Midtown Plaza Community HOA IS HUD APPROVED & ELIGIBLE FOR FHA FINANCING! Offering 1,258 square feet of thoughtfully designed living space, this spacious, move-in-ready home combines comfort, convenience, and outstanding value.
Step inside to discover an open and inviting floor plan filled with natural light, generous living and dining areas, and a well-appointed kitchen perfect for everyday living and entertaining. The primary suite features ample closet space and a private bath, while the second bedroom and full bathroom provide flexibility for guests, family, or a home office.
Enjoy fresh air and outdoor relaxation on the Brand-New Balcony, providing a wonderful extension of your living space. With its move-in-ready condition, you can settle in immediately and begin enjoying everything this vibrant community has to offer.
Ideally located near Downtown San Jose, Santana Row, Valley Fair, Diridon Station, major freeways, dining, shopping, and entertainment, Midtown Plaza offers the perfect balance of urban convenience and neighborhood charm. Mid Town Plaza HOA is HUD Approved Which is Very Rare and Desirable in the Bay Area!!!
For sale
$650,000
1310 Saddle Rack St APT 347, San Jose, CA 95126
2beds
1,258sqft
Condominium, Residential
Built in 2004
-- sqft lot
$642,500 Zestimate®
$517/sqft
$792/mo HOA
What's special
- 222 days
- 378
- 19
Zillow last checked:
Listing updated:
Listed by:
Regina Zabarte 01324418 408-431-5684,
Hello Hello Bay Area 408-431-5684
Source: MLSListings Inc,MLS#: ML82033344
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Bedroom
- Features: WalkinCloset
Bathroom
- Features: DoubleSinks, ShowerandTub
Dining room
- Features: DiningArea
Family room
- Features: NoFamilyRoom
Kitchen
- Features: Countertop_Granite
Heating
- Forced Air
Cooling
- Central Air
Appliances
- Included: Electric Oven/Range
- Laundry: Inside
Features
- Walk-In Closet(s)
- Flooring: Carpet, Hardwood, Laminate
Interior area
- Total structure area: 1,258
- Total interior livable area: 1,258 sqft
Property
Parking
- Total spaces: 4
- Parking features: Guest
- Garage spaces: 2
- Carport spaces: 2
- Covered spaces: 4
Accessibility
- Accessibility features: Elevator/Lift, Parking
Features
- Stories: 1
- Pool features: Community, Solar Heat
Lot
- Size: 1,341 Square Feet
Details
- Parcel number: 26468057
- Zoning: R1
- Special conditions: Standard
Construction
Type & style
- Home type: Condo
- Property subtype: Condominium, Residential
Materials
- Foundation: Slab
- Roof: Composition
Condition
- New construction: No
- Year built: 2004
Utilities & green energy
- Gas: PublicUtilities
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Public Utilities, Water Public
Community & HOA
HOA
- Has HOA: Yes
- Amenities included: Club House, Community Pool, Community Security Gate, Gym Exercise Facility
- HOA fee: $792 monthly
Location
- Region: San Jose
Financial & listing details
- Price per square foot: $517/sqft
- Tax assessed value: $775,000
- Date on market: 2/1/2026
- Listing agreement: ExclusiveRightToSell
- Listing terms: CashorConventionalLoan
Estimated market value
$642,500
$610,000 - $675,000
$3,581/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/10/2026 | Price change | $650,000-7%$517/sqft |
Source: | ||
| 3/3/2026 | Listed for sale | $698,888$556/sqft |
Source: | ||
| 2/12/2026 | Listing removed | $698,888$556/sqft |
Source: CRMLS #ML82033344 Report a problem | ||
| 2/2/2026 | Listed for sale | $698,888-9.8%$556/sqft |
Source: | ||
| 2/27/2020 | Sold | $775,000+2%$616/sqft |
Source: | ||
| 2/20/2020 | Pending sale | $760,000$604/sqft |
Source: Coldwell Banker Realty - Los Gatos #81780440 Report a problem | ||
| 2/10/2020 | Listed for sale | $760,000+33.8%$604/sqft |
Source: Coldwell Banker Residential Brokerage #ML81780440 Report a problem | ||
| 9/16/2015 | Listing removed | $568,000$452/sqft |
Source: Sereno Group #ML81497552 Report a problem | ||
| 9/4/2015 | Listed for sale | $568,000$452/sqft |
Source: Sereno Group #ML81497552 Report a problem | ||
| 9/4/2015 | Pending sale | $568,000$452/sqft |
Source: Sereno Group #ML81497552 Report a problem | ||
| 7/30/2015 | Listed for sale | $568,000-50.8%$452/sqft |
Source: Sereno Group #ML81497552 Report a problem | ||
| 8/6/2004 | Sold | $1,155,000$918/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2026 | -- | $775,000 -8.6% |
| 2025 | $10,754 +6.3% | $847,570 +2% |
| 2024 | $10,118 +1.8% | $830,952 +2% |
| 2023 | $9,942 +0.7% | $814,660 +2% |
| 2022 | $9,874 +1.7% | $798,688 +2% |
| 2021 | $9,706 +55.8% | $783,028 +59.7% |
| 2020 | $6,229 | $490,311 +2% |
| 2019 | $6,229 +2.8% | $480,698 +2% |
| 2018 | $6,059 | $471,273 +2% |
| 2017 | $6,059 +0.8% | $462,033 +2% |
| 2016 | $6,013 +3.1% | $452,974 +1.5% |
| 2015 | $5,830 +19.6% | $446,171 +21.2% |
| 2014 | $4,875 | $368,000 +5.7% |
| 2013 | -- | $348,000 +20.4% |
| 2012 | -- | $289,000 -6.8% |
| 2011 | -- | $310,000 -17.3% |
| 2010 | -- | $375,000 -9.9% |
| 2009 | -- | $416,409 +2% |
| 2008 | -- | $408,245 +2% |
| 2007 | -- | $400,241 +2% |
| 2006 | -- | $392,394 +2% |
| 2005 | -- | $384,700 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: Downtown
Nearby schools
Schools provided by the listing agent
- Elementary: GardnerElementary
- Middle: HerbertHooverMiddle_1
- High: AbrahamLincolnHigh_1
- District: SanJoseUnified
Source: MLSListings Inc. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.




