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  • Price cut: $500 (6/30)
    $695,400

    144 SW 38th Ter, Cape Coral, FL 33914

    4beds
    2,468sqft
    : 
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    Single Family Residence
    Built in 1989
    10,018 Square Feet Lot
    $-- Zestimate®
    $282/sqft
    $-- HOA

    What's special

    Large islandBeautifully updated bathroomsOpen chef-inspired kitchenStainless finishesTile flooring throughoutHard surface countertops
    Step inside this impressive 4-bedroom, 3-bath home and discover a spacious open layout designed for everyday living and entertaining. At the heart of the residence, the open chef-inspired kitchen boasts hard surface countertops, a large island, and stainless finishes, seamlessly flowing into the family room for a warm, inviting atmosphere. Tile flooring throughout and beautifully updated bathrooms add to the home’s refined comfort. Outdoors, the screened pool and lanai create a private retreat perfect for relaxation or hosting friends. For boating enthusiasts, the property offers unmatched Gulf access with two Weardeck docks and dual 10,000-lb lifts (installed in 2021), making days on the water effortless. Upgrades elevate this home far beyond the ordinary. A 2020 upper-level addition provides a fourth bedroom with its own private screened balcony—ideal for guests or a personal getaway. Energy efficiency shines with a fully paid whole-house solar system and backup batteries, keeping monthly electric costs around $25. A standing seam metal roof (2020) adds longevity and curb appeal, while impact windows enhance safety and security. A sophisticated home system is wired to have the ability to manage cameras, lighting, and even the boat lifts, and the garage features a sleek epoxy floor for a polished finish. Situated in a desirable SW Cape Coral location near top dining, shopping, schools, and entertainment, this home offers the perfect blend of lifestyle, waterfront access, and modern upgrades—an exceptional opportunity for those seeking the best of coastal living.
    238 days
    |
    393
    |
    28
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Susan Smith 239-980-0561,

    ERA Cape Realty,

    Mollie Powell 239-850-1889,

    ERA Cape Realty

    Source: Florida Gulf Coast MLS,MLS#: 2025020646MLS LogoOriginating MLS: Florida Gulf Coast

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 3
      Rooms
      • Room types: Den, Family Room, Screened Porch
      Heating
      • Central, Electric
      Cooling
      • Central Air, Ceiling Fan(s), Electric, Zoned
      Appliances
      • Included: Dryer, Dishwasher, Freezer, Disposal, Microwave, Range, Refrigerator, Self Cleaning Oven, Washer
      • Laundry: Washer Hookup, Dryer Hookup, Inside
      Features
      • Bedroom on Main Level, Eat-in Kitchen, Kitchen Island, Living/Dining Room, Main Level Primary, Shower Only, Separate Shower, Bar, Walk-In Closet(s), Window Treatments, Split Bedrooms, Den, Family Room, Screened Porch
      • Flooring: Tile
      • Windows: Sliding, Impact Glass, Window Coverings
      Interior area
      • Total structure area: 2,908
      • Total interior livable area: 2,468 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Attached, Driveway, Garage, Paved, Garage Door Opener
      • Attached garage spaces: 2
      • Has uncovered spaces: Yes
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Balcony, Lanai, Porch, Screened
      • Exterior features: Security/High Impact Doors, Sprinkler/Irrigation
      • Has private pool: Yes
      • Pool features: In Ground, Outside Bath Access, Pool Equipment, Screen Enclosure
      • Has view: Yes
      • View description: Canal
      • Has water view: Yes
      • Water view: Canal
      • Waterfront features: Canal Access, Intersecting Canal, Navigable Water, Seawall
      Lot
      • Size: 10,018 Square Feet
      • Dimensions: 80 x 125 x 80 x 125
      • Features: Rectangular Lot, Sprinklers Automatic
      Details
      • Parcel number: 024523C301815.0220
      • Lease amount: $0
      • Zoning description: R1-W

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Multi-Level,Two Story
      • Property subtype: Single Family Residence
      Materials
      • Block, Concrete, Stucco
      • Roof: Metal
      Condition
      • Resale
      • Year built: 1989

      Utilities & green energy

      • Sewer: Assessment Paid, Public Sewer
      • Water: Assessment Paid, Public
      • Utilities for property: Cable Available, High Speed Internet Available
      Green energy
      • Energy efficient items: Solar Panel(s)

      Community & HOA

      Community
      • Features: Boat Facilities
      • Security: Key Card Entry, Security System, Smoke Detector(s)
      • Condo and coop fee: $0
      • Membership fee: $0
      • Subdivision: CAPE CORAL
      HOA
      • Has HOA: No
      • Amenities included: None
      • Services included: None
      Location
      • Region: Cape Coral

      Financial & listing details

      • Price per square foot: $282/sqft
      • Tax assessed value: $632,176
      • Annual tax amount: $6,638
      • Date on market: 11/23/2025
      • Cumulative days on market: 239 days
      • Listing terms: All Financing Considered,Cash
      • Ownership: Single Family

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        6/30/2026Price change$695,400-0.1%$282/sqft
        Source: Florida Gulf Coast MLS #2025020646 Report a problem
        4/29/2026Price change$695,900-2.7%$282/sqft
        Source: Florida Gulf Coast MLS #2025020646 Report a problem
        2/22/2026Price change$714,900-4%$290/sqft
        Source: Florida Gulf Coast MLS #2025020646 Report a problem
        1/14/2026Price change$745,000-0.7%$302/sqft
        Source: Florida Gulf Coast MLS #2025020646 Report a problem
        11/23/2025Listed for sale$750,000+296.8%$304/sqft
        Source: Florida Gulf Coast MLS #2025020646 Report a problem
        3/15/2001Sold$189,000$77/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$6,940 +4.5%$418,362 +2.9%
        2024$6,638 +2.7%$406,571 +3%
        2023$6,462 +5.4%$394,729 +2.9%
        2022$6,129 +16.1%$383,779
        2021$5,278 +19.2%--
        2020$4,429 +3%$253,816 -19%
        2019$4,299 $313,303 +28.7%
        2018$4,299 +0%$243,483 +2.1%
        2017$4,298 +0.5%$238,475 -15.9%
        2016$4,275 +1.8%$283,665 +6.5%
        2015$4,199 -1.1%$266,296 -0.9%
        2014$4,244 -0.7%$268,806 +11.9%
        2013$4,276 +13.8%$240,182 +15%
        2012$3,757 -14.6%$208,913 +6.6%
        2011$4,401 +3.5%$195,926 +6%
        2010$4,252 -10.9%$184,922 -13.5%
        2009$4,773 +3.5%$213,700 -15.6%
        2008$4,613 -30.1%$253,180 -30.6%
        2007$6,600 -10%$364,990 -7.2%
        2006$7,335 +32.1%$393,360 +55.1%
        2004$5,551 +21.3%$253,660 +28.6%
        2003$4,576 +21.6%$197,300 +26.2%
        2002$3,764 $156,340 +23.8%
        2000-- $126,270
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 33914

        Getting around

        3 / 100
        Car-Dependent
        31 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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