Top-floor 2-Bedroom Condo at Ocean Villa. Discover unmatched coastal luxury in this gorgeous 2-bedroom unit at Ocean Villa, situated directly on the beautiful white sands of Panama City Beach. Boasting one of the largest balconies available in a two-bedroom floor plan, this home offers breathtaking Gulf vistas--ideal for savoring morning coffee at sunrise or unwinding amid stunning sunset colors. The interior features a welcoming open-concept layout, perfect for short weekend getaways or extended vacations. Units on the top five floors enjoy elevated 10-foot ceilings. The stylish, modern finishes include smooth tile flooring throughout for a clean, contemporary vibe. The upscale kitchen impresses with stainless steel appliances and elegant granite countertops, blending beauty with functional design. An owner's storage closet just outside the door provides added practicality. This condo is already part of a successful short-term rental program. Ocean Villa delivers exceptional amenities: two inviting pools (one outdoor and one seasonally heated indoor), a spacious hot tub, and a lively grilling area. Stay active or relax in the fully equipped fitness center, complete with sauna and steam room. Hassle-free access and safety are ensured by a covered walkover linking to a three-story parking garage across the street. Additional parking is offered in the two-story garage on the south side of Front Beach Road, right beneath the building. Don't miss your chance to own this turnkey beachfront treasure, where refined luxury embraces relaxed seaside living.
For sale
Price cut: $8K (6/25)
$421,000
10625 Front Beach Rd Unit 2305, Panama City Beach, FL 32407
2beds
1,146sqft
Condominium
Built in 2006
-- sqft lot
$407,800 Zestimate®
$367/sqft
$632/mo HOA
What's special
Lively grilling areaElegant granite countertopsStylish modern finishesBreathtaking gulf vistasSpacious hot tubUpscale kitchenWelcoming open-concept layout
- 158 days |
- 833 |
- 49 |
Zillow last checked:
Listing updated:
Listed by:
Chris Arnold 850-625-5113,
Waterview Property Group LLC
Source: CPAR,MLS#: 786900
Originating MLS: Central Panhandle Association of REALTORS
Originating MLS: Central Panhandle Association of REALTORSFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Rooms
- Room types: Bedroom
Bedroom
- Level: First
- Dimensions: 12 x 14
Bedroom
- Level: First
- Dimensions: 12 x 10
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Washer/Dryer Stacked, Electric Range
- Laundry: Stacked
Interior area
- Total structure area: 1,146
- Total interior livable area: 1,146 sqft
Property
Features
- Pool features: Community
- Has view: Yes
- View description: Gulf
- Has water view: Yes
- Water view: Gulf
- Waterfront features: Gulf, Shoreline - Sand
Details
- Parcel number: 40000200124
Construction
Type & style
- Home type: Condo
- Architectural style: High Rise
- Property subtype: Condominium
- Attached to another structure: Yes
Materials
- Other, See Remarks
Condition
- New construction: No
- Year built: 2006
Community & HOA
Community
- Features: Community Pool, Short Term Rental Allowed
- Subdivision: Ocean Villa
HOA
- Has HOA: Yes
- Services included: Other, See Remarks
- HOA fee: $632 monthly
Location
- Region: Panama City Beach
Financial & listing details
- Price per square foot: $367/sqft
- Tax assessed value: $473,833
- Annual tax amount: $5,708
- Date on market: 3/17/2026
- Cumulative days on market: 159 days
Estimated market value
$407,800
$387,000 - $428,000
$2,112/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/25/2026 | Price change | $421,000-1.9%$367/sqft |
Source:  CPAR #786900 Report a problem | ||
| 5/15/2026 | Price change | $429,000-4.5%$374/sqft |
Source: CPAR #786900 Report a problem | ||
| 4/30/2026 | Price change | $449,000-2.4%$392/sqft |
Source: CPAR #786900 Report a problem | ||
| 3/17/2026 | Listed for sale | $460,000+117%$401/sqft |
Source: CPAR #786900 Report a problem | ||
| 6/29/2010 | Sold | $212,000+1.2%$185/sqft |
Source: Public Record Report a problem | ||
| 3/25/2010 | Price change | $209,500-6.9%$183/sqft |
Source: 100% REalty, Inc. #529314 Report a problem | ||
| 1/9/2010 | Listed for sale | $225,000$196/sqft |
Source: 100% REalty, Inc. #529314 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $5,525 +4.8% | $386,922 +10% |
| 2023 | $5,271 +26.8% | $351,747 +10% |
| 2022 | $4,157 | $319,770 |
| 2021 | -- | -- |
| 2020 | $3,517 +7.6% | $290,700 +9.1% |
| 2019 | $3,267 | $266,475 +10% |
| 2018 | $3,267 +9.4% | $242,250 +3.6% |
| 2017 | $2,986 +12.1% | $233,750 +4.8% |
| 2016 | $2,664 +7.6% | $223,040 +9.2% |
| 2015 | $2,475 | $204,158 +10% |
| 2014 | $2,475 | $185,598 +10% |
| 2013 | -- | $168,725 +7.4% |
| 2012 | -- | $157,165 -14% |
| 2011 | -- | $182,750 -1.4% |
| 2010 | -- | $185,300 -20.2% |
| 2009 | -- | $232,278 -10% |
| 2008 | -- | $258,087 -13% |
| 2007 | -- | $296,651 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 32407
Nearby schools
GreatSchools rating
- 8/10Hutchison Beach Elementary SchoolGrades: K-5Distance: 2 mi
- 7/10Surfside Middle SchoolGrades: PK-12Distance: 3.2 mi
- 4/10J.R. Arnold High SchoolGrades: 9-12Distance: 1.7 mi
Schools provided by the listing agent
- Elementary: Hutchison Beach
- Middle: Surfside
- High: Arnold
Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
- $418,0002 bd2 ba1.1k sqft10625 Front Beach Rd UNIT 2306, Panama City Beach, FL 32407Sold
- $555,0002 bd2 ba1.1k sqft10625 Front Beach Rd UNIT 1701, Panama City Beach, FL 32407Sold
- $425,0002 bd2 ba1.1k sqft10625 Front Beach Rd UNIT 2101, Panama City Beach, FL 32407Sold
- $592,0002 bd2 ba1.1k sqft10625 Front Beach Rd UNIT 905, Panama City Beach, FL 32407Sold
- $565,0002 bd2 ba1.1k sqft10625 Front Beach Rd UNIT 903, Panama City Beach, FL 32407Sold
- $455,0002 bd2 ba1.1k sqft10625 Front Beach Rd UNIT 1102, Panama City Beach, FL 32407Sold
- $451,7002 bd2 ba1.1k sqft10625 Front Beach Rd UNIT 1506, Panama City Beach, FL 32407Off Market
- $465,0002 bd2 ba1.1k sqft10625 Front Beach Rd UNIT 901, Panama City Beach, FL 32407Sold
A local agent can set up tours, give advice and negotiate with sellers.
