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For sale
  • $749,900

    129 Cottage Ln, Port Saint Joe, FL 32456

    2beds
    1,365sqft
    : 
    $4,884/mo
    Get pre-qualified
    Single Family Residence
    Built in 2018
    0.72 Acres Lot
    $-- Zestimate®
    $549/sqft
    $142/mo HOA

    What's special

    Peaceful viewsCovered deckCovered parkingGenerous storage belowVaulted ceilingsSerene primary suite
    COASTAL CHIC STEPS TO THE BEACH! Discover a truly special coastal retreat just a short stroll from one of the Gulf Coast's most secluded and pristine shorelines. Surrounded by natural beauty, this 2020 custom-built 2-bedroom, 2-bath cottage, designed by an Interior Designer, blends relaxed coastal style with everyday comfort. From arrival, the home offers an easy, flowing layout transitioning from covered parking and generous storage below to inviting outdoor living spaces above. A covered deck provides the perfect spot to unwind while overlooking a private lagoon preserve in the backyard, offering peaceful views and a natural buffer for added privacy. Inside, vaulted ceilings enhance the open living and kitchen areas, creating a bright, welcoming space ideal for gathering and entertaining. The serene primary suite features private access to outdoor decking—perfect for morning coffee or winding down at sunset. A second bedroom and a versatile loft designed for sleeping or games make this home comfortable and functional for guests of all ages. Furnishings are thoughtfully curated with a mix of antiques, repurposed pieces, and handmade accents, creating a warm, one-of-a-kind coastal atmosphere. Located just 200 steps from Indian Pass Beach with a dedicated boardwalk, this home enjoys easy access to quiet, uncrowded, and dog-friendly sands ideal for long walks, shelling, and peaceful beach days. Outdoor adventures abound with nearby kayaking, paddleboarding, fishing, and the Indian Pass boat launch just minutes away—opening access to St. Joseph Bay and the Gulf. After a day on the water, enjoy dinner and live entertainment at the iconic Indian Pass Raw Bar, or take a short drive to Port St. Joe for marina access, waterfront dining, boutique shopping, and local music. Whether as a primary residence, beach getaway, or investment, this property delivers true coastal living. Call for your private tour and LIVE THE BEACH LIFE.
    180 days
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    240
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    11
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    Zillow last checked:

    Listing updated:

    Listed by:

    Kaye Haddock 850-227-6600,

    Beach Properties Real Estate Group

    Source: Forgotten Coast Realtor Association,MLS#: 325119MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 2
      • Full bathrooms: 2
      Primary bedroom
      • Features: Blinds
      Primary bathroom
      • Features: Soaking Tub, Tile Counters
      Heating
      • Has Heating (Unspecified Type)
      Cooling
      • Has cooling: Yes
      Appliances
      • Included: Dishwasher, Exhaust Fan, Microwave, Refrigerator w/Ice Maker
      • Laundry: Washer/Dryer Hookup
      Features
      • Flooring: Tile
      • Windows: Window Treatments
      • Has fireplace: No
      • Furnished: Yes
      Interior area
      • Total structure area: 3,661
      • Total interior livable area: 1,365 sqft

      Property

      Parking
      • Total spaces: 4
      • Parking features: Driveway, Under House With Pad
      • Has uncovered spaces: Yes
      Features
      • Patio & porch: Covered Patio
      • Exterior features: Barbecue
      • Pool features: In Ground
      • Has water view: Yes
      • Water view: Gulf,Water
      • Frontage length: 56
      Lot
      • Size: 0.72 Acres
      • Features: Aerials/Topo Available, Covenants/Restrictions, Deeded Water Access, Flood Insurance Required, Within 1/2 Mile of Water, Wooded, Landscaped
      Details
      • Parcel number: 03186305R
      • Zoning description: County,Deed Restrictions,Residential Single Family

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Florida Cottage
      • Property subtype: Single Family Residence
      Materials
      • HardiPlank Type
      • Foundation: Pilings
      • Roof: Metal
      Condition
      • Construction Complete
      • Year built: 2018
      • Major remodel year: 2018

      Utilities & green energy

      • Sewer: Aerobic Septic, Septic Tank
      • Water: Public
      • Utilities for property: Cable Connected, Electricity Connected, Internet Available, Water Connected, Underground Utilities, Private Trash

      Community & HOA

      Community
      • Features: Beach, Beach Community, Deeded Access, Deed Restrictions, Fishing, Pool
      • Security: Smoke Detector(s)
      • Subdivision: Cottages at Indian Summer
      HOA
      • Has HOA: Yes
      • Services included: Accounting, Legal, Management, Recreational Facilities
      • HOA fee: $1,700 annually
      Location
      • Region: Port Saint Joe

      Financial & listing details

      • Price per square foot: $549/sqft
      • Tax assessed value: $675,992
      • Annual tax amount: $6,234
      • Date on market: 1/24/2026
      • Listing terms: Cash,Conventional
      • Exclusions: All original artwork

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        1/24/2026Listed for sale$749,900+2172.4%$549/sqft
        Source: Forgotten Coast Realtor Association #325119 Report a problem
        7/28/2016Sold$33,000+20%$24/sqft
        Source: Public Record Report a problem
        12/7/2011Sold$27,500$20/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$6,234 +16.7%$675,992 +28.9%
        2024$5,340 +5.9%$524,381 +13.4%
        2023$5,041 +2.7%$462,278 +3.1%
        2022$4,911 +23.2%$448,216 +52.3%
        2021$3,985 -1.3%$294,337 +1.3%
        2020$4,038 +842.5%$290,608 +4.2%
        2019$428 $279,004 +830%
        2018$428 -0.3%$30,000
        2017$429 $30,000 +11.1%
        2016$429 +18.5%$27,000 +35%
        2015$362 +26.1%$20,000
        2014$287 $20,000 -86.3%
        2009-- $146,000 -30.1%
        2008-- $208,800
        2007-- $208,800 -20%
        2006-- $261,000
        2005-- $261,000 +28.9%
        2004-- $202,500
        Find assessor info on the county website

        Monthly payment

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        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 32456

        Getting around

        4 / 100
        Car-Dependent
        35 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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