For sale

$234,900

1315 1st Ave W, Spencer, IA 51301

3beds

1,622sqft

$1,700/mo

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Single Family Residence

Built in 1948

9,583 Square Feet Lot

$-- Zestimate^®

$145/sqft

$-- HOA

What's special

Finished lower levelLaundry areaWarm inviting atmosphereLarge fully fenced backyardAmple storage spaceCozy family room

Welcome home to this charming 1½-story Cape Cod offering 3 bedrooms and 2 bathrooms with plenty of space to enjoy inside and out! The open-concept living and dining area creates a warm, inviting atmosphere that’s perfect for everyday living or entertaining. The main floor features a spacious bedroom and a convenient ¾ bathroom. Upstairs, you’ll find two additional Large bedrooms and an updated full bathroom. The finished lower level offers a cozy family room, laundry area, and ample storage space. Step outside to enjoy the large, fully fenced backyard, ideal for kids, pets, gardening, or relaxing evenings. The 2 car attached garage is perfect for al your toys. This home is full of character and ready for its next owner!

5 days

377

15

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 2
Full bathrooms: 1
3/4 bathrooms: 1

Bedroom 1

Level: Main

Bedroom 2

Level: Upper

Bedroom 3

Level: Upper

Bathroom 1

Level: Main

Bathroom 2

Level: Upper

Dining room

Level: Main

Family room

Level: Lower

Kitchen

Level: Main

Laundry

Level: Lower

Living room

Level: Main

Heating

Boiler

Cooling

Central Air

Appliances

Included: Dishwasher, Disposal, Dryer, Range/Stove, Refrigerator, Washer, Electric Water Heater

Features

Flooring: Hardwood
Basement: Finished-Partial,Block,Full

Interior area

Total structure area: 2,290
Total interior livable area: 1,622 sqft
Finished area above ground: 1,442
Finished area below ground: 180

Property

Parking

Total spaces: 2
Parking features: Attached, Garage Door Opener
Attached garage spaces: 2

Features

Levels: One and One Half
Stories: 1.5
Patio & porch: Deck

Lot

Size: 9,583 Square Feet
Dimensions: 65Z150

Details

Parcel number: 963607152014

Construction

Type & style

Home type: SingleFamily
Property subtype: Single Family Residence

Materials

Vinyl Siding, Concrete
Roof: Asphalt

Condition

Updated/Remodeled
New construction: No
Year built: 1948

Utilities & green energy

Electric: Circuit Breakers
Sewer: Public Sewer
Water: Public
Utilities for property: Electricity Connected

Community & HOA

Community

Subdivision: IA

Location

Region: Spencer

Financial & listing details

Price per square foot: $145/sqft
Tax assessed value: $215,070
Annual tax amount: $2,880
Date on market: 7/28/2026
Listing terms: Cash,Conventional,FHA
Electric utility on property: Yes

Estimated market value

Not available

Estimated sales range

Not available

Price history

Date	Event	Price
7/28/2026	Listed for sale	$234,900+41.5%$145/sqft
Source: Iowa Great Lakes BOR #260880 Report a problem
5/18/2020	Sold	$166,000-1.8%$102/sqft
Source: EXIT Realty solds #6378804887495890124 Report a problem
5/1/2020	Pending sale	$169,000$104/sqft
Source: EXIT Realty Midwest- Spencer #20-550 Report a problem
5/1/2020	Listed for sale	$169,000+40.8%$104/sqft
Source: EXIT Realty Midwest- Spencer #20-550 Report a problem
10/18/2013	Sold	$120,000+0.1%$74/sqft
Source: Public Record Report a problem
8/20/2013	Listed for sale	$119,900$74/sqft
Source: Hometown Realty #11943 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$2,880 +3.8%	$215,070 +8.3%
2024	$2,774 +1.9%	$198,540
2023	$2,722 +5.3%	$198,540 +19%
2022	$2,586 +6.3%	$166,790 +6.2%
2021	$2,432	$157,110 +11.4%
2020	$2,432 +38.2%	$141,010
2019	$1,760 +1.7%	$141,010 +35%
2018	$1,730	$104,490 +6.2%
2017	$1,730 +2.9%	$98,380
2016	$1,682 -5.1%	$98,380 -4.6%
2015	$1,772	$103,150
2014	$1,772 -1.6%	$103,150
2013	$1,800 +3.2%	--
2012	$1,744	--

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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Climate risks

Neighborhood: 51301

Getting around

60 / 100

Somewhat Walkable

51 / 100

Bikeable

Nearby schools

GreatSchools rating

NA
Fairview Park Elementary School
Grades: 1-2Distance: 0.5 mi
7/10
Spencer Middle School
Grades: 6-8Distance: 0.9 mi
7/10
Spencer High School
Grades: 9-12Distance: 1.2 mi

Schools provided by the listing agent

District: Spencer

Source: Iowa Great Lakes BOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.