This beautifully designed bungalow makes a statement from the moment you walk in. The open-concept great room features soaring vaulted ceilings, a gas fireplace, and seamless flow into the dining area and kitchen -- perfect for everyday living and entertaining.
The main-level primary suite offers convenience and privacy, with the laundry room just steps away. A dedicated home office with pocket doors provides an ideal work-from-home space.
Upstairs, an additional suite captures views toward Lookout Mountain. The third bedroom shares a full Jack-and-Jill bath and is complemented by a versatile loft -- perfect for a bonus room or second living area.
Located in a welcoming community with shared amenities, residents enjoy access to a community fire pit and dog park - ideal for gathering with neighbors or enjoying time outdoors with pets. This location offers unbeatable proximity to Chattanooga landmarks and is conveniently located just 7 minutes to Chattanooga Christian School. You are just 2.3 miles from the Tennessee Riverwalk, 3.3 miles from Interstate-24, and 12 minutes from downtown Chattanooga. Enjoy immediate access to outdoor recreation at Glen Falls and Guild-Hardy Trailheads and shuttle or bike to St. Elmo's popular dining spots, including 1886 Grill, Little Coyote, and Mr. T's Pizza. If you're looking for new construction in St. Elmo with modern finishes, community amenities, and direct access to the best of Chattanooga, 1317 Thomas Avenue checks every box.
New construction
$499,000
1317 Thomas Ave, Chattanooga, TN 37409
3beds
2,004sqft
Single Family Residence
Built in 2024
3,920 Square Feet Lot
$494,300 Zestimate®
$249/sqft
$25/mo HOA
What's special
Gas fireplaceCommunity fire pitMain-level primary suiteDog parkFull jack-and-jill bathSoaring vaulted ceilingsOpen-concept great room
- 138 days
- 156
- 16
Zillow last checked:
Listing updated:
Listed by:
Frank Trimble 423-240-2572,
Keller Williams Realty 423-664-1900
Source: Greater Chattanooga Realtors,MLS#: 1532636
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Primary bedroom
- Level: First
Bedroom
- Level: Second
Bedroom
- Level: Second
Bathroom
- Description: Full Bathroom
- Level: First
Bathroom
- Description: Bathroom Half
- Level: First
Bathroom
- Description: Full Bathroom
- Level: Second
Laundry
- Level: First
Living room
- Level: First
Office
- Level: First
Heating
- Central, Natural Gas
Cooling
- Central Air, Multi Units
Appliances
- Included: Dishwasher, Free-Standing Gas Range, Microwave
- Laundry: Laundry Room
Features
- Cathedral Ceiling(s), Double Vanity, Granite Counters, High Ceilings, Open Floorplan, Primary Downstairs, Walk-In Closet(s), Separate Shower, Tub/shower Combo, Connected Shared Bathroom
- Flooring: Hardwood
- Has basement: No
- Number of fireplaces: 1
- Fireplace features: Living Room
Interior area
- Total structure area: 2,004
- Total interior livable area: 2,004 sqft
- Finished area above ground: 2,004
Property
Parking
- Parking features: Off Street
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered, Deck, Patio
- Exterior features: None
- Has view: Yes
- View description: Mountain(s), Other
Lot
- Size: 3,920 Square Feet
- Dimensions: 40 x 100
- Features: Level, Split Possible
Details
- Parcel number: 167o L 010.08
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Fiber Cement
- Foundation: Block
- Roof: Shingle
Condition
- New construction: Yes
- Year built: 2024
Details
- Builder name: HGH Construction
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Electricity Available, Sewer Connected
Community & HOA
Community
- Features: Sidewalks
- Subdivision: St Elmo South
HOA
- Has HOA: Yes
- HOA fee: $25 monthly
Location
- Region: Chattanooga
Financial & listing details
- Price per square foot: $249/sqft
- Tax assessed value: $469,400
- Annual tax amount: $2,309
- Date on market: 4/15/2026
- Listing terms: Cash,Conventional,FHA,VA Loan
Estimated market value
$494,300
$470,000 - $519,000
$2,698/mo
Price history
| Date | Event | Price |
|---|---|---|
| 8/21/2026 | Listed for rent | $3,200-8.6%$2/sqft |
Source: Zillow Rentals Report a problem | ||
| 4/21/2026 | Listing removed | $3,500$2/sqft |
Source: Zillow Rentals Report a problem | ||
| 4/15/2026 | Listed for sale | $499,000$249/sqft |
Source: Greater Chattanooga Realtors #1532636 Report a problem | ||
| 3/10/2026 | Listed for rent | $3,500$2/sqft |
Source: Zillow Rentals Report a problem | ||
| 3/7/2026 | Listing removed | $499,000$249/sqft |
Source:  East Tennessee Realtors #1327453 Report a problem | ||
| 1/23/2026 | Listed for sale | $499,000$249/sqft |
Source: East Tennessee Realtors #1327453 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $1,779 +54.4% | $117,350 +128% |
| 2024 | $1,152 | $51,475 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: Saint Elmo
Nearby schools
Schools provided by the listing agent
- Elementary: Calvin Donaldson Elementary
- Middle: East Lake Academy of Fine Arts
- High: Howard School of Academics & Tech
Source: Greater Chattanooga Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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