance: 1.4 mi
3/10
La Joya High School
Grades: 9-12Distance: 1.3 mi

Schools provided by the listing agent

Elementary: Tabasco
Middle: Zavala
High: La Joya H.S.
District: La Joya ISD

Source: Greater McAllen AOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.