Similar homes
- $449,9002 bd2 ba958 sqft10901 Front Beach Rd Unit 1311, Panama City Beach, FL 32407For Sale
MLS ID #773283, Kathy K Peacock-Morgan. CPAR - $430,0002 bd2 ba1k sqft12011 Front Beach Rd Unit 405b, Panama City Beach, FL 32407For Sale
MLS ID #777834, Ryan T Powell. CPAR - $485,0002 bd2 ba1.1k sqft10625 Front Beach Rd Unit 1905, Panama City Beach, FL 32407For Sale
MLS ID #791888, Frank Trenholm. CPAR - $590,0002 bd2 ba1.3k sqft10509 Front Beach Rd Unit 103, Panama City Beach, FL 32407For Sale
MLS ID #794292, Keith B Hodges. CPAR - $420,0002 bd2 ba1k sqft12011 Front Beach Rd Unit 1802b, Panama City Beach, FL 32407For SaleMLS ID #779790, Yvette Colona, GRI. CPAR
- $399,9002 bd2 ba1.2k sqft9860 S Thomas Dr Unit 927, Panama City Beach, FL 32408For SaleMLS ID #781694, Sheri B Witcher. CPAR
- $372,0002 bd3 ba1.1k sqft9900 Thomas Dr Unit 1219, Panama City Beach, FL 32408For SaleMLS ID #794015, Cindy Shoemaker. CPAR
- $439,0002 bd2 ba1k sqft6505 Thomas Dr Unit 411, Panama City Beach, FL 32408For SaleMLS ID #786790, Greg B Taylor. CPAR
- $465,0002 bd3 ba1.1k sqft9900 Thomas Dr Unit 407, Panama City Beach, FL 32408For SaleMLS ID #788034, Kelly R Zarda. CPAR
- $499,0002 bd3 ba1.4k sqft9900 Thomas Dr Unit 1122, Panama City Beach, FL 32408For SaleMLS ID #794016, Cindy Shoemaker. CPAR
- $429,9002 bd2 ba1k sqft12011 Front Beach Rd #1004B, Panama City Beach, FL 32413For SaleMLS ID #784981, Michele Morros. CPAR
- $315,0001 bd2 ba903 sqft11800 Front Beach Rd Unit 2-806, Panama City Beach, FL 32407For SaleMLS ID #794139, Elwood J Junot. CPAR
- $439,0002 bd2 ba1k sqft6505 Thomas Dr Unit 613C, Panama City Beach, FL 32408For SaleMLS ID #771398, Greg B Taylor. CPAR
- $475,0002 bd2 ba1k sqft12011 Front Beach Rd Unit 1405b, Panama City Beach, FL 32407For SaleMLS ID #771257, Jessica Langeloh. CPAR
- $369,9003 bd2 ba1.2k sqft9860 S Thomas Dr Unit 1026, Panama City Beach, FL 32408For SaleMLS ID #771011, Mark A Chambliss. CPAR
- $599,0003 bd2 ba1.1k sqft10901 Front Beach Rd Unit 2103, Panama City Beach, FL 32407For SaleMLS ID #785380, Donna R Johnson. CPAR
- $365,0003 bd2 ba1.2k sqft9902 S Thomas Dr Unit 2132, Panama City Beach, FL 32408For SaleMLS ID #766870, Mark A Chambliss. CPAR
- $369,9001 bd1 ba737 sqft10901 Front Beach Rd Unit 1114, Panama City Beach, FL 32407For SaleMLS ID #780218, Gabriel Stephani. CPAR
- $399,9001 bd2 ba914 sqft16701 Front Beach Rd Unit 805, Panama City Beach, FL 32407For SaleBHHS broker feed
- $629,0002 bd2 ba1.3k sqft10517 Front Beach Rd Unit 1107, Panama City Beach, FL 32407For SaleMLS ID #788756, Remy P Olszewski. CPAR
