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For sale
  • $1,285,000

    1227 Cross Rd, Annapolis, MD 21403

    4beds
    3,398sqft
    : 
    $8,355/mo
    Get pre-qualified
    Single Family Residence
    Built in 2023
    0.29 Acres Lot
    $-- Zestimate®
    $378/sqft
    $-- HOA

    What's special

    Stunning light-filled staircaseGrand double doorsWalk-in closetOpen foyerPrivate bath accessSoaring ceilingsRecessed lighting
    Discover elegance at 1227 Cross Road in Annapolis, Maryland, a stunning 2023-built home in the water-privileged Oyster Harbor community, elevated by upgrades made by the current owner since purchase. Enter through grand double doors into an open foyer with hickory hardwood floors, soaring ceilings, and crown molding. The great room impresses with a coffered ceiling, ceiling fan, fireplace, and large windows that flood the space with natural light. The gourmet kitchen is an entertainer’s dream, featuring a 5-foot quartz island, double oven, prep sink, breakfast nook, expansive walk-in pantry, and a butler’s pantry/wet bar upgraded by the owner for effortless hosting. The formal dining room, with its trey ceiling and designer windows, adds sophistication. A main-level office or in-law suite includes a full bath, ceiling fan, and custom California Closets added post-purchase for enhanced organization. Ascend the stunning, light-filled staircase, a true architectural centerpiece to the second floor. Here, a versatile loft/flex space is perfect for a family room, home office, or play area. Two additional bedrooms with ceiling fans and owner-installed California Closet systems offer comfort, with one boasting private bath access and a walk-in closet. The primary suite is a retreat, featuring recessed lighting, a trey ceiling, a spacious dressing/sitting area, a luxurious 6x6 shower, and a large walk-in closet with a California Closet upgrade. A laundry center, enhanced by the owner with custom cabinetry, granite countertops, and a Blanco sink, adds convenience. The oversized 2-car garage features 12-foot ceilings, an owner-applied epoxy floor, and a 240V electric vehicle hookup. A mudroom with custom storage cabinetry, added post-purchase, welcomes you from the garage. Additional owner upgrades include gutter guards, Cat6 wiring, pre-installed security system wiring, and a 1,500 sq ft conditioned crawl space for storage. Outdoors, relax on the 13x10 screened porch with recessed lighting, a thoughtful owner addition. Recent updates include kitchen backsplash subway tile, wet bar backsplash subway tile, fireplace surround and painting throughout. Enjoy Oyster Harbor’s waterfront amenities, including a boat ramp, pier, private beach, and opportunities for kayaking, fishing, and paddleboarding. With the current owner’s thoughtful upgrades since 2023, this Annapolis gem combines modern luxury with unparalleled functionality. View the full HD Video Tour and contact listing agent for a private in person tour.
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    Zillow last checked:

    Listing updated:

    Listed by:

    Patrick DeLeonibus 202-770-7401,

    TTR Sotheby's International Realty (703) 745-1212

    Source: Bright MLS,MLS#: MDAA2153954MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 3
      • Main level bathrooms: 3
      • Main level bedrooms: 4
      Basement
      • Area: 0
      Heating
      • Heat Pump, Electric
      Cooling
      • Central Air, Electric
      Appliances
      • Included: Microwave, Cooktop, Dishwasher, Disposal, Dryer, Exhaust Fan, Double Oven, Refrigerator, Stainless Steel Appliance(s), Washer, Water Heater, Electric Water Heater
      • Laundry: Upper Level
      Features
      • Attic/House Fan, Bar, Breakfast Area, Butlers Pantry, Ceiling Fan(s), Curved Staircase, Dining Area, Entry Level Bedroom, Family Room Off Kitchen, Flat, Open Floorplan, Floor Plan - Traditional, Formal/Separate Dining Room, Eat-in Kitchen, Kitchen Island, Kitchen - Table Space, Pantry, Primary Bath(s), Recessed Lighting, Soaking Tub, Upgraded Countertops, Walk-In Closet(s), Kitchen - Gourmet, 9'+ Ceilings
      • Flooring: Carpet, Engineered Wood, Tile/Brick, Luxury Vinyl
      • Has basement: No
      • Number of fireplaces: 1
      Interior area
      • Total structure area: 3,398
      • Total interior livable area: 3,398 sqft
      • Finished area above ground: 3,398
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage Faces Front, Inside Entrance, Oversized, Asphalt, Driveway, Attached
      • Attached garage spaces: 2
      • Has uncovered spaces: Yes
      Accessibility
      • Accessibility features: Accessible Doors, Accessible Hallway(s), >84" Garage Door
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Porch
      • Pool features: None
      Lot
      • Size: 0.29 Acres
      Details
      • Additional structures: Above Grade, Below Grade
      • Parcel number: 020259706523400
      • Zoning: R2
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Craftsman
      • Property subtype: Single Family Residence
      Materials
      • Frame
      • Foundation: Crawl Space
      • Roof: Architectural Shingle
      Condition
      • Excellent
      • New construction: No
      • Year built: 2023

