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For sale
    • Price cut: $7K (6/29)
    $458,000

    14415 Front Beach Rd Unit 1602, Panama City Beach, FL 32413

    2beds
    1,146sqft
    : 
    $3,800/mo
    Get pre-qualified
    Condominium
    Built in 2008
    -- sqft lot
    $444,000 Zestimate®
    $400/sqft
    $888/mo HOA

    What's special

    Indoor poolGulf-front condoGulf-front poolBeautiful gulf-viewsTiled floorsLuxury vinyl bedroom flooringMatching tile backsplash
    Offered for sale is Ocean Reef Unit 1602, a two-bedroom, two-bath, gulf-front condo with a spacious 10x27 (270+ sq. ft.) balcony. The Unit 1602 floorplan features: a gulf-front living area and gulf-front master bedroom with separate balcony access; tiled floors; luxury vinyl bedroom flooring; and matching tile backsplash and bar facing. The Ocean Reef balcony size is fabulous and sets it apart from many other resorts. From the moment you walk-in you'll notice the beautiful gulf-views from the kitchen, dining, and living areas. The master bedroom features a private bath with double vanity. The guest bedroom is large enough for two beds and offers private access to the guest bathroom. The laundry room includes a side-by-side washer and dryer. Ocean Reef features two pools and a large hot-tub. The gulf-front pool is located directly behind the building. The indoor pool is perfect for colder days. Ocean Reef is perfectly situated! Just to the west, a short walk away, enjoy delicious meals at the beach-front Runaway Island Restaurant or venture across the street for yummy coffee and donuts at A'more or lunch at the Funland Snack Bar. Across the street you'll find the Hidden Lagoon mini golf and golf carts or shop at the large Alvin's Island Gift Shop. The famous Pier Park restaurant, entertainment, and shopping district is just 1.75 miles to the west. The new TopGolf restaurant, bar, and golfing fun is just 1.5 miles to the west. Unit 1602 includes your very own exclusive-use, assigned, parking space on level 2 under the building. No walking across the street or wasted time looking for a parking space. All dimensions and square footages are approximate and to be verified by buyer if important. The HVAC Unit is dated August 2021. *Living rom sofa does not convey.
    341 days
    |
    135
    |
    18
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    John L Smith 850-830-9096,

    Distinctive Beach Real Estate

    Source: CPAR,MLS#: 778981MLS LogoOriginating MLS: Central Panhandle Association of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 2
      • Full bathrooms: 2
      Rooms
      • Room types: Kitchen, Living Room, Primary Bedroom
      Primary bedroom
      • Level: First
      • Dimensions: 12 x 12.8
      Kitchen
      • Level: First
      • Dimensions: 10 x 9.2
      Living room
      • Level: First
      • Dimensions: 12 x 13.7
      Heating
      • Heat Pump
      Cooling
      • Ceiling Fan(s), Heat Pump
      Appliances
      • Included: Electric Range, Electric Water Heater
      Features
      • Balcony, Double Vanity, Main Level Primary, Tub Shower
      Interior area
      • Total structure area: 1,146
      • Total interior livable area: 1,146 sqft

      Property

      Parking
      • Total spaces: 1
      • Parking features: Additional Parking
      • Garage spaces: 1
      Features
      • Patio & porch: Balcony
      • Pool features: Gunite, Gas Heat, Indoor, In Ground, Community
      • Spa features: Community
      • Has view: Yes
      • View description: Gulf, Water
      • Has water view: Yes
      • Water view: Gulf,Water
      • Waterfront features: Gulf, Shoreline - Sand
      Details
      • Parcel number: 40001250091
      • Special conditions: Listed As-Is

      Construction

      Type & style
      • Home type: Condo
      • Architectural style: High Rise
      • Property subtype: Condominium
      • Attached to another structure: Yes
      Materials
      • Block, Concrete, Stucco
      • Roof: Membrane
      Condition
      • New construction: No
      • Year built: 2008

      Utilities & green energy

      • Sewer: Public Sewer

      Community & HOA

      Community
      • Features: Barbecue, Beach, Conference/Meeting Room, Elevator, Fitness Center, Pool, Sauna, Waterfront, Community Pool, Short Term Rental Allowed
      • Security: Building Security, Fire Sprinkler System, Security Guard, Fire Alarm, Smoke Detector(s), Security Service
      • Subdivision: Ocean Reef
      HOA
      • Has HOA: Yes
      • Amenities included: Beach Rights, Barbecue, Sauna, Spa/Hot Tub
      • Services included: Association Management, Clubhouse, Cable TV, Fitness Facility, Internet, Legal/Accounting, Pest Control, Pool(s), Sewer, Security, Trash, Water
      • HOA fee: $2,663 quarterly
      Location
      • Region: Panama City Beach

      Financial & listing details

      • Price per square foot: $400/sqft
      • Tax assessed value: $488,750
      • Annual tax amount: $5,644
      • Date on market: 9/13/2025
      • Cumulative days on market: 300 days

        Estimated market value

        $444,000

        $422,000 - $466,000

        $2,474/mo

        Price history

        DateEventPrice
        6/29/2026Price change$458,000-1.5%$400/sqft
        Source: CPAR #778981 Report a problem
        3/9/2026Price change$465,000-13.1%$406/sqft
        Source: CPAR #778981 Report a problem
        9/13/2025Listed for sale$535,000+127.7%$467/sqft
        Source: CPAR #778981 Report a problem
        12/31/2012Sold$235,000$205/sqft
        Source: ECAOR #588820 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$5,644 +3.6%$476,290 +3%
        2023$5,450 +24.7%$462,417 +40.9%
        2022$4,372 $328,092
        2021-- --
        2020$3,338 +12%$271,150 +10%
        2019$2,980 $246,500 +7.4%
        2018$2,980 +4.8%$229,500 -3.6%
        2017$2,845 +5%$238,000 -0.5%
        2016$2,710 +3%$239,275 +8.8%
        2015$2,631 $219,938 +7%
        2014$2,631 $205,615 -2.5%
        2013-- $210,800 +6.5%
        2012-- $197,965 +3.3%
        2011-- $191,675
        2010-- $191,675
        2009-- $191,675 +379.9%
        2008-- $39,937
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 32413

        Getting around

        34 / 100
        Car-Dependent
        49 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Hutchison Beach
        • Middle: Surfside
        • High: Arnold

        Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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