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For sale
    • $499,000

    9900 Thomas Dr Unit 1122, Panama City Beach, FL 32408

    2beds
    1,453sqft
    : 
    $4,801/mo
    Get pre-qualified
    Condominium
    Built in 2007
    -- sqft lot
    $479,600 Zestimate®
    $343/sqft
    $1,629/mo HOA

    What's special

    Experience the ultimate blend of beachfront luxury and high-performing investment potential in this 2BD 3BA +bunk Gulf front condo at Shores of Panama. Located within the highly sought-after and seldom available H-floor-plan stack (only 23 in the entire building), this spacious condo offers an exceptional layout designed for both strong rental returns and unforgettable coastal living. The condo conveys fully furnished and rental-ready, making it an effortless investment opportunity or turnkey beach retreat. This condo features two primary suites with ensuite baths, plus an additional bedroom and a separate bunk room, comfortably accommodating up to 10 guests. With three full bathrooms, the thoughtful configuration maximizes occupancy and guest comfort, making it one of the most versatile and desirable floor-plans in the resort. The open-concept living and dining area (seating for eight) flows seamlessly to an oversized private balcony showcasing sweeping Gulf views, vibrant sunsets, and the resort's iconic lagoon-style pool. This unit also includes one deeded parking space. Shores of Panama is home to the largest Gulf-front lagoon pool in Panama City Beach, with its spectacular 14,000+ sq ft zero-entry lagoon pool with palm-lined islands, fountains, and expansive hot tub. tropical palm islands, fountains, and an oversized hot tub--all just steps from exclusive beachfront access. Owners and guests also enjoy: Indoor heated pool and hot tub, 24-hour fitness center, Seasonal poolside Tiki bar, Covered parking, and On-site security. The location is unbeatable--walk next door to Pineapple Willy's for beachfront dining or cross the street to Laketown Wharf for multiple dining options including The Wharf Buffet, Juan Taco, and LuLu's Bar & Restaurant. Shopping, entertainment, and attractions are all within easy reach. If you're looking for a well-positioned Gulf-front condo with proven rental appeal and unbeatable amenities--this is a standout opportunity. With exterior renovations scheduled to enhance curb appeal and long-term value, this is a strategic opportunity to secure this wonderful gulf front condo--ideal as a personal retreat, income powerhouse, or both. All information and HOA details are believed accurate but should be verified by buyers if important.
    12 days
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    59
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    5
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    Zillow last checked:

    Listing updated:

    Listed by:

    Cindy Shoemaker 850-573-4045,

    Christies International Real Estate Emerald Coast

    Source: CPAR,MLS#: 794016MLS LogoOriginating MLS: Central Panhandle Association of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 3
      • Full bathrooms: 3
      Rooms
      • Room types: Bedroom, Dining Room, Full Bath, Kitchen, Living Room, Other
      Bedroom
      • Description: if important buyer to verify
      • Level: First
      • Dimensions: 13 x 15
      Bedroom
      • Description: if important buyer to verify
      • Level: First
      • Dimensions: 13.5 x 12
      Bedroom
      • Description: if important buyer to verify
      • Level: First
      • Dimensions: 12.5 x 9
      Other
      • Description: if important buyer to verify
      • Level: First
      • Dimensions: 7 x 6.1
      Dining room
      • Description: if important buyer to verify
      • Level: First
      • Dimensions: 13 x 7
      Other
      • Description: if important buyer to verify
      • Level: First
      • Dimensions: 6 x 10
      Other
      • Description: if important buyer to verify
      • Level: First
      • Dimensions: 10 x 5.5
      Other
      • Description: if important buyer to verify
      • Level: First
      • Dimensions: 8 x 4.1
      Kitchen
      • Description: if important buyer to verify
      • Level: First
      • Dimensions: 13.1 x 9.5
      Living room
      • Description: if important buyer to verify
      • Level: First
      • Dimensions: 17.5 x 15.5
      Other
      • Description: if important buyer to verify
      • Features: Balcony
      • Level: First
      • Dimensions: 17.5 x 12
      Heating
      • Central, Electric
      Cooling
      • Central Air
      Appliances
      • Included: Electric Oven, Electric Water Heater
      Interior area
      • Total structure area: 1,453
      • Total interior livable area: 1,453 sqft

      Property

      Parking
      • Total spaces: 1
      • Parking features: Garage
      • Garage spaces: 1
      Features
      • Patio & porch: Balcony
      • Pool features: Community
      • Spa features: Community
      • Has view: Yes
      • View description: Gulf
      • Has water view: Yes
      • Water view: Gulf
      • Waterfront features: Gulf
      Details
      • Parcel number: 4000675133
      • Zoning description: Resid Multi-Family
      • Special conditions: Listed As-Is

      Construction

      Type & style
      • Home type: Condo
      • Architectural style: High Rise
      • Property subtype: Condominium
      • Attached to another structure: Yes
      Condition
      • New construction: No
      • Year built: 2007

      Utilities & green energy

      • Sewer: Public Sewer
      • Utilities for property: Cable Connected, Electricity Available

      Community & HOA

      Community
      • Features: Elevator, Fitness Center, Gated, Pool, Waterfront, Community Pool, Short Term Rental Allowed
      • Security: Security Gate, Security Service
      • Subdivision: Shores Of Panama Phase II
      HOA
      • Has HOA: Yes
      • Amenities included: Gated, Spa/Hot Tub
      • Services included: Association Management, Fitness Facility, Insurance, Maintenance Grounds, Pool(s), Sewer, Security, Trash, Water
      • HOA fee: $4,886 quarterly
      Location
      • Region: Panama City Beach

      Financial & listing details

      • Price per square foot: $343/sqft
      • Tax assessed value: $510,000
      • Annual tax amount: $5,457
      • Date on market: 8/13/2026
      • Electric utility on property: Yes

        Estimated market value

        $479,600

        $456,000 - $504,000

        $3,063/mo

        Price history

        DateEventPrice
        8/13/2026Listed for sale$499,000$343/sqft
        Source: CPAR #794016 Report a problem
        6/24/2026Listing removed$499,000$343/sqft
        Source: CPAR #785141 Report a problem
        2/12/2026Listed for sale$499,000$343/sqft
        Source: CPAR #785141 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$5,224 +6.4%$289,729 +10%
        2023$4,909 +41.5%$263,390 +10%
        2022$3,468 $239,445
        2021-- --
        2020$2,455 +6%$197,888 +5%
        2019$2,317 $188,464 +0.8%
        2018$2,317 -2%$187,000 -17%
        2017$2,363 -7.9%$225,250
        2016$2,566 -4.7%$225,250
        2015$2,693 $225,250 -0.7%
        2014$2,693 $226,865 +6.8%
        2013-- $212,415 0%
        2012-- $212,500 -22.2%
        2011-- $273,070 -2.6%
        2010-- $280,500 -34.8%
        2009-- $430,088 -20.4%
        2008-- $540,516
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 32408

        Getting around

        25 / 100
        Car-Dependent
        37 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Breakfast Point
        • Middle: Surfside
        • High: Arnold

        Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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