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Well, Filter

      Community & HOA

      Community
      • Security: Fire Sprinkler System
      • Subdivision: Oyster Harbor
      HOA
      • Has HOA: No
      Location
      • Region: Annapolis

      Financial & listing details

      • Price per square foot: $378/sqft
      • Tax assessed value: $1,042,300
      • Annual tax amount: $10,566
      • Date on market: 8/12/2026
      • Listing agreement: Exclusive Right To Sell
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Inclusions: Electric Fireplace
      • Ownership: Fee Simple

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        8/12/2026Listed for sale$1,285,000-8.1%$378/sqft
        Source: Bright MLS #MDAA2153954 Report a problem
        8/10/2025Listing removed$5,250$2/sqft
        Source: Bright MLS #MDAA2122052 Report a problem
        7/29/2025Listing removed$1,399,000$412/sqft
        Source: Bright MLS #MDAA2118582 Report a problem
        7/29/2025Listed for rent$5,250$2/sqft
        Source: Bright MLS #MDAA2122052 Report a problem
        7/15/2025Price change$1,399,000-6.7%$412/sqft
        Source: Bright MLS #MDAA2118582 Report a problem
        6/18/2025Listed for sale$1,499,000+24.9%$441/sqft
        Source: Bright MLS #MDAA2118582 Report a problem
        7/28/2023Sold$1,200,000$353/sqft
        Source: Bright MLS #MDAA2047170 Report a problem
        6/27/2023Contingent$1,200,000$353/sqft
        Source: Bright MLS #MDAA2047170 Report a problem
        6/16/2023Listed for sale$1,200,000$353/sqft
        Source: Bright MLS #MDAA2047170 Report a problem
        1/27/2023Contingent$1,200,000$353/sqft
        Source: Bright MLS #MDAA2047170 Report a problem
        11/14/2022Listed for sale$1,200,000+9900%$353/sqft
        Source: Bright MLS #MDAA2047170 Report a problem
        12/30/2021Sold$12,000$4/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$14,689 +44.2%$1,042,300 +12.1%
        2024$10,186 +14%$930,200 +13.7%
        2023$8,934 +346.9%$818,100 +327.7%
        2022$1,999 $191,300
        2021$1,999 -0.1%$191,300
        2020$2,001 +5.3%$191,300
        2019$1,900 +9.1%$191,300 +11.4%
        2018$1,741 +5.5%$171,700 +6.1%
        2017$1,650 $161,900 +9.5%
        2016-- $147,833 +10.5%
        2015$541 $133,767 +11.8%
        2014$541 $119,700
        2013-- $119,700
        2012-- $119,700 -21.2%
        2011-- $151,960
        2010-- $151,960
        2009-- $151,960 -24.8%
        2008-- $201,960 +28.6%
        2007-- $157,036 +40.1%
        2006-- $112,113 +66.9%
        2005-- $67,190 +11%
        2004-- $60,522 +12.4%
        2003-- $53,856 +14.1%
        2002-- $47,190 +3.7%
        2001-- $45,522
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 21403

        Getting around

        1 / 100
        Car-Dependent
        0 / 100
        No Nearby Transit
        25 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: Anne Arundel County Public Schools

        Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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