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For sale
$3,500,000

13643 Front Beach Rd, Panama City Beach, FL 32413

6beds
3,990sqft
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Single Family Residence
Built in 2023
0.9 Acres Lot
$3,218,900 Zestimate®
$877/sqft
$-- HOA

What's special

Balcony accessPrivate elevatorSpacious recreation roomQuartz countertopsGulf-facing primary suiteFull laundry areaGulf-front retreat
**PRIVATE ELEVATOR** This Gulf-front retreat in Margaritaville Beach Cottage Resort blends laid-back luxury with modern comfort, offering the ultimate escape in Panama City Beach. Built in 2023 and sold fully furnished, this Oasis floor plan spans 3,990 square feet across three levels - all with unobstructed views of the emerald Gulf waters. Professionally designed with decor that captures the breezy, carefree vibe of the Margaritaville lifestyle, the home features luxury vinyl plank flooring throughout and a thoughtful layout tailored for both relaxed getaways and high-performing rentals. From morning coffee to sunset cocktails, enjoy panoramic Gulf views from your private balconies on every level. The first floor features a spacious recreation room with a foosball table, wet bar, full-sized refrigerator, and ice maker - perfect for entertaining after a day in the sun. Step outside to your private 8x17 beachfront pool and take the private dune walkover straight to the sand. With 6 bedrooms, a bunk area, and 6.5 bathrooms, this home comfortably accommodates large families and rental guests alike. The private elevator makes each level easily accessible. On the second floor, an open-concept great room takes full advantage of the water views, with a living area, dining space, and a chef's kitchen featuring Frigidaire Professional appliances, a 36'' gas range, quartz countertops, and maple cabinetry. Two guest suites with private baths, a powder room, and a full laundry area round out this level. Upstairs, the Gulf-facing primary suite offers a true retreat with expansive views down the coast, a walk-in closet, balcony access, and a spa-inspired ensuite with double vanities and a walk-in shower. Two more guest bedrooms with private baths and a cozy bunk nook complete the third floor. Additional features include a two-car covered carport plus parking for three more vehicles - rare for Gulf-front homes. As part of the Margaritaville Beach Cottage Resort, you and your guests have access to top-tier amenities: a resort-style pool with a 425-foot lazy river and H2O Adventure waterslides, pickleball court, indoor arcade, game lawn, hammock grove, and poolside movie nights. On-site dining options include The Salty Rim Bar & Grill, Fins Restaurant & Bar, and Joe Merchant's Coffee & Provisions - perfect for everything from poolside snacks to sunset dinners. Whether you're looking for a luxurious vacation home or a high-performing rental property, this is a rare opportunity to own in one of the most exciting beachfront resorts on the Emerald Coast. Call today to schedule your private tour and explore rental income potential, projections, and how to make this island-inspired dream a reality.
430 days
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1,025
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69
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Zillow last checked:

Listing updated:

Listed by:

Craig Duran 850-290-0417,

Berkshire Hathaway HomeServices Beach Properties of Florida

Source: CPAR,MLS#: 772029MLS LogoOriginating MLS: Central Panhandle Association of REALTORS

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    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 6
    • Bathrooms: 7
    • Full bathrooms: 6
    • 1/2 bathrooms: 1
    Rooms
    • Room types: Bedroom, Dining Room, Great Room, Kitchen, Primary Bedroom, Recreation
    Primary bedroom
    • Level: Third
    • Dimensions: 14 x 15
    Bedroom
    • Level: First
    • Dimensions: 11.25 x 12.5
    Bedroom
    • Level: Second
    • Dimensions: 12 x 12
    Bedroom
    • Level: Second
    • Dimensions: 12 x 12
    Bedroom
    • Level: Third
    • Dimensions: 14 x 15
    Bedroom
    • Level: Third
    • Dimensions: 12 x 12
    Dining room
    • Level: Second
    • Dimensions: 11 x 12
    Great room
    • Level: Second
    • Dimensions: 26 x 15
    Kitchen
    • Level: Second
    • Dimensions: 11 x 13
    Recreation
    • Level: First
    • Dimensions: 25 x 15
    Heating
    • Electric
    Cooling
    • Central Air, Ceiling Fan(s), ENERGY STAR Qualified Equipment
    Appliances
    • Included: Bar Fridge, Electric Oven, Electric Range, Tankless Water Heater
    Features
    • Balcony, Double Vanity
    • Windows: Double Pane Windows, Storm Window(s)
    Interior area
    • Total structure area: 3,990
    • Total interior livable area: 3,990 sqft
    Video & virtual tour

    Property

    Features
    • Patio & porch: Balcony, Deck, Covered, Porch
    • Exterior features: Barbecue, Covered Patio, Deck, Outdoor Shower
    • Has private pool: Yes
    • Pool features: Gas Heat, In Ground, Community, Private
    • Has view: Yes
    • View description: Gulf, Water
    • Has water view: Yes
    • Water view: Gulf,Water
    • Waterfront features: Gulf
    Lot
    • Size: 0.9 Acres
    • Dimensions: 40 x 206
    • Features: Sprinkler System
    Details
    • Parcel number: 34764100100

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Coastal
    • Property subtype: Single Family Residence
    Materials
    • HardiPlank Type
    • Foundation: Pillar/Post/Pier
    • Roof: Metal
    Condition
    • New construction: No
    • Year built: 2023

    Utilities & green energy

    • Sewer: Public Sewer
    • Utilities for property: Electricity Available

    Community & HOA

    Community
    • Features: Pool, Barbecue, Short Term Rental Allowed
    • Security: Fire Sprinkler System
    • Subdivision: Margaritaville Cottages
    HOA
    • Has HOA: Yes
    Location
    • Region: Panama City Beach

    Financial & listing details

    • Price per square foot: $877/sqft
    • Tax assessed value: $2,859,067
    • Annual tax amount: $31,489
    • Date on market: 11/17/2025
    • Cumulative days on market: 745 days
    • Electric utility on property: Yes
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      Estimated market value

      $3,218,900

      $3.06M - $3.38M

      $7,842/mo

      Price history

      DateEventPrice
      10/2/2025Price change$3,500,000-12.5%$877/sqft
      Source: CPAR #772029 Report a problem
      4/16/2025Listed for sale$3,999,000-11.1%$1,002/sqft
      Source: CPAR #772029 Report a problem
      4/1/2025Listing removed$4,500,000$1,128/sqft
      Source: ECAOR #947120 Report a problem
      6/7/2024Listed for sale$4,500,000$1,128/sqft
      Source: CPAR #756423 Report a problem
      6/5/2024Pending sale$4,500,000$1,128/sqft
      Source: CPAR #756423 Report a problem
      4/11/2024Listed for sale$4,500,000+28.6%$1,128/sqft
      Source: ECAOR #947120 Report a problem
      7/12/2023Sold$3,500,000$877/sqft
      Source: ECAOR #928587 Report a problem
      4/28/2022Pending sale$3,500,000$877/sqft
      Source: CPAR #725543 Report a problem
      4/23/2022Listed for sale$3,500,000$877/sqft
      Source: CPAR #725543 Report a problem

      Public tax history

      YearProperty taxesTax assessment
      2024$31,489 +199.3%$2,859,067 +315.4%
      2023$10,522 +60.1%$688,288 +10%
      2022$6,571 $625,716

      Find assessor info on the county website

      Monthly payment

      Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 32413

        Getting around

        40 / 100
        Car-Dependent
        56 / 100
        Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Hutchison Beach
        • Middle: Surfside
        • High: Arnold

        Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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