For sale

Price cut: $9.9K (6/6)

$235,000

609 4th Ave W, Spencer, IA 51301

4beds

1,912sqft

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Single Family Residence

Built in 1900

10,454 Square Feet Lot

$-- Zestimate^®

$123/sqft

$-- HOA

What's special

Three-stall insulated garageMain floor laundryFully fenced backyardFunctional layout

The search stops here! This updated 4 bedroom, 2.5 bath home delivers a functional layout, perfect for every day life and entertaining. Natural light pours through the home, making every room feel bright, open and inviting. Fresh new flooring and paint give it a clean, updated feel, making it truly move-in ready. Upstairs, you'll find all 4 bedrooms conveniently located on the same level, including a spacious primary suite with its own private bathroom. Main floor laundry for added convenience. Outside, you'll find a fully fenced backyard, ready for summer nights, pets and play! The three-stall insulated garage is perfect for midwest winters, and has all the extra space you need. Bright, functional and move-in ready. This is a home you'll want to see in person!

148 days

180

7

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Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 4
Bathrooms: 3
Full bathrooms: 2
1/2 bathrooms: 1

Bedroom 1

Level: Upper

Bedroom 2

Level: Upper

Bedroom 3

Level: Upper

Bedroom 4

Level: Upper

Bathroom 1

Level: Main

Bathroom 2

Level: Upper

Dining room

Level: Main

Kitchen

Level: Main

Laundry

Level: Main

Living room

Level: Main

Heating

Forced Air

Appliances

Included: Dishwasher, Dryer, Microwave, Range/Stove, Refrigerator, Washer, Electric Water Heater

Features

Basement: Partial

Interior area

Total structure area: 1,912
Total interior livable area: 1,912 sqft
Finished area above ground: 1,912
Finished area below ground: 0

Property

Parking

Total spaces: 3
Parking features: Attached
Attached garage spaces: 3

Features

Levels: Two
Stories: 2

Lot

Size: 10,454 Square Feet
Dimensions: 113 x 92

Details

Parcel number: 963712480019

Construction

Type & style

Home type: SingleFamily
Property subtype: Single Family Residence

Materials

Vinyl Siding, Stick Built

Condition

Year built: 1900

Utilities & green energy

Sewer: Public Sewer
Water: Public
Utilities for property: Natural Gas Connected

Community & HOA

Community

Subdivision: IA

Location

Region: Spencer

Financial & listing details

Price per square foot: $123/sqft
Tax assessed value: $191,150
Annual tax amount: $2,590
Date on market: 2/22/2026

Estimated market value

Not available

Estimated sales range

Not available

Price history

Date	Event	Price
6/6/2026	Price change	$235,000-4%$123/sqft
Source: Iowa Great Lakes BOR #260046 Report a problem
4/29/2026	Price change	$244,900-2%$128/sqft
Source: Iowa Great Lakes BOR #260046 Report a problem
2/22/2026	Price change	$249,900+4.1%$131/sqft
Source: Iowa Great Lakes BOR #260046 Report a problem
12/16/2025	Listed for sale	$240,000+96.7%$126/sqft
Source: Owner Report a problem
10/26/2018	Sold	$122,000-5.4%$64/sqft
Source: EXIT Realty solds #6224332504559724857 Report a problem
8/8/2018	Price change	$129,000-7.9%$67/sqft
Source: EXIT REALTY MIDWEST #18-1093 Report a problem
7/13/2018	Listed for sale	$140,000+25.6%$73/sqft
Source: EXIT REALTY MIDWEST #18-1093 Report a problem
12/29/2017	Sold	$111,500$58/sqft
Source: EXIT Realty solds #5510785630465603976 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$2,590 +3.7%	$191,150 +11.2%
2024	$2,498 +10.1%	$171,950
2023	$2,268 +4.4%	$171,950 +24.9%
2022	$2,172 -10%	$137,620 +5.4%
2021	$2,412	$130,550 -4.5%
2020	$2,412 -36.6%	$136,660
2019	$3,807 -14.5%	$136,660 -19.5%
2018	$4,454 +45.2%	$169,780 +21%
2017	$3,068 +16.6%	$140,320
2016	$2,632 -2.4%	$140,320 -2.5%
2015	$2,698	$143,910
2014	$2,698 +7%	$143,910
2013	$2,522 +5.1%	--
2012	$2,400 +9.8%	--
2011	$2,186 +235.3%	--
2010	$652 -54.3%	--
2009	$1,428	--

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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Climate risks

Neighborhood: 51301

Getting around

69 / 100

Somewhat Walkable

57 / 100

Bikeable

Nearby schools

GreatSchools rating

NA
Johnson Elementary School
Grades: PK-KDistance: 0.4 mi
7/10
Spencer Middle School
Grades: 6-8Distance: 1.2 mi
7/10
Spencer High School
Grades: 9-12Distance: 1.1 mi

Schools provided by the listing agent

District: Spencer

Source: Iowa Great Lakes BOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.