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Contingent
    • $455,000

    1360 Thomas Ave, Chattanooga, TN 37409

    3beds
    1,596sqft
    : 
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    Single Family Residence
    Built in 2026
    3,920 Square Feet Lot
    $451,200 Zestimate®
    $285/sqft
    $25/mo HOA

    What's special

    Attached garageBright open-concept layoutHardwood floors throughout
    A different approach to living in St. Elmo. Designed for buyers who value low-maintenance living and easy access to both outdoor recreation and downtown Chattanooga, this new construction home offers a lifestyle that is difficult to find in the area. Spend your free time enjoying the Tennessee Riverwalk, exploring nearby trail systems, or riding your bike to the new Lookouts stadium instead of maintaining a larger, more demanding property. Located just minutes from Guild-Hardy Trail, Glen Falls, and downtown Chattanooga, this home offers the convenience of newer construction in one of the city's most connected outdoor-oriented locations. Inside, the home features a bright, open-concept layout with hardwood floors throughout, a gas fireplace anchoring the main living space, and a functional floor plan designed for comfortable day-to-day living. An attached garage and encapsulated crawlspace contribute to the home's energy efficiency and low-maintenance appeal. The community offers shared amenities including a dog park, fire pit, sidewalks, and gathering spaces, creating an easy-living environment without the upkeep typically associated with larger properties. Built by HG&H Construction, a local builder known for quality craftsmanship and thoughtful, functional design, this home reflects a focus on livability, efficiency, and attention to detail. For buyers looking for a newer, low-maintenance option in St. Elmo with direct access to trails, dining, and downtown Chattanooga, this is a compelling opportunity.
    146 days
    |
    134
    |
    9
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Frank Trimble 423-240-2572,

    Keller Williams Realty 423-664-1900

    Source: Greater Chattanooga Realtors,MLS#: 1528909

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Primary bedroom
      • Level: Second
      Bedroom
      • Level: Second
      Bedroom
      • Level: Second
      Bathroom
      • Level: Second
      Bathroom
      • Level: Second
      Other
      • Level: First
      Dining room
      • Level: First
      Kitchen
      • Level: First
      Laundry
      • Level: Second
      Living room
      • Level: First
      Heating
      • Central
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Gas Range, Microwave
      • Laundry: Laundry Closet, Inside, Upper Level
      Features
      • Ceiling Fan(s), Double Vanity, Pantry, Walk-In Closet(s)
      • Flooring: Hardwood, Tile
      • Has basement: No
      • Number of fireplaces: 1
      Interior area
      • Total structure area: 1,596
      • Total interior livable area: 1,596 sqft
      • Finished area above ground: 1,596

      Property

      Parking
      • Total spaces: 1
      • Parking features: Concrete, Driveway, Garage, Off Street, Garage Faces Front
      • Attached garage spaces: 1
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Covered, Front Porch, Porch
      • Exterior features: Private Entrance
      • Has view: Yes
      • View description: Mountain(s)
      Lot
      • Size: 3,920 Square Feet
      Details
      • Parcel number: 167o L 011.03

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • HardiPlank Type
      • Foundation: Slab
      • Roof: Shingle
      Condition
      • New construction: Yes
      • Year built: 2026
      Details
      • Builder name: HGH Construction

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Available, Electricity Connected, Sewer Connected, Water Connected

      Community & HOA

      Community
      • Features: Other
      • Subdivision: St Elmo South
      HOA
      • Has HOA: Yes
      • Amenities included: Dog Park
      • Services included: Other
      • HOA fee: $25 monthly
      Location
      • Region: Chattanooga

      Financial & listing details

      • Price per square foot: $285/sqft
      • Tax assessed value: $80,000
      • Annual tax amount: $841
      • Date on market: 3/6/2026
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Road surface type: Concrete, Paved

        Estimated market value

        $451,200

        $429,000 - $474,000

        $2,844/mo

        Price history

        DateEventPrice
        7/3/2026Contingent$455,000$285/sqft
        Source: Greater Chattanooga Realtors #1528909 Report a problem
        3/6/2026Listed for sale$455,000$285/sqft
        Source: Greater Chattanooga Realtors #1528909 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$303 -27.7%$20,000 +6.7%
        2024$419 $18,750
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: Saint Elmo

        Getting around

        22 / 100
        Minimal Transit

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Calvin Donaldson Elementary
        • Middle: East Lake Academy of Fine Arts
        • High: Howard School of Academics & Tech

        Source: Greater Chattanooga Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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