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  • $2,200,000

    128 Useppa Is, Useppa Island, FL 33921

    4beds
    3,341sqft
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    Single Family Residence
    Built in 1984
    6,795 Square Feet Lot
    $2,062,900 Zestimate®
    $658/sqft
    $-- HOA

    What's special

    Two en-suite guest bedroomsFull kitchen
    #128 “Twin Shores Cottage” is ideally positioned on the coveted north end of Useppa Island, offering captivating water views to both the east and west from much of the residence. Designed for comfortable island living, the spacious floorplan provides both functionality and privacy, while its elevated setting showcases expansive water views throughout. There is no doubt that “Twin Shores” offers exceptional boating convenience, all within easy reach of Southwest Florida’s most sought-after island destinations. The main living level features two en-suite guest bedrooms, a full kitchen, and a spacious living area overlooking the Useppa Marina basin to the west. Sunset views extend far beyond the marina basin, with the Intracoastal Waterway and Cayo Costa State Park visible in the distance. The home’s unique twin-water views can be enjoyed throughout the living area, whether looking east toward the sunrise or west toward the sunset. Each guest bedroom also takes full advantage of its positioning, with one offering sunrise water views and the other showcasing sunsets over the water. Adjacent to the kitchen is a multi-sided screened porch that provides a tranquil setting to enjoy morning sunrises over the eastern waters. Occupying the entirety of the third floor, the Primary Suite offers a private and functional retreat many would envy. The suite features a private balcony with bird’s-eye water views to the west, a private office/den that could serve a variety of additional purposes, ample storage, and a well-appointed en-suite bathroom. You and your guests will appreciate the independently arranged ground-level apartment, complete with its own en-suite bedroom, full kitchen, living room, screened porch, and laundry room. With separate exterior access from the primary residence, the design creates the opportunity to participate in Useppa’s rental program as a one-bedroom rental unit, potentially helping offset carrying costs without sacrificing the privacy of the main home. Ownership of “Twin Shores” includes the right to dock a vessel up to 24 feet at the Useppa Marina, conveniently located less than 100 yards from the back door. Also included is a private dock slip with a 10,000-pound boat lift located within a shared dock east of the property, less than 60 yards from the front door. Both forms of dockage are visible from within the home, offering the peace of mind of being able to visually confirm your vessel’s wellbeing at any given time without stepping outside. Whether welcoming the sunrise or unwinding at sunset, “Twin Shores” captures the essence of waterfront island living from every angle. When investing in island real estate, location, elevation, views, and dockage are paramount. “Twin Shores” possesses all of these qualities with the potential to enhance them even further. Offered furnished with very few exceptions, it presents an opportunity to bring your boat and belongings to commence your newfound island lifestyle.
    31 days
    |
    264
    |
    9
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Jim Fischer 239-349-6108,

    Century 21 Sunbelt Realty

    Source: Florida Gulf Coast MLS,MLS#: 2026021355MLS LogoOriginating MLS: Florida Gulf Coast

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 4
      • Full bathrooms: 4
      Rooms
      • Room types: Bathroom, Den, Guest Quarters, Office, Other, Screened Porch
      Heating
      • Central, Electric
      Cooling
      • Central Air, Electric
      Appliances
      • Included: Double Oven, Dryer, Dishwasher, Electric Cooktop, Freezer, Disposal, Microwave, Refrigerator, Washer
      • Laundry: Inside
      Features
      • Breakfast Bar, Built-in Features, Bedroom on Main Level, Bathtub, Tray Ceiling(s), Dual Sinks, Family/Dining Room, French Door(s)/Atrium Door(s), Jetted Tub, Living/Dining Room, Pantry, Separate Shower, Upper Level Primary, Walk-In Closet(s), Window Treatments, Home Office, Split Bedrooms, Bathroom, Den, Guest Quarters, Office, Other, Screened Porch
      • Flooring: Laminate, Other, Tile, Wood
      • Doors: French Doors
      • Windows: Other, Sliding, Impact Glass, Window Coverings
      • Furnished: Yes
      Interior area
      • Total structure area: 4,913
      • Total interior livable area: 3,341 sqft
      Video & virtual tour

