For sale

Price cut: $5K (6/30)

$210,000

1405 11th Ave W, Spencer, IA 51301

4beds

1,848sqft

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Duplex

Built in 1982

-- sqft lot

$-- Zestimate^®

$114/sqft

$-- HOA

What's special

Comfortable living spaces

Welcome home to this spacious 2 bedroom, 2 bathroom condominium conveniently located near the Spencer YMCA and the world-famous Clay County Fairgrounds! This well-maintained home offers an open-concept kitchen and dining area perfect for entertaining, along with main floor laundry for added convenience. 2 bedrooms are located on the main level, while the basement features a family room and 2 additional nonconforming bedrooms ideal for guests, office space, hobbies, or extra storage. Enjoy the attached 2 car garage, comfortable living spaces, and a great location close to shopping, recreation, and community events. Easy living with plenty of room to spread out!

42 days

432

12

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 4
Bathrooms: 2
Full bathrooms: 1
3/4 bathrooms: 1

Bedroom 1

Level: Main

Bedroom 2

Level: Main

Bedroom 3

Description: Non-Conforming
Level: Lower

Bedroom 4

Description: Non-Conforming
Level: Lower

Bathroom 1

Level: Main

Bathroom 2

Level: Lower

Dining room

Level: Main

Family room

Level: Lower

Kitchen

Level: Main

Laundry

Level: Main

Living room

Level: Main

Heating

Forced Air

Cooling

Central Air

Appliances

Included: Dryer, Range/Stove, Refrigerator, Washer, Gas Water Heater

Features

Basement: Full
Common walls with other units/homes: 1 Common Wall

Interior area

Total structure area: 2,096
Total interior livable area: 1,848 sqft
Finished area above ground: 1,048
Finished area below ground: 800

Property

Parking

Total spaces: 2
Parking features: Attached
Attached garage spaces: 2

Features

Levels: One
Stories: 1

Lot

Size: 4,356 Square Feet
Dimensions: 50 x 90

Details

Parcel number: 963712130027

Construction

Type & style

Home type: MultiFamily
Architectural style: Ranch
Property subtype: Duplex
Attached to another structure: Yes

Materials

Vinyl Siding, Concrete
Roof: Asphalt

Condition

Year built: 1982

Utilities & green energy

Sewer: Public Sewer
Water: Public
Utilities for property: Natural Gas Connected

Community & HOA

Community

Subdivision: IA

Location

Region: Spencer

Financial & listing details

Price per square foot: $114/sqft
Tax assessed value: $198,680
Annual tax amount: $2,792
Date on market: 6/9/2026
Listing terms: Cash,Conventional,FHA,Rural Development

Estimated market value

Not available

Estimated sales range

Not available

Price history

Date	Event	Price
6/30/2026	Price change	$210,000-2.3%$114/sqft
Source: Iowa Great Lakes BOR #260592 Report a problem
6/9/2026	Listed for sale	$215,000+56.9%$116/sqft
Source: Iowa Great Lakes BOR #260592 Report a problem
6/7/2010	Sold	$137,000$74/sqft
Source: Public Record Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$2,792 +3.6%	$198,680 +7.6%
2024	$2,694 +0.5%	$184,630
2023	$2,680 +5.3%	$184,630 +14.7%
2022	$2,544 -1.1%	$161,020 +6.4%
2021	$2,572	$151,370 +4.3%
2020	$2,572 +10.5%	$145,180
2019	$2,328 +1.7%	$145,180 +7.2%
2018	$2,290	$135,430 +4.6%
2017	$2,290 +1.1%	$129,470
2016	$2,264 +7.5%	$129,470 +7%
2015	$2,106	$120,970
2014	$2,106 +7.7%	$120,970
2013	$1,956 +3.5%	--
2012	$1,890 -2.5%	--
2011	$1,938 +13.9%	--
2010	$1,702 +20.9%	--
2009	$1,408 +19.9%	--
2007	$1,174 +5%	--
2005	$1,118	--

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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Climate risks

Neighborhood: 51301

Getting around

22 / 100

Car-Dependent

38 / 100

Somewhat Bikeable

Nearby schools

GreatSchools rating

NA
Johnson Elementary School
Grades: PK-KDistance: 0.5 mi
7/10
Spencer Middle School
Grades: 6-8Distance: 1.6 mi
7/10
Spencer High School
Grades: 9-12Distance: 1.8 mi

Schools provided by the listing agent

District: Spencer

Source: Iowa Great Lakes BOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.