Top-floor 2-Bedroom Condo at Ocean Villa. Discover unmatched coastal luxury in this gorgeous 2-bedroom unit at Ocean Villa, situated directly on the beautiful white sands of Panama City Beach. Boasting one of the largest balconies available in a two-bedroom floor plan, this home offers breathtaking Gulf vistas--ideal for savoring morning coffee at sunrise or unwinding amid stunning sunset colors. The interior features a welcoming open-concept layout, perfect for short weekend getaways or extended vacations. Units on the top five floors enjoy elevated 10-foot ceilings. The stylish, modern finishes include smooth tile flooring throughout for a clean, contemporary vibe. The upscale kitchen impresses with stainless steel appliances and elegant granite countertops, blending beauty with functional design. An owner's storage closet just outside the door provides added practicality. This condo is already part of a successful short-term rental program. Ocean Villa delivers exceptional amenities: two inviting pools (one outdoor and one seasonally heated indoor), a spacious hot tub, and a lively grilling area. Stay active or relax in the fully equipped fitness center, complete with sauna and steam room. Hassle-free access and safety are ensured by a covered walkover linking to a three-story parking garage across the street. Additional parking is offered in the two-story garage on the south side of Front Beach Road, right beneath the building. Don't miss your chance to own this turnkey beachfront treasure, where refined luxury embraces relaxed seaside living.
For sale
Price cut: $8K (6/25)
$421,000
10625 Front Beach Rd Unit 2305, Panama City Beach, FL 32407
2beds
1,146sqft
Condominium
Built in 2006
-- sqft lot
$407,600 Zestimate®
$367/sqft
$-- HOA
What's special
Lively grilling areaElegant granite countertopsStylish modern finishesBreathtaking gulf vistasSpacious hot tubUpscale kitchenWelcoming open-concept layout
- 112 days |
- 947 |
- 43 |
Zillow last checked:
Listing updated:
Listed by:
Chris Arnold 850-625-5113,
Waterview Property Group LLC
Source: CPAR,MLS#: 786900
Originating MLS: Central Panhandle Association of REALTORS
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Rooms
- Room types: Bedroom
Bedroom
- Level: First
- Dimensions: 12 x 14
Bedroom
- Level: First
- Dimensions: 12 x 10
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Washer/Dryer Stacked, Electric Range
- Laundry: Stacked
Interior area
- Total structure area: 1,146
- Total interior livable area: 1,146 sqft
Property
Features
- Pool features: Community
- Has view: Yes
- View description: Gulf
- Has water view: Yes
- Water view: Gulf
- Waterfront features: Gulf, Shoreline - Sand
Details
- Parcel number: 40000200124
Construction
Type & style
- Home type: Condo
- Architectural style: High Rise
- Property subtype: Condominium
- Attached to another structure: Yes
Materials
- Other, See Remarks
Condition
- New construction: No
- Year built: 2006
Community & HOA
Community
- Features: Community Pool, Short Term Rental Allowed
- Subdivision: Ocean Villa
HOA
- Has HOA: Yes
Location
- Region: Panama City Beach
Financial & listing details
- Price per square foot: $367/sqft
- Tax assessed value: $473,833
- Annual tax amount: $5,708
- Date on market: 3/17/2026
- Cumulative days on market: 113 days
Estimated market value
$407,600
$387,000 - $428,000
$2,516/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/25/2026 | Price change | $421,000-1.9%$367/sqft |
Source: | ||
| 5/15/2026 | Price change | $429,000-4.5%$374/sqft |
Source: | ||
| 4/30/2026 | Price change | $449,000-2.4%$392/sqft |
Source: | ||
| 3/17/2026 | Listed for sale | $460,000+117%$401/sqft |
Source: | ||
| 6/29/2010 | Sold | $212,000+1.2%$185/sqft |
Source: Public Record Report a problem | ||
| 3/25/2010 | Price change | $209,500-6.9%$183/sqft |
Source: 100% REalty, Inc. #529314 Report a problem | ||
| 1/9/2010 | Listed for sale | $225,000$196/sqft |
Source: 100% REalty, Inc. #529314 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $5,525 +4.8% | $386,922 +10% |
| 2023 | $5,271 +26.8% | $351,747 +10% |
| 2022 | $4,157 | $319,770 |
| 2021 | -- | -- |
| 2020 | $3,517 +7.6% | $290,700 +9.1% |
| 2019 | $3,267 | $266,475 +10% |
| 2018 | $3,267 +9.4% | $242,250 +3.6% |
| 2017 | $2,986 +12.1% | $233,750 +4.8% |
| 2016 | $2,664 +7.6% | $223,040 +9.2% |
| 2015 | $2,475 | $204,158 +10% |
| 2014 | $2,475 | $185,598 +10% |
| 2013 | -- | $168,725 +7.4% |
| 2012 | -- | $157,165 -14% |
| 2011 | -- | $182,750 -1.4% |
| 2010 | -- | $185,300 -20.2% |
| 2009 | -- | $232,278 -10% |
| 2008 | -- | $258,087 -13% |
| 2007 | -- | $296,651 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 32407
Nearby schools
GreatSchools rating
- 8/10Hutchison Beach Elementary SchoolGrades: K-5Distance: 2 mi
- 7/10Surfside Middle SchoolGrades: PK-12Distance: 3.2 mi
- 4/10J.R. Arnold High SchoolGrades: 9-12Distance: 1.7 mi
Schools provided by the listing agent
- Elementary: Hutchison Beach
- Middle: Surfside
- High: Arnold
Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Florida
- Bay County
- Panama City Beach
- 32407
- 10625 Front Beach Rd Unit 2305
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