      Property

      Features
      • Levels: Multi/Split
      • Patio & porch: Deck, Lanai, Open, Patio, Porch, Screened
      • Exterior features: Deck, Security/High Impact Doors, Other, Patio, Storage, Shutters Electric
      • Pool features: Community
      • Has view: Yes
      • View description: Bay, Landscaped, Water
      • Has water view: Yes
      • Water view: Bay,Water
      • Waterfront features: None, Across the Road Water Frontage
      Lot
      • Size: 6,795 Square Feet
      • Dimensions: 60 x 110 x 66 x 110
      Details
      • Additional structures: Apartment
      • Parcel number: 0444210100001.0280
      • Lease amount: $0
      • Zoning description: RM-2

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Multi-Level,Split Level
      • Property subtype: Single Family Residence
      Materials
      • Vinyl Siding, Wood Frame
      • Foundation: Pillar/Post/Pier, Raised
      • Roof: Metal
      Condition
      • Resale
      • Year built: 1984

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Not Available, High Speed Internet Available, Underground Utilities

      Community & HOA

      Community
      • Features: Boat Facilities, Street Lights
      • Security: Fire Sprinkler System
      • Condo and coop fee: $0
      • Membership fee: $475 monthly
      • Subdivision: USEPPA ISLAND
      HOA
      • Has HOA: No
      • Amenities included: Beach Rights, Bocce Court, Boat Dock, Marina, Fitness Center, Other, Private Membership, Pool, Restaurant, Spa/Hot Tub, See Remarks, Tennis Court(s), Trail(s), Beach Access
      • Services included: None, Other, Recreation Facilities, Road Maintenance, Street Lights, Trash
      • HOA phone: 239-283-1061
      Location
      • Region: Useppa Island

      Financial & listing details

      • Price per square foot: $658/sqft
      • Tax assessed value: $1,289,803
      • Annual tax amount: $20,070
      • Date on market: 5/13/2026
      • Listing terms: All Financing Considered,Cash
      • Ownership: Single Family
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        Estimated market value

        $2,062,900

        $1.96M - $2.17M

        $2,541/mo

        Price history

        DateEventPrice
        5/13/2026Listed for sale$2,200,000-8.3%$658/sqft
        Source: Florida Gulf Coast MLS #2026021355 Report a problem
        11/3/2025Listing removed$2,400,000$718/sqft
        Source: Florida Gulf Coast MLS #224008944 Report a problem
        1/30/2024Listed for sale$2,400,000+22757.1%$718/sqft
        Source: Florida Gulf Coast MLS #224008944 Report a problem
        8/13/1997Sold$10,500$3/sqft
        Source: Agent Provided Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$20,071 -18.6%$1,289,803 -18.3%
        2024$24,655 +5.8%$1,578,651 +10%
        2023$23,293 +14%$1,435,137 +10%
        2022$20,441 +19.5%$1,304,670 +10%
        2021$17,109 +6.3%$1,186,064 +9.2%
        2020$16,088 +0.2%$1,086,064 -0.9%
        2019$16,049 $1,095,771 +14.1%
        2018$16,049 +10.6%$960,114 -8.5%
        2017$14,509 -10.4%$1,049,733 -2.4%
        2016$16,193 +2.5%$1,076,047 -5.5%
        2015$15,794 -1.6%$1,139,185 +47.5%
        2014$16,052 +24.8%$772,508 -0.9%
        2013$12,864 -22.9%$779,375 -24.2%
        2012$16,694 -2.1%$1,027,721 -1.6%
        2011$17,055 -14.3%$1,044,707 -12.6%
        2010$19,907 -0.8%$1,194,805 -2.1%
        2009$20,060 +0.3%$1,220,790 -8.8%
        2007$20,003 -3%$1,339,240 +2.4%
        2006$20,613 +2.3%$1,307,790 +19.7%
        2004$20,155 +22.9%$1,092,260 +29.8%
        2003$16,396 -1.8%$841,450 -0.7%
        2002$16,693 $847,730 +35.2%
        2000-- $627,240

        Find assessor info on the county website

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          HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
          Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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          Climate risks

          Neighborhood: Useppa Island

          Getting around

          0 / 100
          Car-Dependent
          49 / 100
          Somewhat Bikeable

          Nearby schools

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